Home Blog Page 3

North Dakota pasture value increases in 2022; Apartment for rent in cash – Jamestown Sun

The value of North Dakota pastures has risen sharply across the state with an overall increase of about 11.5%, says Bryon Parman, agricultural finance specialist at Dakota State University Extension. North (NDSU). The state’s average price per acre fell from $972 per acre in 2021 to $1,080 per acre in 2022, according to county-level data compiled from the North Dakota Department of Trust Lands annual survey released online at https://bit.ly/2Qn2UCR.

Due to insufficient data, rental rates for Northeast, North Red River Valley and South Red River Valley are not reported here.

All regions, except the central-south region, increased by more than 10%. The largest increase occurred in the North West region at 16.7%, while the South East increased by almost 15.5%. The central-east and south-west regions both increased between 12% and 13%, while the central-north increased by just over 10%.

“The only reported region that did not see a large increase was the South Central region, with an increase of nearly 1%,” says Parman. “However, in previous years it was the only region to show consistent gains, while other regions experienced ups and downs.”

North Dakota’s most expensive pasture remains in the southeast at $1,559 per acre, followed by the south-central region at $1,137 per acre. The mid-east was $1,119 per acre in 2022, followed by the south-west region at $1,033 per acre. The Northwest and North Central regions remain below $1,000 per acre at $751 and $890 per acre, respectively.

Estimated average values ​​per acre of pasture in North Dakota from 2017 to 2022.

Contribution / North Dakota State University

Pasture cash rents remained unchanged statewide, remaining at $21 per acre in 2022, which was the same as 2021. However, some areas of the state saw increases while d others recorded declines. Regions in North Dakota that have seen an increase in pasture cash rents include the North Central, Southwest, and East Central regions. The North-Central region increased by 4.5%, the South-West by 6.3% and the East-Central by 2.6%.

Other regions posted declines, including the northwest, south-central and southeast regions. The northwest decreased by 5.4%, the center-south by 0.85% and the southeast by 3.6%. The combination of increases and decreases in regional rental rates canceled out so the statewide rate remained at $21 per acre.

“While it is common for rental rates and pasture values ​​to move in different ways in the data, such that values ​​may increase in double digits while rental rate increases are in the lower single digits, it is less common for values ​​to rise so remarkably while rents remain unchanged (or possibly falling),” Parman said.

“This is likely due to the drought that North Dakota experienced in 2021, with some areas continuing to be affected in 2022,” Parman says. “Land purchases are a longer-term investment and recent rainfall amounts have less of a short-term impact, while rental rates may indeed be impacted by available or anticipated forage amounts.”

EcoPlus review: Does the Eco Plus fuel saving chip device work as advertised?

Fuel prices have increased due to the current global situation, and car owners need to reduce their fuel consumption levels and improve the engine control unit (ECU) of the vehicle. Various options on the market can help save skyrocketing gas prices. EcoPlus is one of the ideal options since it reduces fuel consumption by up to 55%.

With EcoPlus, you can remap the vehicle ECU and optimize fuel consumption. Moreover, the gadget is easy to use and requires no maintenance. Here is a closer look at EcoPlus and its important role in reducing the cost of gas pumps for your car.

What is EcoPlus?

Did you know that EcoPlus can optimize your car’s power and torque? The advanced programmed chip is essential for saving fuel by remapping your vehicle’s ECU and improving fuel mileage. Fuel-saving technology adapts to your driving habits and helps fight climate change.

In addition, EcoPlus protects the environment since it reduces the vehicle’s smoke emissions into the air. EcoPlus is safe to use and has no adverse effects on vehicles. It does not affect the changes on your car’s computer and you can unplug EcoPlus from the OBD2 connector and reset it to factory settings.

How does EcoPlus work?

Using EcoPlus is very simple and does not require any technical skills. One plugs the EcoPlus fuel saving device into the vehicle’s OBD2 connector, and EcoPlus maps all vehicle information from the computer ECU. After obtaining the data from the ECU, EcoPlus regulates the following:

  • Fuel consumption
  • Injection timing
  • Pressure to optimize vehicle performance

EcoPlus adapts through state-of-the-art technology to perfectly match the requirements and specifications of the fuel-efficient vehicle when recognizing driving patterns.

Why you should choose EcoPlus

EcoPlus is undeniably the ideal solution for your vehicle’s fuel consumptionand some of the reasons why you should opt for this technology include:

EcoPlus improves vehicle performance

After driving long distances, EcoPlus adapts to the characteristics of the vehicle and the habits of the driver. Then it remaps the ECU to minimize fuel consumption. It is compatible with various vehicle models, and after remapping the ECU, it optimizes vehicle performance. As one drives the car, this renews the map and keeps the vehicle’s fuel consumption at optimal levels with your driving style.

EcoPlus is suitable for all vehicles

EcoPlus is compatible with all vehicles that use OBD2. It maps the computer ECU and increases the performance of the car. As the driver covers a longer distance, it renews the mapping and optimizes fuel consumption according to driving style.

Unique EcoPlus features

EcoPlus has unique features compared to other fuel savers on the market, and some of the distinguishing features include:

EcoPlus saves fuel: EcoPlus is programmed to save up to 55% in fuel consumption while driving. It remaps your car’s ECU to optimize fuel consumption levels.

Ecological: EcoPlus is designed to minimize smoke emissions from vehicles and helps preserve the environment from pollution associated with airborne emissions.

Made of premium silicone materials: EcoPlus is made of silicone materials that ensure the durability of your vehicle’s fuel saver.

Compact in size and lightweight: EcoPlus is compact and light, and it has exceptional characteristics for any vehicle since it fits in a small space.

What are the advantages of Ecoplus?

Ecoplus is designed with many attractive features that have satisfied many customers, including:

Pre-programmed with ease of use: Ecoplus comes with a pre-programmed reader, which allows it to work when plugged into the OBD2. After approximately 150 miles (200 kilometers) of driving, the Ecoplus can detect the vehicle’s driving habits and it changes to match the fuel economy specifications of the car.

Economic: many users enjoy its economic benefits since it reduces fuel consumption by nearly 55% depending on driving habit. Ecoplus is user-friendly because it reduces the cost of fuel consumption.

Safe to use: Based on consumer ratings and feedback, there are no known risks associated with the use of Ecoplus. It does not require any additional batteries or electrical connections to operate, and once the vehicle’s ignition is turned on, it begins to operate.

Upgrade your ECU system: EcoPlus optimizes the car’s fuel consumption according to driving habits. In addition, it improves the performance of the vehicle’s engine control unit.

Buy EcoPlus

Consumers can purchase the fuel saving device by visiting the official website. The company offers four purchase price options:

  • 1 EcoPlus $39.99 each
  • 2 EcoPlus $34.99 each
  • 3 EcoPlus $27.65 each
  • 4 EcoPlus $24.85 each

The company offers a 30-day money-back guarantee on all purchases and can be contacted by phone or by emailing:

Last word

Considerable fuel consumption, extended life of vehicle engine control units, and proper vehicle maintenance are key aspects that vehicle owners must consider. EcoPlus is a viable option for reducing fuel consumption and maintaining the engine. EcoPlus uses an environmentally friendly approach by minimizing vehicle smoke emissions into the air. Having EcoPlus is affordable and its installation requires no technical support.

EcoPlus is compatible with most vehicles that use OBD2 protocol, and one can enjoy the vehicle’s high power and EcoPlus minimum fuel consumption rate. Automation is great for all weathers and improves the functionality of your car’s engine.

To take advantage of the benefits of EcoPlus, click here to order your supply now! >>>


Affiliate Disclosure:

The links contained in this product review may result in a small commission if you choose to purchase the recommended product at no additional cost to you. This serves to support our research and writing team. Know that we only recommend high quality products.


Please understand that any advice or guidance revealed herein does not even remotely replace sound medical or financial advice from a licensed health care provider or licensed financial advisor. Be sure to consult a professional doctor or financial advisor before making any purchasing decisions if you are using any medications or have any concerns from the review details shared above. Individual results may vary and are not guaranteed as statements regarding these products have not been evaluated by the Food and Drug Administration or Health Canada. The effectiveness of these products has not been confirmed by the FDA or Health Canada approved research. These products are not intended to diagnose, treat, cure or prevent any disease and do not provide any type of enrichment program. Reviewer is not responsible for pricing inaccuracies. See the product sales page for final prices.

3 future accountants from West Orange High School win scholarships


WEST ORANGE, NJ — Three future accountants from West Orange High School were among six recently selected for a Deloitte Minority High School scholarship.

Last month, the New Jersey Society of CPAs (NJCPA) Scholarship Fund awarded nearly $230,000 in scholarships to more than 55 New Jersey high school and college students at an event at Pines Manor in Edison. . The annual ceremony was the first held in person since the start of the COVID-19 pandemic.

According to the NJCPA:

“25 accounting students at colleges or universities in New Jersey who are currently in their first or senior year entering an accounting-related graduate program received $6,500 each, while eight sophomores received $2,000 each, and two received $5,500 American Institute of CPAs (AICPA)/NJCPA Minority Scholarships. Additional National Association of Black Accountants (NABA) – Northern New Jersey Chapter/NJCPA awards were also distributed …high school graduates intending to major in accounting or obtain a concentration in accounting.”

The NJCPA noted that six of those winners received the Deloitte Minority High School Scholarship. Funded by the Deloitte Foundation, the new scholarship was created to open doors to the accounting profession for high school students in New Jersey who are of various races or ethnicities and who consider accounting to be their academic major.

The Deloitte scholarship winners came from three New Jersey high schools that were part of the pilot program: West Orange High School – which had three of the winners – Rahway High School and New Brunswick High School.

The other high school recipients were from the following schools: Delran High School, Edison High School, Fort Lee High School, Howell High School, Kittatinny Regional High School, Manalapan High School, Montville Township High School, Old Bridge High School, Parsippany Hills High School , Point Pleasant Borough High School, Red Bank Regional High School, Upper Freehold Regional School District-Allentown High School, Wayne Hills High School, and Wayne Valley High School.

“It’s always a pleasure to be able to help such young and talented people,” said Ralph Albert Thomas, executive director of the NJCPA.

“This would not have been possible without the generosity of our members and firm/company benefactors,” added Thomas.

Send local news tips and correction requests to [email protected]

Chattanooga Mayor Tim Kelly excited about the city’s future

Kelly addressed city residents at the Chattanooga State of the City event

CHATTANOOGA (WDEF) – The Tivoli Theater opened its doors to all as Chattanoogans gathered to hear about the current state of the city, as well
what to expect at Thursday’s State of the City event.

Former Salt Lake County Mayor Ben McAdams has spoken of using real estate assets to further revitalize the city’s economy, saying there is potential to “innovate” when it comes to building changes. public finances.

“Every parcel of government-owned assets…adopts a mentality where those assets are used [and] professionally managed to create feedback from your community – this should be the expectation, not the exception,” McAdams said.

After a year in office, Chattanooga Mayor Tim Kelly said he feels “blessed” to be in office at a time when the city is experiencing “an influx of federal dollars.”

Although he said Chattanooga is in “good financial shape,” he wants to do more.

In particular, he wants to see his One Chattanooga strategy take off.

“Dr. King didn’t say, ‘I have a plan,'” Kell said. “He said, ‘I have a dream.’ The “why” here is One Chattanooga – a Chattanooga that works for everyone. The fact is, it’s not song and dance – it is possible. We can close those gaps and make it happen and make from Chattanooga the best city in America. I’m really excited about this.

Looking to the future, Kelly spoke of a “parks master plan” and said Chattanooga is “sitting on a ton of excess property,” which could lead to “more space for rent.”

The years ahead are looking bright for Kelly and he hopes the residents are ready for what’s next.

“The state of the city is strong and the state of the city will be even stronger this year, so thank you,” Kelly said. “You should be proud of your city and I promise you, as mayor, that you will be even more proud of it in the days to come.”

Bank of England raises interest rates to 1.0%

The rate hike was widely anticipated: a member of the monetary policy committee, Catherine L Mann, said – during a Bank of England webinar in late April – “monetary policy must keep inflation expectations anchored; by doing it now, less tightening will be needed later, when demand may still be weak.”

The decision was not unanimous – 6 members voted for the increase to 1.0%, while 3 members voted for a higher increase to 1.25%.

The Committee cited rising goods and energy prices, the Russian invasion of Ukraine affecting prices and Covid as influences on rising inflation – in March prices rose 7% per compared to the previous year, well above the Bank of England’s target of 2.0%.

The committee said it also intended to review the process for the sale of UK government bonds, although it said any sale would be made on the basis of economic circumstances and in a phased manner, with a further update on its proposed strategy to be given at the August meeting. minutes.

The report continued:

“The Bank of England can’t do anything about the global supply issues or the energy prices that are currently driving up inflation.”

“But we have tools to make sure inflation gets back to our 2% target. The main tool we use to bring inflation down is to raise interest rates.”

“We raised the UK’s top interest rate (bank rate) from 0.1% to 0.25% in December 2021, to 0.5% in February 2022 and then back to 0 .75% in March.”

“This month we raised the bank rate to 1%. We expect inflation to come down next year and be close to our target in about two years. We may need to increase further interest rates in the coming months. But it all depends on what is happening in the economy. In particular, we will be watching closely what is likely to happen to the inflation rate over the next couple of years.

The financial sector was quick to react to the news. Here is what they say:

Rachel Springall, finance expert at Moneyfacts.co.uk, said: “Loyal savers who have an easy-access account with one of the biggest high street brands see little benefit from base rate hikes, as many of these brands only passed on 0, 09% since December 2021 and none have passed through the three base rate increases, which equates to 0.65% The average easy access rate has increased by 0.20% since the beginning of November 2021 , so there’s still room for improvement across the industry, but as rates go up, it’s a good idea to compare offers and switch.

“As we have seen previously, it may take a few months for customers to see any benefit from a base rate hike, but there is no guarantee that savings providers will increase their If savers are passed on 0.25%, that would mean receiving an extra £50 a year in interest based on a £20,000 investment.

“The best rate tables for easy access accounts are experiencing some competition from challenger banks, which is great news for savers who prefer to keep their money close at hand. There is no certainty that a deal at the best rate will last very long, but consumers can easily switch between accounts if they wish. If savers are using barrier-free accounts as a safety net, they should check that they will not be penalized for withdrawals and ensure that they are still offering a competitive return. Overall, it is positive that savings rates are rising and hopefully will continue to do so in the coming weeks. »

Steve Seal, CEO, Bluestone Mortgages comments: “Despite continued inflationary pressures, today’s decision will be a blow to consumers and borrowers across the country, many of whom have already felt the pressure on their personal finances. This rise in rates will undoubtedly put additional pressure on these people.

“However, potential and existing borrowers must remember that hope is not lost, and this is where the value of advice is paramount. homeownership and the solutions available to meet their needs. Whether it’s locking in a fixed rate mortgage, remortgaging or directing consumers to a lender who can meet their situation, these professionals are here to help people realize their dreams of home ownership.

