Home Financial consultant A “good neighbor” wears many hats | Local News

A “good neighbor” wears many hats | Local News



“Like a good neighbor …” is perhaps one of the most universally recognized advertising slogans in the world, and Maggie Dutton of Maggie Dutton State Farm is committed to being the best neighbor to her customers and the community. community as a whole. .

For Maggie, being a good neighbor starts with providing her customers with the best service and premium products available. Not only is she a licensed insurance agent, but she recently obtained her certification as a Chartered Financial Consultant (ChFC). ChFC education is very similar to CFP certification education, but with additional instruction required on the principles of financial planning for a wide range of contemporary scenarios found in today’s social and economic environment.

The ChFC designation prepares advisors to meet modern challenges in financial planning, including planning for small businesses, planning for divorced and stepfamilies, and planning for families with special needs, by leveraging knowledge in these matters. investment, insurance and tax planning. This designation has been a long time coming. Maggie began labor to get it 20 years ago, but put it on hold when faced with a cancer diagnosis and treatment. Now a 17-year-old survivor, she enjoys mentoring others facing a breast cancer diagnosis.

She is also a broker for Rocket Mortgage – Quicken Loans and a mortgage originator.

“Clients are assigned a support banker who guides them through the process,” said Maggie. “And we are able to give wholesale mortgage rates as opposed to the rate found online. State Farm has formed this alliance so that we can provide the best rates and services to our customers.

State Farm also has an alliance with Jackson National, the largest annuity company in the United States, and they sell all of their products.

“People are living longer,” she said. “I have been a registered representative for 20 years and, in addition to annuities, I can offer my clients mutual funds, IRAs and other investment vehicles.

In other words, Maggie Dutton State Farm offers a full range of insurance and financial services to her clients, which range from people starting with their first home and auto insurance policy to those interested in financial planning. and inheritance. In 2021, she was recognized as a member of the Million Dollar Round Table for the ninth time. MDRT is an independent global association of more than 65,000 of the world’s leading life insurance and financial services professionals from more than 500 companies in 70 countries and territories. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and exceptional customer service. MDRT membership is internationally recognized as the standard of excellence in the life insurance and financial services industry.

“Not all State Farm agents do all of this,” she said. “I live and breathe State Farm and I am a good neighbor.”

This is evident when you understand the range of programs and organizations that Maggie Dutton State Farm supports in the community. They include Golden Isles Career Academy, Heritage Christian Academy, Frederica Academy, Rotary Club, FaithWorks, American Cancer Society, Humane Society of South Coastal Georgia and College of Coastal Georgia, The Farm at Oatland North, Memory Matters, Manna House, Grace House and many more. His company doesn’t just make financial contributions to deserving organizations – the support goes far beyond that. At many local charity events, you’ll find Maggie Dutton State Farm volunteers participating in any way they can to be helpful.

And, as an insurance agent, she and her team are always there. Maggie Dutton has worked in the insurance industry for 39 years. She has a background in education and nowadays she still enjoys teaching. Only now, she teaches her team members and clients, and tries to keep the vocabulary of insurance and investing accessible and understandable. Its five team members, all of whom are women, are licensed agents and specialize in different product lines. They have 59 years of combined experience with State Farm. Maggie Dutton State Farm is licensed in Georgia and South Carolina, and will soon be licensed in Alabama and Florida.

Even with six women in the office, there is no drama. In fact, the team enjoys each other’s company so much that they rarely leave for lunch – preferring to bring food and eat together in the company kitchen.

Each agent has their own specialty, and the same goes for Maggie.

“I like large commercial accounts, investments and life insurance,” she said.

During the tropical storms of the past few years, agents have worked remotely, but complaints were able to be processed in real time, Maggie said.

“I give everyone my cell phone,” she said. “Everyone is accessible; I think it’s important for them to know that their agent really cares about him.

Of course, after nearly 40 years in the business, the question of retirement is becoming more and more frequent.

“I never retire – I love what I do,” Maggie said.



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