Vikki Jefferies, Director of Proposals, PRIMIS, comments: “The Bank of England has decided to raise the key rate again to its highest level in 13 years, as it seeks to combat record inflation. It will come as no surprise that this decision has been taken, the consumer price inflation reaching a 30-year high of 7% in March, and households continuing to struggle with rising energy bills alongside broader increases in the price of goods and services.

“The continued rise in interest rates poses major questions for the millions of homeowners who have been buying at low rates in recent years – especially those with a two-year solution, who could face a shock in the months ahead. Brokers will now need to be more proactive than ever to ensure the best results for their clients. This is particularly the case for those with complex financial situations, and brokers must act quickly to help these clients find the most suitable products. and the most affordable ones that match their current situation.

Sarah Pennells, Consumer Credit Specialist at Royal London, says: “Interest rates rose for the fourth time in six months, with the latest hike taking the base rate to its highest level since 2009, rising a quarter of a point from 0.75% to 1.00 %.

“Interest rates rose in December for the first time since 2018 and the Bank of England hasn’t stopped breathing since, with four successive hikes signaling the end of a prolonged period of ultra-low rates.

“Savers are suffering a double whammy. Those who can leave their savings intact will still lose money in real terms, despite today’s rate hike, because the return on cash held in savings is significantly lower than the current high level of inflation. Rising costs of living outpacing wage increases are also forcing others to dip into their savings, with a quarter (24%) of full-time workers in the UK seeking access to some or all of their savings short term. to help them get by on a daily basis.

“A drop in disposable income also means that we are spending more and saving less. As costs continue to rise, this reverses the situation created during the pandemic where millions of people have become “accidental savers” to a situation where inflation forces us to become “accidental spenders”.

“Alongside interest rates, steep rises in household bills and the general cost of living are a huge concern for 95% of adults in the UK, leaving many wondering how they will make ends meet. Worryingly, a fifth (21%) of people are considering borrowing to get out of trouble, at a time when the cost of borrowing is rising.

“Adjustable rate mortgage borrowers barely had time to deal with the effects of the last rate hike and are now facing another hike. Every quarter per cent increase in mortgage rates costs someone with a £200,000 repayment mortgage over 25 years an additional £27 a month. While some owners will be able to afford it, others will undoubtedly struggle, especially as other costs skyrocket.

David Johnson, Managing Director of Independent Property Consultants INHOUS, says: “In the traditional housing market, there’s no doubt that the latest in this series of interest rate hikes will have an impact on homeowners. Many people we talk to believe a recession is inevitable.

“In London, interest rate hikes will impact buyers who have bought in the last five or six years and paid a premium to do so. Between the price range of £2m to £8m , the market was very competitive with the majority of buyers needing financing and paying high prices to secure their homes.We could see these owners struggle at a later stage if there are several more interest rate hikes. , but it won’t happen any time soon. It also depends on the financing they have in place, if if they have a fixed rate mortgage in the medium or long term, they may be ok, but s opted for a variable rate, it could be a nervous time for them.

“When it comes to high net worth and ultra high net worth buyers, we don’t expect to see much of an impact. The majority of our clients are cash buyers or have cash reserves, but choose to take the rate hikes interest are not even a topic of discussion for these buyers.With buyers still outnumbering sellers in London, property values ​​should remain strong.

Mark Harris, managing director of mortgage brokerage SPF Private Clients, says: “With markets already pricing in this rate hike, this is not surprising. Lenders have been raising mortgage rates in recent weeks with little to no notice, making it difficult for borrowers as any hesitation can mean missing out on the best deals.

“The Bank of England must carefully balance the need to control inflation with the wider economic challenges posed by rising interest rates. Even with this latest hike, we remain in a cycle of low interest rates and we expect this to be the case indefinitely.

“For every £100,000 on a variable rate mortgage, a quarter point rise in the rate adds £250 a year. Borrowers who have variable rate agreements can consider taking out a fixed rate mortgage – as these become more expensive, some of the longer term solutions are priced particularly competitively. However, borrowers should do be careful not to fix longer than they think, otherwise they could incur high prepayment charges to get out of the mortgage sooner.

“The buying market is still active although the housing market has calmed down a bit and the scum has disappeared. Activity in the mortgage market is brisk, with some borrowers considering paying the penalty to exit their contract existing sooner in order to get another product before pricing. It may be worth it, but it’s important to make sure that any savings you make on your mortgage payments outweigh the costs involved. can be reserved up to six months before they are required and we are getting a lot of interest from motivated borrowers by doing this.”

Leaving the Synchron chair after 15 years

WT Financial Group, acquirer of Synchron, thanked outgoing Synchron Chairman Michael Harrison for his contributions to the financial services industry and the company.

He had worked at Synchron since 2007, first as a consultant in business strategy and marketing, then became president in 2011 until its acquisition by WT Financial Group.

His position as chairman would be taken over by Synchron director Don Trapnell.

WT Financial Group Managing Director, Keith Cullen, said: “During this period, the guidance and advice he has provided has clearly helped the directors to build the company into the dynamic and progressive group that it is today.

“He joined Synchron at a pivotal time in its history, helping to reinvent the business to make it more attractive to young advisors, while remaining a preferred licensee for its traditional advisor base.

“His contribution to Synchron and to the industry cannot be overstated.”

Harrison’s career has spanned accounting, retail, insurance and banking, advising numerous entities including Citibank, the STAR Alliance Network, the Australian Competition and Consumer Commission (ACCC) and Zurich Financial Services.

Harrison was also the author of three books and a corporate speaker, served three terms as deputy mayor of Adelaide, and served on numerous government and private business boards.

Lagos Accountant Almost Falls From Vehicle During Ifako Police Harassment


Rose Okoli (fictitious name), an accountant with a Lagos-based media company, detailed how two police officers from Ifako Police Station in Gbagada, Lagos, harassed her on Friday.

Speaking to IFJ, Okoli said she was in a Bolt vehicle on Akindele Road, Gbagada at around 10.30pm when the pair ordered the driver to stop. She said they asked for his driver’s license and other documents, which he presented.

She said she observed that the police did not seem satisfied after the driver presented his papers because he did not seem intimidated by their presence.

Okoli said she thought it would end there, but officers began to exchange words with the driver. She said an officer then charged over to where the driver parked the car and opened the door.

READ ALSO: In Lagos, police extort ₦28,000 from driver after ‘false’ accusation

“I almost fell when he opened the door because I wasn’t expecting it. I told him it was unprofessional to have opened the door the way he did,” recalls Okoli.

“He then said he wanted to search my bag. I asked him, for what reason? He had no reasonable answer but only muttered angrily. The driver told him not to yell at me, but he ignored.

Okoli said she got out of the car and presented her work ID to the officer who yelled at her. She said she then asked him to identify himself after seeing his ID, but he started swearing.

“He said, ‘What you’re doing is destroying people’s lives. This is your life purpose. But it is your brother in the village that you will destroy his life not mine.’ I asked him who he was, but he said, ‘look at that ant. Should I give you my identity?’ »

One of the police

READ ALSO: Every Night In Oke-Odo, Lagos Police Cause Traffic Jam By Extorting Tricycle Drivers

She said she insisted she would not allow him to search her bag until the officer identified himself. Later, she said, the policeman told her he wouldn’t let her go until a woman arrived on the scene or they went to the police station.

“I dropped my bag on the floor and asked him to search it, but he refused,” she said.

“He said he would wait for a female officer to search him or we would go to the station.

READ ALSO: Despite arrest of phone thief, Lagos cop extorts 45,000 naira from innocent man

“I told him I would leave as soon as I had another ride, which I did. I left around 11:15 p.m. However, during the argument, he said he would call his daughter to slap me. I asked him why he didn’t have a tag on his shirt since he knew he was acting illegally. But he said I was threatening him.

When FIJ called SP Abimbola Ojo, the Divisional Police Officer (DPO) of Ifako Police Station, she said Okoli should come and see her at the station.

“Can she recognize the officers?” Ojo said. “Let her now meet me at the station. She should ask the DPO.

Top 10 Business Analytics YouTube Channels Enthusiasts Should Follow


by Analytics Insight

May 3, 2022

Like someone who plays data analyst once thought they were part of a Business analystwe can understand how disconcerting this can be.

So, you thought being a Business Analyst (BA) might very well be the right job for you. And yet, you might want to get a little more familiar with YouTube’s video content. As someone who plays data analyst once thought they were part of a business analyst, one can understand how confusing this can be. Don’t worry about looking for the right YouTube channels, because I’ve rounded up the best (as I’d like to think) YouTube channels highlighting business analyst capabilities and video blogging.

top 10 Business Analyst Youtube Canals watch
1. BA Blocks

Supporters: 5.96K+

The BA Blocks YouTube channel is everything you might want to know as a business analyst. In this channel, you can expect to see content ranging from business analyst meetings to educational stuff on important BA skills to general counsel to get into this industry. A few recordings even cover the essential ideas and contrasts between business investigation and business review.

Introduced records are also fully displayed in actually edible records! Something unique that I have to refer to and thoroughly enjoyed is the recordings made as part of an easy-going vehicle chat.

2. The BA Tutor

Supporters: 8,000 +

Being a generally new channel, the BA Tutor ensures that learning is at a surprisingly high level. The value of substance in this channel is intriguing among these channels and I can imagine this live pulling all the stops. Here is the reason:

  • Vocation counseling
  • Teacher as whiteboard introductions
  • Business Analyst Specific Capabilities Shared by a Real Business Analyst

The name of the channel says it all and satisfies its name. This feed is the one you would need to watch or even buy assuming you are looking for the basics of business analysis or in any case hoping it all rolls into a profession as a business analyst.

3. Cody Baldwin

Supporters: 39,400 +

Here is a channel for people who need half the data on business analysis and general information research. Cody Baldwin is the teacher behind these supportive teaching exercises and presentation guides. Ranging from content on informative pedagogical exercises in Microsoft Excel to learning around 5S (Lean Six Sigma) to an essential Pareto outline prologue, this channel is for people who like to get acquainted with a wide range of content, rather only up and down. aids.

4. BA Prefect

Supporters: 15,500 +

Then we have The Prefect BA, a must-have channel for all BAs. In case you are hoping to start a vocation as a business analyst, this can be a decent channel asset to master BA-related abilities as well as professional guidance. Some of the capabilities covered are fundamental for all business analysts, such as structured query language (SQL) programming, JIRA as well as agile approaches.

5. Angelo Kalevela

Supporters: 8.43K+

Angelo Kalevela’s YouTube channel is another not to be missed. Being an old channel, there is a huge assortment of records on Business Analysis across many themes in the field. Angelo is both educated in his abilities and clear in his introductions. This makes the channel an amazing place to go for quick and easy BA content.

6. The BA Guide (Jeremy Aschenbrenner)

Supporters: 5.28K+

The BA Guide channel may be a small channel, but it has been around for a while (starting around 2017). This is why I would suggest considering this channel for those looking for a major asset for business analytics. This channel is created and run by Jeremy Aschenbrenner who is a decent educator who learns in the different regions of BA.

This channel covers a few major regions such as:

  • Informative educational exercises on Draw.io
  • Orientation and experience of the business analyst profession
  • BA Related Accreditations
7. Bridging the Gap

Supporters: 19,600 +

The Bridging The Gap channel is an activity focused on supporting mid-career analysts with the acquisition of business analysis skills. Normally, this YouTube channel puts together a great pack of recordings that business analysts hope to find useful. Although recordings are not currently delivered as frequently (~1-2/month), I would safely say that recordings make up for anything that might be needed as they provide many benefits.

8. Technical Canvas

Supporters: 10,100 +

The Techcanvass YouTube channel has its place with the Techcancass company, which currently offers computer courses, most of which are related to business investigation. Since it has become so obvious that this detour is important in teaching business surveys, I’m sure you’re very confident that they provide a tremendous educational asset on YouTube.

9. Kara Leise

Supporters: 4.24K+

Currently geared more towards one-on-one learning methodology, Kara Leise’s YouTube channel is a decent extension of your asset roster for business analytics. Kara’s recordings are explicitly designed to help her watchers get started and develop their vocation in commercial review.

The topics she covers in her recordings cover a decent scope, for example,

  • Customer testimonials
  • Recognition measures
  • Business Analysts VS Systems Analyst
10. Business analyst on demand

Supporters: 500+

Place number 10 goes to the smallest direct of my recap (but not the least bit terrible!). The on-demand business analyst is a developing channel that is becoming a huge asset for business investigations. Focusing on agile procedures as well as contextual analysis, this channel gives a more reasonable exhortation than what most of the different channels have.

Share this article

Do the sharing

About the Author

More info about the author

Analytical overview

Analytics Insight is an influential platform dedicated to ideas, trends and opinions from the world of data-driven technologies. It monitors the developments, recognition and achievements of artificial intelligence, big data and analytics companies across the world.

More by Analytics Insight

PeopleFun names its first new CEO since its launch


Carol Miu, Chief executive officer

Carole Miu

Carol Miu, who most recently served as head of product and analytics for mobile games company PeopleFun, has been promoted to head the company. She succeeds founder and longtime leader Tony Goodman, who launched the company in 2011 and successfully led it until it was acquired by AppLovin in 2018. Miu joined PeopleFun that year as a first employee of its product development team. Prior to PeopleFun, she was senior product manager at Culver City-based mobile game company Scopely for just over a year.

Education: University of Maryland, College Park (MSBA), Massachusetts Institute of Technology

Educate Texas

Joe May, Chancellor in Residence

Joe May

Joe May previously served as Chancellor of Dallas College for eight years, where he helped consolidate what were then seven campuses operating under Dallas Community College into a single institution. Now, as Chancellor-in-Residence for Educate Texas, an education initiative of the Communities Foundation of Texas, he will forge new relationships with higher education stakeholders, propose new initiatives for leadership development and policy. educational, and more. May will also support the initiative’s goal to add 85,000 new higher education degrees and certificates, mostly from underserved students, by 2025.

Education: Texas A&M University (Ed.D.), Stephen F. Austin State University (MS, BS)


Marie Charon, President of International Markets

Mary Caron

In her role, Marie Caron will be responsible for managing the international expansion of SaaS company Thryv. Most recently, Caron served as Senior Vice President of Global Channel and Alliances at Coveo, where she led the company’s alliance and channel strategy worldwide, including relationships with Adobe, SAP, Microsoft, etc She has also recruited and managed over 250 channel partners, including global enterprises.

Education: Laval University (MBA, BAA)

Powered brands

Stacy Eley, President of Suite Management Franchising

Stacey Eley

Stacy Eley has been with Suite Management, a franchise brand of parent company Propelled Brands, for nine years, and most recently as COO since February 2020. Now she will lead Suite Management’s two brands, My Salon Suite and Salon Plaza, focused on increasing franchisee profitability, collaboration, training and more.

Education: University of Massachusetts Amherst (BA)

Merriman Anderson Architects

David Masters, vice president

David Masters joined MAA as a director and director of architecture in 1995. Now he will take on more responsibilities as vice president, one of the few recent promotions to the company’s Dallas offices, Austin and Charlotte. The company is responsible for projects including planned developments, urban housing, office buildings, corporate facilities, hotels, schools and retail projects in the United States and abroad.

Education: Texas Tech (B. Arch)

Shawn Sinné, Marketing Director

Shawn Sinnie

Shawn Sinnie joins MAA after nearly 15 years at Plano-based Titus HVAC, where he held marketing specialist and marketing executive roles over the years. His new responsibilities include the implementation of new technologies and a new creative strategy to develop new and existing projects.

Education: Grambling State University (BA), Westwood College Fort Worth (AA)

First community mortgage

Jeff Raich, Regional Sales Manager, Wholesale Division

Jeff Raich

In his new role, Jeff Raich will focus on third-party lending, hiring account executives in the broker, delegated correspondent and non-delegated correspondent categories for Mortgage Boutique, a division of First Community Mortgage. Prior to joining First Community, Raich served as Director of Third Party Originations at Swift Mortgage for just under a year. Previously, he was Regional Sales Manager of MGIC for over 12 years.

Education: Southern Illinois University (BS)


ORM Technologies

Brad Almond, executive counsel Crew member

Brad Almond

Brad Almond is currently an operating partner of DFW Capital Partners as well as a board member of Vertex Business Services and IntelliSite. He is also a part-time consultant in his eponymous company, specializing in SaaS and high-growth companies. Almond has over 30 years of experience as a finance executive and 20 years as a CFO at Vertex, Cambium Learning, and more.

Education: Texas McCombs (MBA), UT Dallas (MA), Texas A&M University (BBA)

dickbar, executive counsel Crew member

Dick Barre

Dick Barr is a professor in the Department of Operations Research and Engineering Management at Southern Methodist University, whose research focuses on network optimization and data mining. Barr has worked with SMU for over 21 years.

Education: University of Texas (PhD, MBA, BSEE)

Eli Olinick, executive counsel Crew member

Eli Olinick

Also a professor for more than 20 years at Southern Methodist University, with expertise in applied optimization and network design, Eli Olinick is Barr’s colleague in the Department of Operations Research and Engineering Management.

Education: University of California (PhD), Brown University (ScB)

David Wagner, executive counsel Crew member

David Wagner

David Wagner is a former president and CEO of security technology company Zix, as well as the former chairman of Entrust, where he worked for more than 20 years, rising to the CEO role in 2016. He also helped Entrust complete its acquisition by Datacard. in 2013.

Education: Penn State University (MBA, BS)


Kelsey Vanderschoot

Kelsey Vanderschoot

See profile

Kelsey J. Vanderschoot came to Dallas via Napa, Los Angeles, and Madrid, Spain. A former teacher, she joins…

CFP Board of Directors Appoints Michael Kothakota, Ph.D., CFP® as Director of Research

Based at the CFP Board washington d.c. headquarters, Kothakota will conduct empirical and longitudinal research studies to assess the impact of financial planning on client well-being. Additionally, he will develop new research and resources for CFP Board practitioners and business intelligence. He will report directly to the COO Elizabeth Stewart.

“This newly created position will oversee cutting-edge studies to demonstrate the value proposition of CFP® certification to the public, policy makers, businesses and advisors,” said CFP Board CEO Kevin R. KellerCAE. “Michael’s background as a veteran, small business entrepreneur, CFP® professional, and adjunct professor makes him uniquely qualified to implement a comprehensive approach to research in an age of ever-expanding data.”

Kothakota joins the CFP board from WolfBridge Wealth, where he served as CEO and led all parts of the financial planning process for retail clients. He also designed and implemented surveys and analyzed data as a partner at DataTactix and a research consultant at Bento, Inc., and served on the research board at IncomeLab™. Kothakota holds teaching positions at Kansas State Universitythe University of Georgia and Colombia University.

Kothakota holds a Master of Science in Predictive Analytics from Northwestern University and a doctorate in personal financial planning from Kansas State University.

The Certified Financial Planner Board of Standards, Inc. is a professional body for personal financial planners in the United States. The CFP Board sets standards for financial planning and administers the prestigious CFP® certification – one of the most respected certifications in financial services – so that the public has access to and benefits from competent and ethical financial planning. . CFP’s Board of Directors, along with its Financial Planning Center, is committed to increasing public awareness of the CFP® certification and access to a diverse, ethical and responsible financial planning workforce. competent. Widely recognized by businesses as the standard in financial planning, the CFP® certification is held by more than 92,000 people worldwide. United States.

SOURCE Certified Financial Planner Board of Standards, Inc.

Halifax heads to the polls without candidates for the Select Board | Local News


HALIFAX — Voters approved a paper last year to expand the select committee from three to five members and a competitive election ensued, but for the annual municipal meeting this time no one is showing up for both seats open.

“I’m very disappointed that we don’t have any nominees for the Select Board,” board vice-chairman Peter Silverberg said in a briefing last week. “We ran five people last time. This time we don’t.

A report on Tuesday’s poll asks voters to decide whether Halifax should return to a three-member council. Mary Brewster, a town lister, said she hopes to keep the board as it is because of the improvements she’s seen over the past year.

“I think that’s great,” she told the board, “I think each of you brought a perspective that we haven’t seen in years.”

Board member Edee Edwards said having five board members spreads the work more, making engagement less onerous. Appointed after the death of Earl Holtz in December, she cited her busy schedule for not running for office.

In January, the select council postponed the annual municipal meeting to May 3 to allow an accountant to complete a formal audit of the city’s finances for fiscal years 2020 and 2021. Tuesday’s vote will take place at Halifax Community Hall from 10 a.m. to 7 p.m.

Edwards said the city opted for ballots over in-person meetings due to concerns about COVID-19.

The proposed budget of $1,634,459 for fiscal year 2023 is approximately $7,000 less than the current budget. Edwards noted that there have been increases over the past two years.

Bob Teree of Halifax asked to have a specified amount on items to move overages to reduce taxes. Item 3 on the ballot contains no numbers.

Since no one is running for the select board or cemetery commission, the board expects to have to advertise positions and then make appointments. Written candidates need at least six votes and should accept the position.

Halifax School Board President Homer “Chum” Sumner is running again for a three-year term on the school board.

“I think the strength of the board right now is its ability to read the budget,” he said. “Children’s education is important to me and has been for years and years. That’s why I keep racing.

A paper for the school district asks for permission to establish a maintenance fund. Another asks to fill it with $50,000 from the surplus.

“Our boilers are getting old,” Sumner said. “They cost us more money every year.”

Not knowing when the boilers will stop working, Sumner said it made sense to create a reserve fund for possible replacement. He noted that the remaining surpluses of $72,868 should be used as revenue for future budgets.

The school district is now separate from that of Readsboro; the two had merged as the Southern Valley Unified School District under Education Bill 46 of 2015. The proposed FY23 school budget in Halifax is $2,152,350.

Briefings can be viewed by searching Halifax Selectboard on YouTube.com.

The striking portrait is exactly the Tom Hanks kind of thing


A British artist who used a typewriter to create a portrait of Tom Hanks says he was “blown away” when the artwork was signed by the actor.

James Cook, 25, from Braintree, Essex, creates ‘typicitions’, or typed representations, using a random assortment of letters, numbers and punctuation marks to form an image using a typewriter .

Mr Cook sent a portrait of the Oscar-winning actor, who is another typewriter enthusiast, but admitted he ‘forgot about it’ until he received an unexpected letter in the post.

“I was on an American show called The Kelly Clarkson Show in November 2020 and I was asked to do a portrait and they would have to guess who the celebrity was,” Mr Cook told the PA news agency.

“Tom Hanks had been a guest on the show before and I said, ‘Do you know he collects typewriters?’ and they said they would have rescheduled his interview with mine if they had known.

“I thought I’d give it a shot and sent him the print of his portrait with a typed letter explaining my job, but after that I completely forgot.

“I was blown away when I received my print with his autograph and a short message.”

The handwritten message from Hanks, who reportedly owns more than 120 typewriters, read, “To James Cook. That’s great! Tom Hanks.”

Mr Cook said he was inspired for his first attempt at the art of typing after discovering the work of American artist Paul Smith while researching for his A-level art.

Although he has been producing art since 2014, his early work consisted mainly of celebrity portraits and drawings of the cast of the BBC series. Doctor Whoand it wasn’t until January 2020 that he started to get noticed.

The architecture graduate has since gained more than 20,000 Instagram followers and produced 200 photos of celebrities, landscapes and musicians.

Mr Cook now creates his unusual artwork as a full-time job at his studio in Trinity Buoy Wharf, east London, where people can visit to see his work and view his collection from nearly 40 typewriters.

James Cook showing his work at Trinity Buoy Wharf, east London

“I’ve only ever had to buy four typewriters and the rest, I think I now have close to 40, were given to me by people who heard of my work,” Ms. Cook.

“I was given a typewriter by a lady who worked at Buckingham Palace and she was the Queen’s private clerk.

“She told me she estimated she had written somewhere between 17,000 and 20,000 letters and when she retired she decided to take her typewriter as a parting gift.

On average, an A4 piece of art can take James Cook up to five days and the larger pieces are formed from small strips of paper put together.

“She saw my work and contacted me to give me her typewriter and I made a portrait of the Queen for her.”

On average, an A4 piece of art can take Mr Cook up to five days and the larger pieces are formed from small strips of paper put together.

Mr Cook’s upcoming exhibition from July 14 to August 17 at Moot Hall in Maldon, Essex, will feature the Queen’s portrait alongside artwork signed by Hanks.

“What’s really good about this job is that it’s not just the work that’s interesting, but also the stories behind the people who have a connection to typewriters,” Cook said.

We need your consent to load this YouTube contentWe use YouTube to manage additional content which may place cookies on your device and collect data about your activity. Please check their details and accept them to load the content.Manage preferences

“The slogan I use for my work is ‘a picture is worth a thousand words’ because each drawing is not only a random assortment of letters, numbers and punctuation marks put together into a puzzle, but I will also hide messages so that the viewer can find out when looking at the drawing closely.”

For more on Mr. Cook’s artwork, visit: instagram.com/jamescookartwork/.

Source: Press Association

Click here for more information on the cinema.

Connecting the diagnosis of male infertility to the window into future health trajectories

SINGAPORE, May 1, 2022 /PRNewswire/ — Male factor infertility emerges as likely biomarkers of later health events, including hospital treatment and possible premature death from conditions such as cancer, cardiovascular and metabolic disease.

(PRNewsfoto/Asia-Pacific Initiative on Reproduction)

Lifestyle and social factors, including partner-child relationships, may also be closely linked to fertility status and men’s future health trajectories.

Speaking at the 2022 Congress of the Asia-Pacific Initiative on Reproductive (ASPIRE), Male Reproductive Health Specialist, Professor Michael Eisenberg said a series of studies had shown that men living with infertility were generally in poorer health throughout life than fertile men.

Professor Eisenberg, Director of Male Reproductive Medicine and Surgery at Stanford University in United Statessaid today that conditions such as hypertension, cancer, endocrine and heart disease have been linked to impaired sperm quality identified when male infertility is diagnosed in men.

“In countries like United States infertility affects up to one in seven couples, and in nearly 50% of cases, a male factor, such as low sperm count or poor sperm motility, explains reproductive difficulties,” he said. Explain.

“But there is now increasing evidence that aberrations in male reproductive capacity may be a harbinger of other medical conditions later in life compared to fertile males.”

The ASPIRE Congress in virtual format connects scientists, clinicians, nurses and counselors from more than 100 countries to address the barriers faced by couples seeking parenthood and the latest advances in infertility treatment.

Professor Eisenberg said some of the best data on male infertility and future health has emerged from Denmark where up to 10 percent of all births result from assisted reproductive technology, such as IVF.

“Danish research has demonstrated that sperm quality is a marker of subsequent hospital treatment for other health factors,” he explained. “It showed that men with low sperm count put them on a trajectory of poor health, independent of other factors such as obesity or smoking.

“In United States research linking health insurance claims for fertility diagnosis and subsequent health interventions has demonstrated an association with male infertility and higher risk of ischemic heart and vascular disease and diabetes.

“The etiology of the association between male infertility and future health is uncertain, but there have been suggestions of genetic, hormonal, developmental, social and other health-related factors that may have lifelong impacts. of life on men’s reproductive and overall health.”

Professor Eisenberg also presented data at the ASPIRE Congress exploring the relationship factors between partner and child and mortality.

For example, men living with their partners and children with single custodial fathers had significantly lower mortality rates than cohabiting childless men and single childless men. This suggests an association between children and future health factors.

Professor Eisenberg said studies to date have involved men with no underlying health conditions at the time of infertility diagnosis and other factors such as socio-economic status have been weighted in the research.

He pointed to the need for new studies that track the health trajectories of men diagnosed with infertility and whether or not genetic or hormonal factors may also be involved.

“Reproductive specialists have an important role to play in counseling men diagnosed with fertility problems to educate them about future health risks that could be avoided through lifestyle changes, including diet and exercise,” he added. “This in turn could have positive impacts on a man’s reproductive health.”

For more information on the ASPIRE Congress 2022, visit www.aspire-2022.com

SOURCE Asia-Pacific Initiative on Reproduction

Accountants raise over £1,000 with The Wolf Run challenge


A DETERMINED team of accountants have successfully overcome The Wolf Run and raised over £1,000 for The Shakespeare Hospice in the process.

The group, representing leading regional accountancy firm Burgis & Bullock, embarked on the notoriously difficult obstacle course in Offchurch, Warwickshire.

Burgis & Bullock decided to support The Shakespeare Hospice as their chosen charity and exceeded their fundraising target by raising £1,022 for the South Warwickshire charity.

The Shakespeare Hospice provides palliative and end-of-life care to patients, their families and carers in South Warwickshire.

James Anstey, senior auditor at Burgis & Bullock, said: “It was hard work and a real challenge for all of us, but it went really well, we got through it injury free and we certainly enjoyed it. the challenge.

“You end up using muscles you haven’t used in years and I think we were all in pain the next day! It also takes a few showers to get rid of all the mud.

“I’m not sure we could have made it without working as a team, especially since some sections are difficult to do alone.

“Raising over £1,000 for The Shakespeare Hospice is brilliant and on behalf of the team I would like to thank everyone who has donated and supported us.

“We really can’t wait to do it again and knowing you’re raising money for a fantastic cause definitely gives you the extra motivation to cross the line!”

Burgis & Bullock is enlisting another team of competitors in September’s edition of The Wolf Run and will soon reveal their chosen charity.

Visit www.justgiving.com/fundraising/lesley-trett to donate to the Burgis & Bullock team fundraiser.

Are you on Facebook?

Like or follow our Facebook page – facebook.com/StratObserver to get daily updates straight to your News Feed.

RCC Hospitality and Culinary Arts Center Food Enthusist Class: Chilling & Grilling May 12


Get tips on how to up your summer grilling game with the latest offering from the Food Enthusiast program at the RCC’s Welcome and Culinary Arts Center located at 70 Main Street in Nyack. Attendees will learn the best ways to marinate and grill chicken, steak, chops and summer vegetables during the Chilling & Grilling class, taking place Tuesday, May 12 from 6:30-9 p.m.

Now in its third year, the popular cooking program will help participants gain the skills and confidence they need to cook like a chef. The classroom kitchen includes 10 workstations with the same equipment used in the Centre’s unique culinary arts program. RCC provides all food, equipment and supplies.

Students will work together and enjoy a fun, hands-on cooking experience led by a professional chef instructor. At the end of the course, participants can enjoy the result of their work or bring back a doggy bag to share with the family. Masks are mandatory for all indoor events at the RCC. For more information, visit the College’s Coronavirus webpage.

Tickets are $70 per person at https://www.eventwrite.com/e/food-enthusiast-class-chilling-grilling-tickets-317714792497

In addition to classes, the RCC Hospitality and Culinary Arts Center has a unique theater space that can accommodate 50 people with tables and up to 95 people without tables for special events. For questions regarding facility rental, call 845-875-7700.

Curaleaf International Announces Historic Registration of Exclusive Range of Cannabis Products in Malta


Significant momentum with new registration further enhancing European footprint

LONDON, April 29, 2022–(BUSINESS WIRE)–Curaleaf International (the “Company”), part of Curaleaf Holdings (CNSX: CURA), Europe’s largest vertically integrated cannabis company, is pleased to announce it has been granted license of the Company’s range of cannabis medicinal products in extract form, under the name Adven, in Malta.

The product line is manufactured to meet the growing demand for high quality medical cannabis products across Europe and builds on the fact that Curaleaf International is the first company to register a THC cannabis extract Active Pharmaceutical Ingredient ( “API”) in Italy. The products are already being prescribed to a growing number of patients in the UK and Germany.

The range of licensed cannabis medicines includes a variety of different strengths and formulations of THC/CBD in oil form, which will meet a wide range of specialist requirements, all of 100% European origin, from ‘factory to manufacture and EU-GMP certified through the company. vertically integrated company.

Commenting on this landmark recording, Curaleaf International CEO Antonio Costanzo said: “We are very proud of this achievement. Using Curaleaf International’s regulatory expertise in pharmaceuticals, we have obtained registration for a full range of medicines to support the demands of doctors, pharmacists and patients in high quality cannabis products.We believe this will usher in a new era of opportunities for licensed cannabis medicinal products in the Maltese market.This news, in addition to our recent registration in Italy, is a very strong boost. promising for Curaleaf International as we continue to see growing demand for our products in the growing European market.”

Commenting on Curaleaf International’s broader research strategy, Barbara Pacchetti, Scientific Director, said: Curaleaf International is committed to advancing the industry’s understanding of the medical potential of cannabis through licensed cannabis-based medicines. We foresee a new era of placing cannabis-based medicine in disease treatment protocols alongside conventional medications. Our pioneering scientific and clinical research programs are designed to provide more clinical data to support the growing medical cannabis market. Our goal is to continue to generate evidence regarding the potential therapeutic benefits of medical cannabis for patients and clinicians. »

About Curaleaf International

Curaleaf International (formerly EMMAC Life Sciences Group) is the largest vertically integrated cannabis company in Europe, bringing together pioneering science and research with cutting-edge cultivation, extraction and production. With a unique supply and distribution network across Europe, Curaleaf International’s vision is to bring the life-enhancing potential of cannabis to the people who need it. EMMAC Life Sciences was acquired by Curaleaf Holdings in March 2021.

For more information about Curaleaf International, please visit: https://www.curaleafinternational.com/.


All statements, other than statements of historical facts, contained in this press release are forward-looking statements that involve various risks and uncertainties, including, without limitation, statements regarding potential values, future plans and objectives. of Curaleaf International. There can be no assurance that such statements will prove to be accurate, achievable or recognizable in the short term.

Actual results and future events could differ materially from those anticipated in these statements. These written and oral forward-looking statements and all subsequent forward-looking statements are based on management’s estimates and opinions as of the dates they are made and are expressly qualified in their entirety by this notice. Curaleaf International undertakes no obligation to update forward-looking statements if circumstances or management’s estimates or opinions change.

See the source version on businesswire.com: https://www.businesswire.com/news/home/20220428006324/en/


Media inquiries:
Henry Harrison-Topham / Jamie Hooper / Ariadna Peretz
Tel: +44 (0) 20 7466 5000
[email protected]

Manafort sued by Justice Department for $3 million

Placeholder while loading article actions

Paul Manafort, Donald Trump’s former campaign chairman who was convicted of financial crimes and later pardoned by his former boss, was sued on Thursday by the Justice Department, which is claiming $3 million from unnamed foreign bank accounts. declared.

The trial is the latest twist in Manafort’s legal woes. Investigated and indicted in 2017, Manafort was found guilty by a Virginia jury a year later and pleaded guilty to separate charges in federal court in Washington, D.C. He was sentenced to more than seven years in prison, but released in early 2020 due to health concerns surrounding the coronavirus pandemic.

Trump pardoned him on December 23, 2020, shortly before leaving office.

Manafort briefly ran Trump’s presidential campaign in 2016, before being ousted amid questions about his work consulting for Ukrainian politicians, which has earned him millions. After Trump was elected president, the Justice Department continued to investigate Manafort, indicting him as part of Special Counsel Robert S. Mueller III’s investigation into the Trump campaign.

The Swamp Builders: How Roger Stone and Paul Manafort helped create the mess Trump promised to clean up

The lawsuit filed Thursday in federal court in West Palm Beach, Fla., seeks a court order requiring Manafort to pay millions of dollars in fines and interest “for his willful failure to timely disclose his financial interests in foreign bank accounts” – in particular, for failing to declare his foreign accounts in 2013 and 2014.

At the time, Manafort was a seasoned American political consultant.

While Trump eventually pardoned Manafort for financial crimes from that period, the lawsuit argues he still owes the Treasury Department for violating laws requiring U.S. citizens to report any foreign bank account they control.

Treasury officials told Manafort in July 2020 that he owed significant financial penalties for failing to report those accounts. But Manafort has not paid, according to the suit, which is seeking $2,976,350.15, plus government costs to pursue the case.

Manafort’s attorney, Jeff Neiman, said in a statement that his client had been trying for months to resolve the filing issue, which he dismissed as “simply failing to file a tax form.”

“Mr. Manafort knew the government was going to sue because it tried for months to resolve this civil case,” Neiman said. “Nevertheless, the government insisted on sueing just to embarrass Mr. Manafort.

Analysis: Trump’s swampiest pardons, ranked

After being found guilty by a jury of using foreign accounts to hide the proceeds of his Ukrainian consulting, Manafort pleaded guilty to money laundering and obstruction.

He had been a successful GOP consultant for decades, working on the presidential campaigns of Gerald Ford, Ronald Reagan and George HW Bush – the epitome of a party insider. When his standing in Republican circles faded, he made millions advising political candidates in other countries, particularly Ukraine.

In 2019, amid fears Trump would pardon his former adviser, the Manhattan District Attorney’s Office secured a grand jury indictment. against Manafort on fraud charges that echoed the federal case. A New York state judge dismissed the case, saying it violated state laws against double jeopardy.

(Central Station) Hong Kong Professional Receives Excellence Award from UK Accounting Institute


University Grants Committee Chair Carlson Tong Ka-shing received the 43rd Annual Outstanding Achievement Award from the Institute of Chartered Accountants of England and Wales (ICAEW).

The judges awarded Tong the award for his achievements and contributions to business, the accountancy profession, the Asia-Pacific financial markets and the Hong Kong community.

Tong is the first person from Hong Kong to receive the ICAEW award.

Tong was born in Hong Kong and spent 32 years with KPMG after graduating as a chartered accountant in 1979. He became Chinese chairman of the Big Four firm in 2007 and chairman of Asia Pacific in 2009.

After his retirement from KPMG in 2011, the Hong Kong Securities and Futures Commission (SFC) appointed him to its board of directors and a year later he became its chairman. He retired from the SFC in 2018. Tong was awarded the Golden Bauhinia Star and was also appointed as a Justice of the Peace by the Hong Kong government.

“It was a surprise and an honor to be selected for this prestigious award. Being a Chartered Accountant over the past 42 years has helped me to be analytical and insightful in dealing with day-to-day issues, and it is these skills that have led me to where I am today,” said said Tong.

Peugeot’s new e-2008 has enthusiasts buzzing – here’s why


ELECTRIC cars are the future. There, I said it. Coming from a declared gasoline head like me, that’s quite the confession – but the facts don’t lie.
More electric cars were sold in March than in all of 2021. Relentlessly rising fuel prices combined with the cost of living crisis means drivers can’t get enough.
It costs around £15 to recharge the battery of a Peugeot e-2008. Filling the tank of the same diesel-equipped car costs £77 at current forecourt prices.
The 2008 electric has a range of around 200 miles (maybe a little more if you drive carefully). Driven around town with a little highway cruising A thrown in the 2008 HDI can cover about 500 miles on a tank.
You do the math.
The e-2008 is a sleek little SUV that’s a cheerful and practical alternative to a monotonous hatchback.
Normally, you have to be prepared to compromise if you buy an electric car. The biggest compromise is usually in the trunk (that battery has to go somewhere, right?); it’s not uncommon for electrified versions of small cars to have 50% less luggage capacity.
The e-2008’s platform has been designed to accept battery power from the start so that it fits under the floor, meaning owners benefit from the same generous luggage capacity of 434 liters than its internal combustion cousins.

This battery is a 50kWh lithium-ion power pack powering a 134hp motor.
Peugeot has tinkered with internal diagnostics to get a bit more range in this year’s model and claims 212 miles on a full charge. This, of course, will vary depending on your riding style and the conditions.
However, when you need to “refuel”, there’s more good news: the e-2008 supports 100 kWh DC fast charging, which means you can recharge the battery to around 80 % in less than half an hour.
Using my Pod Point 7kW home charger, I charged from 40% to 80% in just over three hours, so if you plug in one evening, the e-2008 will be fully charged the next morning.
The charging socket is hidden behind a flap in the same place you would find a fuel tank. A small light flashes green when charging. Peugeot’s digital instrument cluster also displays the charge rate and an estimate of the time to fill.
To drive, the e-2008 is indeed very pleasant. The powertrain is pretty much quiet, and refinement levels are excellent.

Echo of the North:
Handling is safe and secure and those impressive 18-inch alloys don’t spoil the ride.
You quickly learn to adopt a more relaxed approach to driving: brake gently to help recharge the battery and accelerate more cautiously to preserve your power.
It’s completely stress-free.
Perceived quality matters in this class and the e-2008 gets top marks.
The 3D instruments reminded me of the original Lexus LS400 and each model comes with a generous touchscreen (ten inches on the swankier models) that offers all the features you could want including Android Auto integration and Apple CarPlay. Wireless charging is also standard on GT versions and GT Premium levels.
The sleek dashboard is fully digital and the small leather-wrapped steering wheel is pleasant to grip.
From the driver’s seat, you could be sitting in a conventionally powered car. There are no silly buttons, weird gear selectors (I’m looking at you Nissan) or off-putting “one pedal” drive modes (although you can dial in extra regenerative braking, you’ll never have the feel like you just hit a brick wall when you release the accelerator).

Echo of the North:
So Peugeot is to be commended for building a resolutely modern and so unthreatening electric car. If you are an electric beginner this is the perfect introduction.

Want to know more? Click here

PERFORMANCE: Don’t be fooled by top speed. It is limited to preserve battery power. The e-2008 is able to keep up with fast traffic. ****
CABIN: Beautiful and made from quality materials. ***
PRACTICALITY: Lots of interior space and a practical trunk.***1/2
VALUE: Those savings soon start adding up.****

The truth

Price: from £32,460
Motor: electric battery motor
Maximum power: 134 hp
Maximum torque: 192 lb/ft
Top speed: 93mph
0-62MPH: 9.0 seconds
Charging cost: approx. £15

SUMMARY: An aesthetic and very practical electric alternative to a small family SUV.

Inspiro Wins Double Honors at the 2022 Asia-Pacific Stevie Awards


SPi CRM, Inc.

City for innovation in customer service and business services

MANILA, Philippines, April 28, 2022 (GLOBE NEWSWIRE) — Inspired, the outsourcing specialist, today announced that it has been named winner in two award categories at the ninth annual Asia-Pacific Stevie Awards. Inspiro received honors in Innovation in customer service management, planning and practiceand Innovative Management in Commercial Products and Services Industries categories.

The Asia-Pacific Stevie Awards are the only business awards program to recognize workplace innovation in all 29 countries of the Asia-Pacific region. The Stevie Awards are widely regarded as the premier business awards in the world, providing recognition for achievement in programs such as The International Business Awards® for 20 years.

Nicknamed the Stevies for the Greek word meaning “crowned”, the winners will be celebrated at a virtual (online) awards ceremony on Wednesday, June 29.

Inspiro received a Silver Stevie® in the Innovation in Customer Service Management, Planning and Practice category for championing various CX improvement initiatives and leading automation programs for a key customer. The company also won a Bronze Stevie® in the Innovative Management of Business Products and Services category for its best-in-class hybrid training solution.

President and CEO, Yuji Hamamoto, celebrates the victories: “We are honored to be among this year’s list of esteemed winners. These awards are testament to our culture of excellence and innovation and the unwavering dedication of our global employees to provide excellent service. We share this recognition with our customers who trust us to bring new ideas that will improve the service and experience of their customers.”

The Gold, Silver and Bronze Stevie Award winners were determined by the average scores of more than 100 executives from around the world serving as judges in March and April.

“The ninth annual Asia-Pacific Stevie Awards attracted many notable nominations,” said Maggie Miller, Chair of the Stevie Awards. “The organizations that won this year have demonstrated that they have continued to innovate and succeed despite the COVID-19 pandemic, and we commend them for their perseverance and creativity. We look forward to celebrating many of this year’s winners at our virtual awards ceremony on June 29.”

Details of the Asia-Pacific Stevie Awards and the awards ceremony on June 29, as well as the list of Stevie Awards winners, can be found at http://Asia.Stevieawards.com.

About Inspiro
Inspiro is the outsourcing specialist with a network of 32,000 champion clients across 51 strategic locations. We provide multilingual, end-to-end, value-driven CX solutions to the world’s leading brands, enabling our clients to optimize processes, exceed metrics and surpass overall customer satisfaction.

Inspiro is owned by Relia Inc., a member of the Japanese Mitsui Group.

CONTACT: Contact: May Dizon Senior Vice President, Marketing and Corporate Communications Inspiro [email protected]

Chris Budd: What customers really want…is it you?


My daughter has just started her career in financial planning. His training journey to become a paraplanner, or perhaps a counselor, is one that will be familiar to most if not all of you reading this.

But is it a path that will produce the kind of advice the public wants?

The Initiative for Financial Wellness (IFW) conducts research with Aegon on what customers want. This makes for extremely interesting reading.

Personal financial advice?

The survey was completed by approximately 900 people who currently have counsellors. They were asked a number of questions about what they appreciate about their adviser and what they would expect to be asked about.

Eight out of 10 chose the option “Helps me discover what my future self might want and need”

One question asked what was important in the advice they receive from their IFA. A whopping 92% of respondents chose: “Helps me avoid typical investor mistakes (like buying and selling at the wrong time)”.

Eight out of 10 chose the option “Helps me discover what my future self might want and need” to this same question.

And 62% said they would prefer an advisor who focuses on their broader financial well-being over one who focuses on portfolio and wealth maximization.

The best financial advisors?

What do clients really get from financial advisors?

The exams you need to become a licensed adviser, which most advisers obtain through the Chartered Insurance Institute (CII), are almost exclusively technical.

But the key skills needed to give clients what they want, such as effective listening and questioning (what we might call “soft skills”), are barely addressed by the ICN curriculum.

What do clients really get from financial advisors?

Organizations such as NextGen are trying to fill the void, with their excellent training contract. At the IFW, we also have the Financial Well-Being Certificate. And Quiver Management has been managing skills coaching for advisors for many years now.

Financial Advice Rules

So it covers what customers want, what is mandatory and what training is available. What about that other behavioral factor – compliance?

Recently, I was shown a training needs analysis form template provided to a company by a compliance consultant. It was very long, covering every aspect of technical and compliance issues I could imagine.

There were, however, two omissions.

First, there was no single entry for what we might call interpersonal skills. Nothing to do with what customers say they want, as our survey revealed.

Training courses and conferences are voluntary. It’s crazy, it’s up to you if you learn to offer what customers want

Second, there was no space for the individual to make their own suggestions. So, even if someone wanted to improve their interpersonal skills, there would be no way to tell, according to this compliance-oriented approach.

The irony is that listening to a customer and truly understanding their wants and needs can only produce better results for the customer.

Train yourself!

Training courses and conferences are voluntary. It’s crazy, it’s up to you if you learn to offer what customers want.

This I urge you to do. The technical training you need to get is, of course, essential (well, most of it is!). This, however, is far from being the whole story.

Make sure you get training on what customers want, not just the technical part.

Chris Budd is President of the Initiative for Financial Wellbeing (IFW) whose annual conference is in May

The Importance of CPD for Accountants


Accountants have an exceptional initial foundation in academic learning, culminating in letters of designation and oversight from their professional accountancy body. However, in a world of constantly changing legislation and regulations, it is essential to keep up to date. This is where Continuing Professional Development (CPD) comes in. Accountants must regularly strive to remain competent and professional to gain a competitive advantage, stay compliant with the law, improve their knowledge and efficiency, while providing better advice to clients, says John Edwards, CEO of the Institute. of Financial Accountants (IFA).

Why is CPD important?

Accountants are considered the trusted business advisor of their clients and colleagues. Whether they operate as a CFO, CFO or financial controller, or provide accounting services to the general public and their businesses, they are considered the “professional expert” – the person to whom to contact for business and personal advice. . The CPD ensures that the capabilities of accountants keep pace with the current standards of others in the same field, to ensure that they maintain and improve the knowledge and skills necessary to provide such professional services.

Is the industry embracing DPC?

When it comes to the subject of CPD, accountants generally fall into two camps. A majority view CPD in terms of Cost to the business – time, money and effort – while a smaller collective views CPD as a opportunity – to keep up-to-date and compliant with the law, and to use as a competitive differentiator. What is clear is that, however you view it, all too often CPD becomes an afterthought in the annual financial plan, with to research conducted by the IFA identifying that 1 in 5 accountants meet at least 50% of their annual CPD requirement within 30 days of the deadline, and that 1 in 12 accountants do not prioritize sufficient verifiable CPD each year.

As a professional body, the IFA sets an annual mandatory CPD requirement for all its members, of 40 hours per year, consisting of at least 50%, but preferably 75%, from verifiable sources. He sees CPD as an essential part of running a business: maintaining competence in all aspects of the services accountants provide to clients and playing a vital role in retaining clients and attracting new clients.

The past two years have played an interesting role in the CPD landscape. The pace of COVID-related legislative changes has forced a very rapid uptake of information and a very responsive approach to CPD. If this were a temporary departure from an otherwise established CPD model, one would expect accountants to naturally revert to annual programming. However, if anything, COVID and the need for extremely responsive learning have further undermined an already weak model of CPD planning, and there is a risk that its reactive nature will see CPD adoption and forward planning decline further, leaving accountants potentially exposed and underprepared. for future changes.

How can accountants effectively implement CPD?

Maximizing the effectiveness of CPD comes down to planning ahead; IFA research has highlighted a last-minute trend that adds a sense of pressure and “cost” to the business. Instead, he recommends a more planned yearly schedule – at the start of each year, reflect on the services offered, reflect on personal skills, consider how quickly their services change, and then spread it out over 12 months. Assuming a true annual schedule, 50% of CPDs must be selected and booked by January to be completed by June, with the remaining 50% of hours to be completed in the second half or more usefully to be assigned to responsive topics in accordance with legislative updates. and government deployment. This way, it becomes an easy and manageable opportunity for the business and ensures considered value rather than a mad rush to comply.

What are the benefits of CPD?

Viewing CPD as an opportunity may be a mindset shift, but it is valid. Differentiation is a key advantage – getting ahead of the competition and establishing a reputation as a niche specialist or market leader with cutting-edge knowledge. The same goes for the potential for upselling, using new knowledge as a marketing tool to win more work: a member firm in Bolton used Making Tax Digital to nearly double its turnover for the year. Finally, there are the tangential benefits; being part of a learning community, gaining support from experts, nurturing an inquisitive mind, and generally gaining confidence in areas of weakness.

CPD also has an important role to play in helping accountants adopt early or in time, derive value from modern practices and develop skills for which there is skyrocketing demand. A separate IFA survey of members highlighted the potential lack of accounting knowledge, with 75% of respondents saying they had “some knowledge” of blockchain and cryptocurrencies at best, with 55% stating a low level of AI knowledge and 15% indicating no technological knowledge at all for example. In the same survey, 58.6% identified specialist skills in areas such as R&D, fraud prevention and depreciation as very important for training, while environmental ESG reporting was also cited as an issue. important opportunity. CPD can address these knowledge gaps, providing accountants with essential knowledge and market opportunities.

Are there any big downsides to forgoing CPD?

For anyone still unconvinced of the benefits of early planning for DPC, it may be worth considering DPC in terms of the risk to a business. The tangible consequences of poor CPD planning may not have been observed (yet), but that does not mean that the risk in the future does not exist. At best, being outdated or late will result in a loss of clients – the accountant or agency is simply not providing the expected service. At worst, the danger of obsolete knowledge is the direct cost of professional indemnity insurance claims and potentially the entire business and livelihood of a company, as well as the possibility of being referred to the committee regulations and be fined for non-compliance as well.

It is highly recommended to make CPD a core part of the monthly workload and to schedule it to coincide with natural lows in the fiscal calendar. It is advisable to choose training that is relevant and timely and has the added benefit of academic endorsement where possible, as well as an established learning community for guidance and peer support. Finally, leaving it to the last minute is a no-no – it can diminish relevance and value, and as a professional, who needs or deserves that?

Jabra launches new Elite 4 Active TWS for fitness enthusiasts at RM579


Jabra Malaysia has announced the addition of the new Elite 4 Active TWS aimed at those who need premium headphones that can catch up with their active lifestyle.

Jabra Elite 4 ActiveDesigned to be the best audio companion for fitness enthusiasts, the Elite 4 Active is designed to withstand sweat and user movement thanks to the IP57 rating and a perfect fit thanks to the ear tips and overall shape of unique design.


Offering excellent audio playback and capture capabilities, users can quickly launch Amazon Alexa, Google Fast Pair, Spotify Tap, and more, while Active Noise Canceling technology is just bread and butter for the headphones top of the line. An active user with an audiophile hobby? Then go to the Jabra+ app to configure the equalizer and access more features to suit your needs.

It’s also good to have HearThrough technology which transmits external audio signals into the ear canal so users can be aware of their surroundings like cars and the like. It also packs an excellent battery of 7 hours of playtime per full charge with the charging case holding a total of 28 hours of juice, which is great for any type of use.


Available in black, mint and navy colors, the Jabra Elite 4 Active can be purchased from the brand’s Shopee and Lazada stores as well as select offline retail stores for RM579.

Like our Facebook page here at NasiLemakTech.com for more news and in-depth reviews! Also join our Facebook group for insightful information and memes!

Also subscribe to our YouTube channel!

Rooser raises $23 million for its seafood trading platform – TechCrunch


The global fishing market was worth $253 billion in 2021, and despite the controversy surrounding the industry, that figure continues to grow. Today, a startup that has built a platform to make the fishing business more efficient — and therefore the overall process more traceable and less prone to waste — is announcing a round of funding to ride that wave. Rooser, which provides a marketplace for fish supplies for both those who fish and those who buy for wholesale, trade or retail, raised $23 million – funding that it will use both to expand into more markets and to continue integrating more features into its Platform.

Today, the company focuses on inventory management, providing tools to help suppliers manage this, as well as manage and track sales and gauge the wider market for their products. Soon, the plan will be to integrate more tools for quality control, supply chain finance, customization for buyers and sellers to connect more likely exchanges; and further down the line, the startup will also bring more business intelligence and analytics into the mix for its clients.

Index Ventures is leading this round, also with participation from GV (formerly Google Ventures) and Point Nine Capital, as well as Figma CEO and co-founder Dylan Field and startup co-founder and CEO David Nothacker. freight and Sender freight,

The crux of the problem Rooser aims to solve is that fishing is a huge and growing industry, but it was built on the back of major inefficiencies – inefficiencies that have proven time and time again disastrous for more than just business. , but for broader economic and ecological ecosystems.

Joel Watt – the CEO who co-founded the company with commercial director Nicolas Desormeaux, chief operating officer Erez Mathan and technical director Thomas Quiroga – witnessed this when he ran his own fishing business.

Originally trained as an accountant, Watt hails from the north of Scotland (with an accent that my American ear sometimes struggles to penetrate), and after years working for a large corporation, he has returned to his roots. and to his hometown to start a fishing business. – not a tech-based market and budding big data analytics game, but a real fishing operation on wet floors, cold rooms and yellow boots following in the footsteps of his family, his father and grandfather having also worked in fishing.

In nearly 10 years in business, he grew this business to 50 people and £10m in turnover, “and that’s when we started to see how inefficient it was “, did he declare. The biggest problem for fishing companies, he said, is uncertainty.

“You have the boats and the fisheries, those who turn the produce into things you can eat, the wholesalers and the distributors, and then the restaurants and the fishmongers. All of these require individual communication, but there are actually many players and many prices,” he said. The market is huge – 140,000 linked business entities in Europe alone – but typically those working without relying on a platform to access wider customer bases and manage those relationships can only manage 20 contracts. at a time, no matter how much fish they have to sell.

As far as fish for sale is concerned, this is also a problem. There are 250 types of fish typically sold in the fishing trade, but when you add the size range and other variables, it comes to what Watt said is 35,000 SKUs, and there’s little consistency in the prices through this landscape. “Nobody knows how much something costs.”

Add to that the many layers of people in the chain and the steps they each manage, and the delays that result in what is a highly perishable product, and you have a complicated situation. For every two fish or other seafood taken out of the water, only one is eaten.

So Watt did what any accountant getting into building and running a fishing business might do: he started looking into software that could help manage the business aspects of his operation. Rooser is a Doric dialect word used in the Watt region of Scotland, and it means “watering can”.

“A crew member at my fishing company made a comment about how we always seemed to be fighting a fire somewhere,” Watt said. The idea is that Rooser, the software, will now help fight these fires. Indeed, this software, called Sea.Store, was effective and others also started asking to use it.

Shoppers on the platform can source seafood from 13 different countries, although Iceland, Watt said, is currently the biggest sourcing country. As for buyers, France currently accounts for 95% of all sales.

France is indeed a very large market for seafood products, but it is not the only one. The booster as lead buyer was intentional on Rooser’s part, he said.

We wanted to adapt to a market and then develop a supply side,” he said. “Now we can easily move to other countries as we expand across Europe.”

Georgia Stevenson, the Index partner who led the investment, said part of the interest in Index here is how well Rooser has done so far to meet the needs of this particular vertical and create a market to meet them.

“It helps reduce waste, but it also allows seafood traders to do their job better,” she said. And while there have been many critics lambasting the fishing industry for overstepping its limits in its activities, depleting stocks; and similarly the industry itself seems to be getting more and more bureaucratic, Stevenson said she thinks Rooser has solved both of these problems. “We have invested in categories and infrastructure to be more sustainable and we see Rooser as consistent with that.”

DNR reminds water enthusiasts to wear a life jacket


The Wisconsin Department of Natural Resources reminds anyone who hits the water this weekend to wear a life jacket.

Winds and summer temperatures were forecast for Saturday, making the water more inviting than ever after weeks of winter. Although Saturday’s temperatures may have felt like summer, the water is cold and choppy, and life jackets are a must before heading out to shore for the first paddle of the year.

“Safety is an important part of water fun. Most drowning victims on Wisconsin water bodies were not wearing life jackets,” said DNR Boating Act Administrator Lt. Darren Kuhn. “Putting safety first by wearing a life jacket and being respectful of the water are two important things to remember when heading out to a Wisconsin river and lake to enjoy the warm spring days.”

Nearly 80% of the 25 boating victims last year were not wearing a lifejacket. Among them, 91% were men, with an average age of 46 years.

The ministry does not track all drownings – only deaths related to the use of a recreational activity item, such as a boat, kayak or canoe. Current and past boating incident reports are available on the MNR website.

“Guardians have responded to numerous drowning deaths to find a life jacket stuffed into a kayak or floating near the capsized canoe,” Kuhn said. “Drowning deaths are preventable. Putting on a life jacket before wading, playing along the shores or getting into a boat prepares you to focus on having fun.

Today’s life jackets are much more comfortable, lightweight and stylish. There are innovative options, such as inflatable life jackets, allowing mobility and flexibility for boating, fishing, paddling or hunting, and they are much cooler in hot weather.

Statistics show that boaters who wear life jackets and take boater safety courses are the most likely to stay safe on Wisconsin waters. Always follow the basic safety tips below and enjoy Wisconsin’s beautiful lakes and rivers with your family and friends.


  • Register now for an online boater training course.
  • Always wear a properly fitted, tight-fitting, tied lifejacket when on or near the water. Life jackets will keep you above water if you come out of an unexpected fall, or if a wave or current overpowers you or if you fall out of a boat or paddle board.
  • Enjoy sober waters and know your limits. Alcohol impairs a person’s judgement, reaction time and abilities.
  • River banks and sandbanks present unseen dangers. Higher and faster waters can challenge an individual’s navigation, paddling and swimming skills.
  • Keep an eye on the weather and let someone know where you’re going.
  • Consider wind conditions when venturing out on a small boat, canoe, kayak or paddleboard.
  • Be prepared for the unexpected and always wear your life jacket.

Money-saving tips: How to save – ‘I saved £1000 a year doing just a few cuts’ | Personal finance | Finance


Dr Nikki Ramskill is the only doctor on the UK’s Top 10 Personal Finance Blogs with The Female Money Coach. She has 13 years’ experience in the NHS as a women’s health specialist and has seen the impact of poor money management on the mental health of her patients. She is a qualified money coach and award-winning personal finance blogger and shares her tips on her Instagram @femalemoneydoc.

Dr Nikki told Express.co.uk how she saved £1,000 from her own family budget by switching subscriptions before the cost of living crisis.

Dr Nikki said: “Getting away from subscriptions we don’t use has been by far the biggest winner.”

She listed some of her biggest subscription savings, including switching from Sky to BT.

Nikki said: “I switched us from Sky to BT (we weren’t watching it anyway), canceled my audible subscription (I had enough books), changed our home insurance to a cheaper supplier and I canceled other subscriptions that I no longer needed (like an item of clothing I had subscribed to).

“Overall I’ve saved around £1,000 a year just by making a few cuts.

“It’s amazing how much it all adds up when you’re not careful.”

READ MORE: Money-saving mum: How to get fruit and veg for less than half the price and save £555 a year

The expert continued, “I love cashback. I manage everything I buy online through TopCashBack, and I could also do more with other sites like Honey and Quidco, but there’s only a limited number of hours in the day!

“These sites help you collect cash back on purchases that add up quickly.

“I once bought a Fitbit with this money and recently got a nice cash deposit which I spent on a birthday present for a friend.”

She also told Express readers how she saves on her heating.

Another money-saving expert advised how to save £80 on your heating.

Chloe Carmichael is a money-saving expert and founder of Chloe’s Deal Club.

According to the expert, a small change can save a lot of money.

She said: ‘Reducing your heating by one degree could save you around £80 a year on energy and you probably won’t notice the difference in temperature.’

Is it possible that the new favorite for a Rays stadium is the same old site?


ST. PETERSBURG — Here, on the edge of a city’s future, they sell Cracker Jack.

There is music, laughter and sometimes a passing mascot. The future is expensive, controversial and entirely uncertain, yet the atmosphere is festive and the hot dogs are sizzling.

Sitting in the middle of it all at club level at Tropicana Field on Friday night is the man tasked with delivering that future. He wears a replica Rays jersey and a disarming look of assurance.

Tampa is undoubtedly the team’s preferred site for a new stadium, and other cities across the country are bracing for the possibility of the Rays being free agents when the Tropicana lease expires after 2027.

So what about it, Mayor Ken Welch, aren’t you worried about the future of baseball and St. Pete’s status as a major league city?

“I think the problem is solved,” Welch said. “A new stadium of the right size with the right amenities connected to our city center – I always wish it was outdoors, but apparently that’s probably not going to happen – can get us where we need to be. I don’t think we need to be a 30,000-a-night venue.

“That’s why we hired the financial advisor to tell us what finances really look like. How much really comes from television?

Welch is not the first mayor of St. Petersburg to deal with this problem. Nor is he the second or the third. The Rays Stadium saga spans decades and bridges and, as far as audiences can see, is no closer to being resolved than it was in 2007 when owner Stu Sternberg suggested a location by the water.

And yet, behind the scenes, there is a feeling that the pendulum might be swinging back in St. Pete’s direction. Or, at least, in the middle.

The fundamental issues haven’t changed – St. there is a simple and logical way forward. .

St. Petersburg has the land, it has a funding mechanism with the Pinellas County tourist tax, and it has a growing and affluent population emerging around the current site of Tropicana Field.

There’s no amount of spin that can erase St. Pete’s disappointing box office support, but the combination of using the team’s contract windfall from the site redevelopment Too much and the opportunity to turn 86 acres of land in a similar destination location in Atlanta’s Battery district might — begrudgingly — be enough to convince the Rays they won’t find a better deal elsewhere.

“(The Braves) have agreements with the development rights and the commercial space around it, I still have to dig into the details, but that’s what our consultants will do,” Welch said. “Give us the different models that we can use – and I’ll just throw out a number – so we can find $600 million, half of a $1.2 billion facility.

“It’s more than a stadium because it will have multiple uses. How does this relate to a conference center and meeting spaces? I just think if we’re creative and innovative, we have so many drivers behind us, and growth is happening, that we can be successful.

Meanwhile, Tampa Mayor Jane Castor is pushing for the Rays to choose between Tampa and St. Pete “in a short time” so each city can move forward.

And while the Rays haven’t been shy about wanting to move closer to the geographic/economic center of the region, they haven’t come close to finding the funding for a full-season stadium in Tampa. They started looking at Ybor City in 2015 but ended talks in 2018 when they couldn’t agree on funding for an $892million stadium.

The split-city stadium plan at Ybor was a smaller project with no roof, and the cost would have been closer to $700 million.

But now that MLB has canceled the sister city plan with Montreal, the Rays say a roof is needed if they want to play in the heat and rain of the summer months. Even though it is a fixed roof, as opposed to a more expensive retractable model, the cost will reach $1 billion.

At this point, there seems to be little appetite in Tampa/Hillsborough to make a deal for that much money.

“There comes a time when it’s too much,” Welch conceded. “But first we have to see what the total price is and what they will contribute to it. I’ve always said at least 50/50. And then see what our revenue streams can produce to solve X. Now we know that if we bond a penny tax on (hotel) beds, that’s $200-250 million. And we know there are other mechanisms you can use: development rights, maybe a TIF (tax increment financing), naming rights are in there. We are solving our half of the equation, and I think we can do it.

“You can’t take the taxes that pay the cops on the street and use them to pay for baseball. That’s why we’re limited to the tourist development tax, which pays for exactly that sort of thing.

For years, politicians around the country have quoted an iconic line from the film field of dreams to justify the continuation of the construction of a stadium. In St. Pete, they could take another line in Hollywood.

There is no place like home.

Jean Romano can be reached at [email protected]. Follow @romano_tbtimes.

• • •

Sign up for the Rays Report weekly newsletter to get new perspectives on the Tampa Bay Rays and the rest of the majors from sports columnist John Romano.

Never miss the latest with the Bucs, Rays, Lightning, Florida College Sports and more. Follow our Tampa Bay Times sports team on Twitter and Facebook.

PNB Needs Managers, Executives: Check Eligibility, Salary & How to Apply


The Punjab National Bank has launched a call for applications for the positions of Director and Senior Director.

Interested candidates can apply for PNB by visiting www.pnbindia.in

PNB SO Recruitment 2022: Important dates
Events Appointment
NBI SO Recruitment 2022 April 20, 2022
Online application begins April 22, 2022
The application is ending May 7, 2022
Online exam June 12, 2022

Steps to Apply for PNB SO Recruitment 2022 Online

Visit www.pnbindia.in.

Go to the recruitment section.

Now click on the link to “PNB SO Recruitment 2022 Apply Online”.

Fill in the required information and register for the PNB SO Recruitment 2022.

Write down the registration number and password you received, for later use.

Log in and fill out the application form with the necessary personal, national and municipal information.

Upload a scanned photo and signature.

Pay the application fee via the desired payment gateway.

Click the Submit button.

Print the inquiry form for future references.


PNB SO Recruitment 2022: vacant position
Posts Number of vacancies
Manager (risk) 40
Manager (Credit) 100
Senior Manager (Treasury) 05
Total 145

PNB SO 2022: Pedagogical qualification

Job name Qualification for Education
Manager (risk) Essential:
A. Chartered Accountant (CA) of Institute of Chartered Accountants of India / Cost/Management Accountant – CMA (ICWA) of Institute of Accountants of India
B. Chartered Financial Analyst (CFA) from the CFA Institute (USA).
C. Completion degree in any discipline with a minimum of 60% marks in total (institute must be recognized/approved by government bodies/AICTE/UGC and courses completed by correspondence/on time partial/remote will not be taken into account)
I. Full-time MBA in Finance or PGDM in Finance or equivalent Post Graduate Diploma with specialization in Finance / Post Graduate Diploma in Banking and Financial Services (PGDBF) by NIBM Pune / Masters in Financial Management (MFM) / Masters
in Finance and Control (MFC) (minimum 2-year course with a minimum of 60% overall marks) (minimum 2-year course with a minimum of 60% overall marks)
(The institute must be recognized/approved by government bodies/AICTE/UGC and courses taken by correspondence/part-time/distance learning will not be considered
ii. Masters in Mathematics/Statistics/Economics with a minimum of 60% overall marks* (Institute must be recognized/approved by government bodies/AICTE/UGC and correspondence/part-time/distance courses will not be not taken into account)
iii. Certification in Financial Risk Management from the Global Association of Risk Professionals (GARP) (USA)
iv. Professional certification in risk management from the PRMIA Institute.
1. Certificate Examination in Risk in Financial Services, IIBF
2. Risk Management Certification Course, NIBM
3. Diploma in Treasury, Investment and Risk Management (DTIRM), IIBF
4. CAIIB with specialization in risk management
Manager (Credit) Essential:
A. Chartered Accountant (CA) of Institute of Chartered Accountants of India / Cost Management Accountant – CMA (ICWA) of Institute of Cost Accountants of India
B. Chartered Financial Analyst (CFA) from the CFA Institute (USA).
C. Completion degree in any discipline with a minimum of 60% marks in total (institute must be recognized/approved by government bodies/AICTE/UGC and courses completed by correspondence/on time partial/remote will not be taken into account)
Full-time MBA in finance or PGDM in finance or equivalent post-graduate degree with specialization in finance
(Course of at least 2 years with a minimum of 60% of marks in total)
(The institute must be recognized/approved by government bodies/AICTE/UGC and courses taken by correspondence/part-time/distance learning will not be considered)
1. Certificate in Trade Credit, Moody’s Analytics
Senior Manager (Treasury) Essential:
A. Chartered Accountant (CA) Institute of Chartered Accountants of India / Cost
Management Accountant – CMA (ICWA) from the Institute of Cost Accountants of India
B. Chartered Financial Analyst (CFA) from the CFA Institute (USA).
C. Graduation Degree in any discipline with a minimum of 60% overall marks
(The institute must be recognized/approved by government bodies/AICTE/UGC and the course
completed by correspondence/part-time/distance mode will not be taken into account)
Full-time MBA in Finance or PGDM in Finance or equivalent post-graduate degree
with specialization in finance
(Course of at least 2 years with a minimum of 60% of marks in total)
(The institute must be recognized/approved by government bodies/AICTE/UGC and the course
completed by correspondence/part-time/distance mode will not be taken into account)
1. Certified Cash Broker Course, IIBF.
2. Cash Management Certificate Course, NIBM.
4. Diploma in Treasury, Investment and Risk Management (DTIRM), IIBF

Manager age limit

Recruitment PNB SO 2022: Age limit for the manager
minimum age 25 years
Maximum age 35 years

Senior executive age limit

PNB SO 2022 recruitment: Age limit for senior executives
minimum age 25 years
Maximum age 37 years

PNB SO Recruitment 2022: Application Fee

PNB SO Recruitment 2022: Application Fee
SC/ST/PWD/ Rs. 50 + GST
All other candidates Rs. 850 + GST

GNP SO Salary 2022

Punjab National Bank is one of the reputed public sector banks in our country which offers a lucrative salary for specialist officers along with various benefits and allowances. Candidates can view PNB SO’s salary structure, salary scale, allowances and job profile.

COSAR comes to the aid of stranded outdoor enthusiasts – Okanagan


Central Okanagan Search and Rescue came to the aid of two stranded outdoor enthusiasts on Wednesday.

And both rescues took place in the James Lake area above East Kelowna.

According to COSAR, the first rescue took place around 9:15 a.m. and involved two people who had become stranded on Tuesday while driving in 4x4s from Ellison and towards Highway 33.

Read more:

Hikers rescued from Okanagan Mountain Park after accident on snow bridge

With their truck stuck, the two spent the night inside the vehicle. COSAR says the two tried to dig themselves out before texting a friend who called 911 on their behalf.

COSAR says the two were able to provide an accurate GPS position and an all-terrain utility vehicle (UTV) with tracks was dispatched. The stuck truck was 5.6 kilometers from the junction of Goudie Road and Highway 33.

The story continues under the ad

Another view of the stuck truck.

Central Okanagan Search and Rescue

“The UTV team reached the stuck vehicle at 11:44 a.m., but were unable to locate the subjects,” COSAR said. “However, they were able to follow them through the snow and made contact soon after.

“The two, who were looking for cell service, were driven back to base and arrived at noon.”

But on the way out, COSAR said the UTV team encountered another group stranded a few miles away on James Lake Forest Service Road.

Click to play video: 'British Columbia neighborhood owl nicknamed 'Whodini' rescued from net'

A British Columbia neighborhood owl, nicknamed ‘Whodini’, was rescued from a net

BC Neighborhood Owl, nicknamed “Whodini”, rescued from a net – January 20, 2022

COSAR said the UTV team dropped off the first subjects at their base and then returned for the other subject.

The story continues under the ad

“COSAR would like to remind outdoor enthusiasts that we do not charge for rescue. If your safety is at risk, please call 911 and we will respond,” said lead researcher Brian Stainsby.

The task was COSAR’s 12th of the year and the third involving its new class of 2022 recruits.

The research body reminds outdoor enthusiasts to plan accordingly, as deep snow still lingers on roads and trails at higher elevations.

Click to play the video:

BC senior rescued after nearly two weeks lost in the Caribbean Sea

BC senior rescued after nearly two weeks lost in the Caribbean Sea – March 19, 2022

© 2022 Global News, a division of Corus Entertainment Inc.

Thousands of requests for services to help seniors access vital insurance


A motorist with more than 60 years of driving experience and a couple planning to celebrate their wedding anniversary abroad are among those helped by a service set up a decade ago to help older customers access to vital insurance.

The ‘signalling’ initiative was launched in April 2012 through an agreement between the British Insurance Brokers’ Association (Biba), the Association of British Insurers (ABI) and the government.

It helps seniors who may have struggled to find suitable coverage.

Under the Age and Insurance Agreement, if an insurer or insurance broker is unable to offer cover to an elderly motorist or holidaymaker because their age is over its age limits, it can automatically refer the customer to another supplier who can meet their needs, or to a dedicated signage service such as Biba’s “find insurance” service on 0370 950 1790 or www.biba.org. uk/find-insurance.

Biba said it has received more than 860,000 inquiries from its insurance search service.

A client assisted by Biba’s insurance service is Jayne Carson, 70, who will celebrate her wedding anniversary with her husband in California, where they married 27 years ago.

The trip was canceled in 2020 due to Covid-19 and with the holiday postponed for this year, Ms Carson faced a new challenge finding travel insurance.

She said: “It seems like when you hit 70 you get dumped in terms of travel insurance.”

She added: “These are all tick boxes, and you can’t talk to anyone.”

Biba’s department put Ms. Carson in touch with AllClear Travel Insurance, which provided insurance for the vacation.

She said: ‘I’m so thankful that someone can cover us. We had decided we were going on the trip regardless because Covid has already come and ruined our 25th wedding anniversary vacation, but luckily AllClear was able to help us. We look forward to returning to the United States where we got married and had many memorable trips.”

AllClear CEO Chris Rolland said: “We would never recommend anyone travel uninsured, even more so when it comes to travel to the United States where costs can be extremely high – and where there are pre-existing medical conditions. If in doubt, always consult a specialist broker with expertise in this area.

In another case, an 86-year-old man was denied auto insurance by multiple agencies because of his age.

Biba’s Discovery Insurance Service put him in touch with AJ Insurance, which provided coverage.

The customer said: “I’ve been driving for over 60 years so it really means a lot to me to be able to keep doing it.”

Another client who previously struggled to find coverage is Elaine Davies, 58, who signed up for a charity hike through Cuba to raise money for the Velindre Cancer Center in Cardiff. His medical history includes heart problems.

She said: “It’s a real pain because my conditions are not life threatening and I want to continue to live a full life.”

She sought advice from the British Heart Foundation, who referred her to Biba’s insurance search service and was put in touch with specialist broker Just Travel Cover.

He provided comprehensive travel insurance, including coverage for his medical conditions.

The agreement has been reviewed and renewed three times since its launch in 2012.

Graeme Trudgill, Executive Director of Biba, said: “We are incredibly proud to have helped so many people in need over the past 10 years.

“Finding suitable insurance can be a huge challenge for many people and this signaling deal has made such a difference.

“Our contact center team helps people on a daily basis and hears firsthand how signage helps.

“Access to travel and auto insurance empowers seniors to live their lives to the fullest and we will continue our mission to help many more people access the insurance they need through specialist brokers. “

James Dalton, director, general insurance policy, at the ABI, said: “The agreement offers crucial help to many in getting the car and travel insurance they need.”

The signage agreement has improved access to insurance for consumers with “non-standard” requirements. Other similar collaborations followed, to help different types of customers find insurance.

Initiatives include work between Biba and the Ministry of Defense (MoD) in 2016 to encourage ‘signalling’ to appropriate brokers specializing in cover for military personnel.

In 2020, a Foresight Signaling Agreement was launched to help people with disabilities and pre-existing people access income protection, critical illness and life insurance.

And in January 2021, the Financial Conduct Authority (FCA) confirmed that Biba’s travel medical insurance directory met its criteria for a “directory of medical cover companies” under new rules to help guide travelers with medical conditions to specialist coverage.

And in February this year, Biba, ABI and Flood Re launched a signage solution and flood insurance directory to help households struggling to obtain flood cover access insurance. floods.

John Glen, Economic Secretary to the Treasury, said: “I am delighted that 10 years after its launch in 2012, the signaling agreement between the Government, Biba and the Association of British Insurers has helped many older consumers to access travel and car insurance, with nearly 900,000 claims in total.

“I look forward to the continued success of the program and to working with the industry to ensure consumers can access the insurance they need.”

Shapiro: Democratic candidate announcement wrongly implies endorsement


PHOTO ABOVE: Pennsylvania Attorney General Josh Shapiro speaks with members of the media during a press conference, in Philadelphia, Tuesday, March 15, 2022. An announcement from Rep. Brian Sims seeking the Democratic nomination for the Pennsylvania lieutenant governor this year drew a complaint Friday, April 15, 2022, and a sharp-tongued letter from Josh Shapiro, the party’s presumptive nominee for governor. (AP Photo/Matt Rourke, File)


HARRISBURG, Pa. — An announcement from one of three people seeking the Democratic nomination for Pennsylvania’s lieutenant governor this year prompted a complaint on Friday and a sharp-tongued letter from the party’s presumptive nominee for governor.

The dispute pits Attorney General Josh Shapiro against state Rep. Brian Sims over Sims’ announcement which Shapiro’s campaign says erroneously implies that Shapiro endorsed The Sims.

Shapiro made the unusual decision earlier this year to endorse and run with state Rep. Austin Davis of Allegheny County, even though in Pennsylvania, candidates for governor and lieutenant governor are not not matched in the primary ballot.

So when Shapiro’s camp noticed that “APPROVED JOSH SHAPIRO,” along with a ticked ribbon, appeared at the end of Sims’ new statewide commercial, the attorneys issued a restraining order. cease and desist.

“Not only does the ad mislead voters, it also misrepresents Attorney General Shapiro,” Courtney Weisman, Shapiro’s lawyer, argued in the letter sent Friday. She said Sims’ wording was designed to mislead Pennsylvanians.

The ad began airing on streaming services in Pennsylvania markets this week, Sims’ spokesperson said.

The Shapiro team had asked The Sims to support Shapiro before the campaign began, The Sims campaign said in a statement to The Associated Press. Shapiro is the only gubernatorial candidate in the Democratic primary this year.

“Rep. Sims was then proud to endorse Shapiro and continued to promote and endorse Shapiro for governor during the campaign trail,” the campaign statement read.

He said Shapiro’s campaign had included Sims’ endorsement in a public list of endorsements, but a spokesperson for Shapiro’s campaign said he was unaware of any public use of the endorsement. Sims approval.

Because they run separately in the primary but as a ticket in the fall, governors and lieutenant governors can essentially end up in a strained relationship. Some have worked together productively, but others have struggled.

The current governor, Democrat Tom Wolf, was elected along with former Sen. Mike Stack of Philadelphia in 2014. In the spring of 2016, Wolf responded to complaints about Stack’s treatment of state employees by stripping him of the state police protection and limiting cleaning, grounds maintenance. and maintenance by state employees at Stack’s official residence.

Stack’s office later said his wife had begun treatment for an undisclosed mental health condition, and Stack lost a multi-candidate primary in 2018 to current Lieutenant Governor John Fetterman.

Along with Sims and Davis, the other Democrat seeking the job this year is Raymond Sosa, a financial planner who also ran in 2018.

Nine Republicans want their party’s nomination for lieutenant governor in the May 17 primary: John Brown, a former Northampton County executive-elect; Jeff Coleman, former state legislator and consultant; Teddy Daniels, former police officer and Army veteran; Carrie Lewis DelRosso, a freshman lawmaker from suburban Pittsburgh; Russ Diamond, a Lebanon County state legislator; Christopher Frye, Mayor of New Castle; James Jones, who runs an oil and petroleum products trading business; Rick Saccone, a former Pittsburgh-area state legislator; and Clarice Schillinger, a Bucks County political activist.

Applications invited for 145 SO positions, details here


The Punjab National Bank (PNB) has invited online applications from eligible candidates for recruitment for the post of Specialist Officers. Interested candidates can apply for vacancies on the official website pnbindia.in from April 22.

The deadline to register for the positions is May 2 and the online exam is scheduled to take place on June 12, 2022.

The recruitment campaign is underway to fill a total of 145 vacancies, including 40 vacancies for the position of Manager (Risk), 100 for the Manager (Credit) and 5 for the Senior Manager (Treasury).

Eligibility criteria

Age limit: 25 to 35 years old on January 1, 2022.

Level of studies: Chartered Accountant (CA) from Institute of Chartered Accountants of India / Cost Management Accountant – CMA (ICWA) from Institute of Cost Accountants of India. Or Graduation Diploma in any discipline with a minimum of 60% marks in total (institute must be recognized/approved by government bodies/AICTE/UGC and courses taken by correspondence/part-time/ distance mode will not be taken into account). More details in the notification below:

Here is the official notice.

Registration fees

Applicants in the SC/ST/PWBD category are required to pay the fee of Rs 50 + GST, if applicable. All other applicants will be required to pay the fee of Rs 850+ GST, if applicable.

For more details, applicants are advised to visit the official website here.

Marijuana lovers reflect on changing social stigma


BANGOR, Maine (WABI) – April 20, also known as 4-20, is a celebration of the marijuana industry.

Local enthusiasts say it’s time to reflect on changing social stigma.

“We rode 90 minutes to be able to come down and finally celebrate everything on the 4-20. And it’s just super exciting to be here,” said customer Brook Goodwin.

“So 4-20, there’s a lot of different ideas about how 4-20 became everything, from high school kids in California using it as a code for when they were going to meet after school, all the way through the side of law enforcement and it’s a code to report for some reason they made it illegal in this country and in many countries around the world and it cost the people, the good people, for a long time. And for us to have fixed that and be in a position now where people can be free, unashamed and can have fun and have unity is a pretty special thing,” said Matt Hawes, Brothers Cannabis “For me, that’s 22 years in legal cannabis for my entire career. It’s something I’m very excited to be a part of, isn’t it. Thinking back to how we got to where we are today, I’m able to stand behind those counters and watch people walk in with big smiles on their faces, not feeling like they have to hide, not to be ashamed of themselves by enjoying what they do in their free time.

“I’ve been in the closet on this for so long, and I’m just happy to be here. I’m happy to be me and I feel so much better on the meds and without all the other pills and I’m really happy to be able to pull out the 4-20 and celebrate,” said Goodwin.

“You know, wellness is a big word, isn’t it, and wellness can mean a lot of things to a lot of people. It can ease pain, it can be emotional, it can make you feel better, it can be finding a friend, it can be finding community, it can be all these different things, right? . And I think cannabis has been a great incubator for people to express and experience their well-being in their own way. And it seems like every store kind of has its staff, you know, in art, you know, for us as Brethren, our staff is our everything, isn’t it, and our staff is first class all the way and they really connect with this group of people who come here. And I think for people who have shopped here, this is the right fit for them. And maybe they’ll find that somewhere else for another group of people. And I think just having access and having more places where you can find these products is better for everyone. It’s better for the market,” Hawes said.

Copyright 2022 WABI. All rights reserved.

BlueMark Releases Research Calling for Market Alignment on Key Elements of Quality Impact Performance Reporting


The Raising the Bar report is the first in a series aimed at improving the quality and usefulness of impact performance reports produced by impact investors.

NEW YORK, April 20, 2022 /PRNewswire/ — BlueMark, a specialist provider of impact verification services for investors and corporations, today released a report calling for a more robust approach to impact performance reporting that would enable the market to analyze and compare impact performance more easily. The full report,Raising the Bar: Aligning with the Key Elements of Impact Performance Reporting“, is available at https://bluemarktideline.com/raising-the-bar.

The research was conducted with the support of grants from the Rockefeller Foundation and the Tipping Point Fund on Impact Investing.

“While impact reporting by impact investors in private markets is common practice, the absence of widely accepted guidelines for reporting impact performance has resulted in heterogeneous approaches and perception by end readers that the reports are incomplete and insufficient to meaningfully interpret the impact results,” mentioned Christina Leijonhufvud, CEO of BlueMark. “Given the market imperative to improve the quality and usefulness of impact performance reporting, we wanted to gain a deeper understanding of impact reporting best practices and provide pathways to accelerate their reporting. adoption.”

A two-pronged approach was adopted for the research project. First, BlueMark analyzed a sample of 31 recent impact reports written by general partners (GPs) in the private market to identify trends and common practices. Second, BlueMark consulted with 57 diverse industry stakeholders – via one-on-one interviews and focus groups – to better understand the challenges and opportunities associated with producing and consuming impact reports.

These research activities highlighted several gaps and challenges that limit the usefulness of impact performance reporting, including: lack of precision on goals or targets, selective selection of data, lack of insights stakeholders and the focus on successes as opposed to risks or underperformance.

However, the research also revealed a high degree of alignment around what constitutes a quality and decision-useful impact performance report. Building on these areas of consensus, BlueMark – in close consultation with industry stakeholders – has composed the following proposed “Key Elements” for Quality Impact Performance Reports.

General elements:

  • Completeness: A Quality Impact Report provides information on all holdings in the portfolio and discusses impact performance at the fund and holding level.

  • Clarity: A quality impact report presents impact information in a way that is accessible and easy to interpret, with clear definitions, supporting assumptions and calculations.

Specific elements:

  • Objectives and expectations defined: A quality impact report is explicit about the fund’s intent and impact goals, including clarity about investor contribution and expected results.

  • Relevant metrics: A quality impact report includes quantitative metrics that are drawn from industry standards wherever possible and linked to articulated impact goals.

  • Relative performance results: A quality impact report provides information that allows the reader to effectively interpret and compare progress and performance metrics.

  • Integrated Stakeholder Perspectives: A quality impact report identifies relevant stakeholders and incorporates their experiences and voices.

  • Transparency on risks and lessons learned: A quality impact report is forthcoming on potential impact risks and lessons learned from the past.

These elements were tested in focus groups of GPs and LPs, including members of the BlueMark Allocator Working Group, a learning community of some of the leading institutional allocators with a shared commitment to advancing best practices in investing.

To help increase adoption of these elements, BlueMark is collaborating with Impact Frontiers, an initiative of the Impact Management Project (IMP), to pilot an impact reporting verification approach with a select group of community businesses. Impact Frontier. The verification methodology will be based on the research findings in the first “Raising the Bar” report. The main lessons from this pilot project will be published in a second report at the end of 2022.

“The desire to go beyond impact practice to impact performance is a common refrain among investors participating in Impact Frontiers cohorts,” said Mike McCreless, Executive Director of Impact Frontiers. “The report launched today is a big step in that direction and we look forward to working with BlueMark and the Impact Frontiers investment community to build on this momentum.”

BlueMark’s current verification services are structured around the two key pillars of accountability for impact: impact management practice (the extent to which an investor or company has the systems, processes and capabilities to help achieve the desired impact); and impact performance (the extent to which an investor or company has achieved intended impact results). To date, BlueMark has performed over 65 audits for organizations managing a combined total of over $156 billion in impact assets.

About BlueMark
BlueMark is a leading provider of impact verification services for investors and businesses. Founded in 2020, BlueMark’s mission is to “Build Confidence in Impact Investing”. BlueMark’s verification methodologies are supported by a range of industry standards, frameworks and regulations, including the Impact Management Project (IMP), Operating Principles for Impact Management (OPIM), Principles for Responsible Investment (PRI), the SDG Impact and the Sustainable Finance Disclosure Regulation (SFDR). Learn more about BlueMark and impact verification at www.bluemarktideline.com.

Media Contact
Dmitri Ioselevitch
17 Communications
[email protected]


View original content: https://www.prnewswire.com/news-releases/bluemark-publishes-research-calling-for-market-alignment-on-the-key-elements-of-quality-impact-performance-reporting – 301529047.html


Transcarent Launches Oncology Care for Collaborative Cancer Care Experience


What you should know:

Transparenta new company that is different and provides a better health and care experience for employees of self-insured employers and their families, launches Transcarent Oncology Care, a collaborative cancer care experience that connects employees and their families with high-quality cancer care from leading cancer institutes, top oncology providers and researchers, and clinical trial identification, regardless of geographic location.

– Transcarent Oncology Care will reduce the financial impact of cancer, thereby reducing overall costs of care for members, their families and employers.

Meet the full range of member and family needs

This expanded access is combined with a holistic approach to better address the clinical, emotional and financial impact of cancer care. This offering, an industry first, provides Transcarent members and their families with expert medical advice, comprehensive treatment planning, high-quality care through leading centers of excellence, and resources for emotional and benefits through health guides from diagnosis to remission, as well as industry-leading workplace benefits integration and support during their cancer experience.

Social Services and Workplace Support

Transcarent’s oncology care offering also includes many of the comprehensive and essential social services and workplace support that are so essential for members and their families during a difficult time, including financial counseling, mental health, nutritional counselling, social workers and transportation for the Member and his family. Transcarent also supports the member by coordinating benefit design, recommended PTO policies, manager training, and strong communication for employee populations on remission and return to work.

“Almost every day, a colleague, family member or friend asks me for help with a new cancer diagnosis. While I can guide each of these people one at a time, at Transcarent we tailor this personal approach to each of our members, so that everyone in the country can access the best medical care and emotional support for their individual health challenge,” said Dr. Jeff Dobro, MD, FACR, chief innovation officer at Transcarent. “By contracting directly with leading centers of excellence and appropriate care sites, and combining our experience with personalized care journeys, we are removing the barriers that have historically existed for the average person and their family when it comes to It’s about accessing best-in-class oncology care.”

An accountant and his girlfriend die in a collision between a car and a truck


Accountant Alejandre Brotarlo and his girlfriend, Queenie Rocaberte, die in a collision between a car and a truck along Osmeña Avenue in Victorias City, Negros Occidental yesterday afternoon, April 18. (Photo by Victorias City Police)

A HAPPY visit turned tragic after an accountant and his girlfriend died when their car collided with a truck along Osmeña Avenue in Victorias City, Negros Occidental yesterday afternoon, the 18th april.

Victorias City Police Station Chief Colonel Joseph Fajardo identified the deaths as Alejandre Brotarlo, 28, of Roseville Heights in Roxas City, Capiz, and Queenie Rocaberte, 23, of Quezon Street Extension, Barangay 5 in Victorias City.

Initial investigation showed the car being driven by Brotarlo was heading north when he lost control of the vehicle upon reaching the Hacienda Newtown area in Barangay 13.

The vehicle swerved to the left side of the road and collided with the oncoming truck driven by Juanito Panes Jr., 43, from Barangay Inapoy in Kabankalan City, Negros Occidental, Fajardo said, adding that the Brotarlo’s car could accelerate.

He said the truck loaded with sacks of sugar was from Victorias Milling Company and was en route to Bredco Port in Bacolod City when the accident happened.

Fajardo told Sunstar Bacolod that Brotarlo was in the province to visit Rocaberte who is supposed to go abroad.

Rocaberte and Brotarlo died upon arrival at Kaayong Lawas Foundation Hospital in the city.

Panes is currently in the custody of Victorias City Police while the families of the victims have yet to decide whether to press charges against him.

He can face reckless recklessness resulting in multiple homicides and property damage.*


SunStar’s website encourages friendly debate, but comments posted on this site do not necessarily reflect the views of the management of SunStar and its affiliates. SunStar reserves the right to delete, reproduce or edit comments posted here without notice. Inappropriate messages will be automatically deleted.

Forum Rules

Don’t use profanity. Some words have been banned. Stick to the subject. Do not stray from the discussion. Be consistent. Don’t shout and don’t use CAPS!

Wine Openers Market Share 2022-2028 with Key Countries Data | Key players



Global “wine opener marketThe report (2022-2028) provides a detailed analysis of global demand size, native and domestic position demand size, segmentation demand growth, demand share, competitive landscape , analysis of transactions, impact of national and global demand. Key Players, Value Chain Optimization, Business Regulations, Recent Developments, Openings Analysis, Strategic Demand Growth Analysis, Product Launches, Business Expansion and Technology Inventions.

About Wine Opener Market Size and Share:-

This report contains the market size and forecast of Wine Opener globally, including the following market insights:
Global Wine Opener Market revenue, 2017-2022, 2023-2028, (USD Million).
Global wine bottle opener market sales, 2017-2022, 2023-2028, (K units).
Top five global wine opener companies in 2021 (%).
The global Wine Openers market was valued at Million in 2021 and is projected to reach Million US$ by 2028, at a CAGR of % during the forecast period.

Get Sample PDF of Wine Opener Market Report @


Here are some key players in the wine opener market in 2022:

  • Ike
  • only cook
  • Royalip
  • Ryback
  • Tianq
  • Enjoy-Arts
  • V. BARS
  • Zhifangyi
  • Yuji
  • Passionate about wine

Global Bottle Opener Market, By Type, 2017-2022, 2023-2028 (USD Million)

Percentages of the global wine bottle opener market segment, by type2022 (%)

  • Corkscrew
  • beer bottle opener
  • Other

Percentages of Global Social Networking Services Market Segment, per app2022 (%)

Global Bottle Opener Market, By Application, 2017-2022, 2023-2028 (USD Million)

If you have any special requirements for this report, please let us know and we can provide you with a customized report.

The study is based on a detailed exploration of market dynamics, demand size, issues, challenges, competitive analysis, and organization involved. The study examines a variety of critical factors which are in-depth driving the growth of the Global Wine Opener Industry. In addition, chain of force analysis, profit periphery analysis, and price analysis are also covered in detail to help businesses and give them an idea of ​​the amount of capital needed to enter this industry. .


1 Introduction to research and analysis reports
1.1 Wine Opener Market Definition
1.2 Market Segments
1.2.1 Market by Type
1.2.2 Market by Application
1.3 Global Wine Bottle Openers Market Overview
1.4 Features and benefits of this report
1.5 Methodology and sources of information
1.5.1 Research methodology
1.5.2 Research process
1.5.3 Reference year
1.5.4 Report assumptions and caveats
2 Overall Global Wine Bottle Opener Market Size
2.1 Global Wine Bottle Openers Market Size: 2021 VS 2028
2.2 Global Wine Bottles Revenue, Outlook and Forecast: 2017-2028
2.3 Global Sales of Wine Bottle Openers: 2017-2028
3 Business landscape
3.1 Top Players of Bottle Opener in Global Market
3.2 Global Top Wine Opener Companies Ranked by Revenue
3.3 Global Bottle Opener Revenue by Company
3.4 Global Wine Opener Sales by Company
3.5 Global Wine Bottle Opener Price by Manufacturer (2017-2022)
3.6 Top 3 and Top 5 Wine Opener Companies in Global Market, by Revenue in 2021
3.7 Global Bottle Opener Manufacturers Product Type
3.8 Tier 1, 2 & 3 Bottle Opener Players in Global Market
3.8.1 List of Global Tier 1 Bottle Opener Companies
3.8.2 List of Global Tier 2 & 3 Bottle Opener Companies
4 curiosities per product
4.1 Overview
4.1.1 By Type – Global Wine Bottle Openers Market Size Markets, 2021 & 2028
4.1.2 Corkscrew
4.1.3 Beer bottle opener
4.1.4 Other
4.2 By Type – Global Wine Bottle Openers Revenue and Forecast
4.2.1 By Type – Global Wine Bottles Revenue, 2017 – 2022
4.2.2 By Type – Global Wine Bottle Opener Revenue, 2023 – 2028
4.2.3 By Type – Global Bottle Opener Revenue Market Share, 2017 – 2028
4.3 By Type – Global Bottle Opener Sales and Forecast
4.3.1 By Type – Global Sales of Wine Bottle Openers, 2017 – 2022
4.3.2 By Type – Global Wine Opener Sales, 2023 – 2028
4.3.3 By Type – Global Bottle Opener Sales Market Share, 2017 – 2028
4.4 By Type – Global Bottle Opener Price (Manufacturers’ Selling Price), 2017-2028
5 curiosities per application
5.1 Presentation
5.1.1 By Application – Global Wine Bottle Openers Market Size, 2021 & 2028
5.1.2 Commercial
5.1.3 Household


Wine Opener Market Report Price $3250 for a single user license.

Inquire for a Copy of Corporate License @


About Find 360 reports:

The growth of your organization largely depends on your grip on your market. An essential part of it is market research. With end-to-end industry reports that cover a plethora of factors, your search ends here at Find360reports.

Contact us

Email us: [email protected]

Call us: +1 (415) 655-1709

Website: https://find360reports.com/

Henry Moser weighs £2bn for Together takeover


Sunday, April 17, 2022 4:28 PM

Together Financial Services has asked private equity firms to submit indicative offers this month, valuing the company at £1.5bn.

According to reports by Mark Kleinman for Sky Newsthe private consumer finance group is in talks about selling a minority stake, with Rothschild as an adviser to founder Henry Moser.

Moser is understood to be open-minded about the size of the minority stake that would be sold, but even a lower final valuation would net Moser and the company’s other shareholders a windfall of millions.

Bloomberg reported that Moser was considering a $1.4 billion sale last year.

He was on The Sunday Times Rich List in 2019, with his net worth estimated at £1.228 billion.

Established in 1974, Together is a specialty lender, offering short term financing, auction financing, personal, commercial and rental mortgages and secured loans.

It provides financing to a wide variety of clients, such as homebuyers, investors, real estate professionals, landlords and small businesses, and works with an extensive network of intermediaries, including brokers, accountants, lawyers, banks and financial advisors to provide their clients with the financing they need.

According to the company’s LinkedIn, it has more than 600 employees across the country.

4 big expenses you could face in retirement


Planning for retirement is both a savings and a guessing game. While many of your day-to-day expenses will stay the same, there are significant categories that can eat into a big chunk of your savings. The more you can plan, the better prepared you will be to meet the costs.

Here are four expenses to keep in mind when planning for retirement:

Health care

According to a 2021 report by Fidelity, the average 65-year-old retired couple will need about $300,000 in after-tax savings to manage health care costs in retirement. Fidelity is a NerdWallet Partner. “And that’s just for regular health care,” says Michelle Gessner, a certified financial planner in Houston. “That’s not even counting unscheduled care for chronic conditions.”

Your specific costs will depend on where you live, how long you live, and your general health. Taking care of your health and properly managing conditions like type 2 diabetes can help keep costs down.

The other health care surprise is that Health Insurance premiums are higher if your income exceeds a certain level. For example, if you are married and file jointly with a modified adjusted gross income greater than $182,000 in 2020, you will pay at least 40% more for your monthly Medicare Part B premiums. In 2022, the standard premium costs approximately $4,000. $ per year for a couple.

“It’s really climbing,” says Laurie Burkhardt, CFP in Boston. “And it’s easy, believe it or not, to reach that level of income when you’re at the age where you receive the required distributions from your IRA.”

Long-term care

Older people who live to age 80 have about a 1 in 4 chance of needing long-term care. And it’s not cheap: an assisted living facility costs an average of $4,500 per month. And while an average home health aide costs about $27 per hour, the costs add up.

“That’s pretty reasonable if you only need a few hours of care per week,” says Patti Black, CFP in Birmingham, Alabama. “That math becomes unfeasible the more care you need.”

Certified Financial Planners can help clients project the costs of a few years of long-term care to ensure their savings can handle it. “I talk to clients about whether long-term care insurance should be part of their financial plan to transfer some or all of that risk,” Black says.

Dental care

The average elderly person with Medicare using dental services was paying nearly $900 a year out of pocket, according to the Kaiser Family Foundation. And 1 in 5 Medicare beneficiaries spent more than $1,000.

Original health insurance does not cover most traditional dental care, and 47% of Medicare beneficiaries have no dental insurance. But gum disease, tooth loss and oral cancer are bigger concerns for older people, and it can be difficult to find comprehensive dental insurance.

“Dental procedures can be a really rude awakening,” Burkhardt says. “I am going through this right now with my husband, who is retired and is having a dental implant. He was shocked at how large the disbursements are.

Prescription drugs

Since 2015, at least 1 million subscribers per year in Medicare Part D had drug costs high enough to exceed the catastrophic coverage threshold, which is $7,050 in 2022.

If you have an illness that requires specialist level medication, such as cancer, multiple sclerosis or hepatitis C, your outlays may be exceptionally high. Once you reach the catastrophic threshold, you’ll pay either a small coinsurance or co-payment for drugs, but there’s no cap on out-of-pocket expenses under Medicare Part D; it can add up if your medicine is expensive.

“My dad has rheumatoid arthritis and his medications cost $6,000 a month,” says Tess Zigo, CFP in Palm Harbor, Florida. “What pensioner has $6,000 a month just for drugs? »

What to do

A financial planner who specializes in retirement needs can test your financial plan for health events and other expenses. If there are gaps in your coverage, they can help you with strategies to deal with unexpected costs, such as considering long-term care insurance or a hybrid policy that combines life insurance with a long-term care rider.

It’s also essential to get the right insurance, from Medicare supplement plans to dental and drug coverage.

“If the coverage is correct, these catastrophic expenses aren’t that bad,” says Dennis Nolte, CFP in Winter Park, Fla.

A good insurance broker can help you weigh your options, and a Medicare consultant – or a call to your State Health Insurance Assistance Program or SHIP – can answer your questions about the best Medicare coverage for your needs.

This article was written by NerdWallet and was originally published by The Associated Press.

More from NerdWallet

Kate Ashford writes for NerdWallet. Email: [email protected] Twitter: @kateashford.

The article 4 big expenses you could face in retirement originally appeared on NerdWallet.

Jessica Latour Stack Named Partner at Tinker Ma LLC and More Career Changes in the Chattanooga Area

Photo courtesy of Tinker Ma LLC/Jessica Stack

Jessica Latour Stack named Partner at Tinker Ma LLC

Tinker Ma LLC has announced the promotion of Jessica Latour Stack to partner in the architecture and design firm.

Stack’s project experience spans multiple industries and states, including Tennessee, South Carolina, Kansas and Alabama, according to a press release announcing his promotion. His recent projects include the award-winning renovation of the McMahan Law Firm and renovations for the University of Tennessee in Chattanooga and the UT Space Institute near Tullahoma.

Stack is also part of the planning and design team that recently received national recognition with a Congressional New Urbanism Charter Award for the Westside Evolves mast plan developed for Chattanooga’s Westside and College Hill Courts redevelopment.

“Jessica is a truly gifted architect who has grown not only her reputation but also Tinker Ma’s stature in the community,” said Thomas Palmer, Principal Architect of Tinker Ma LLC, in the same statement. “We look forward to the many opportunities and successes that Jessica’s career will undoubtedly bring.”

Stack holds a bachelor’s degree in architecture, building science, and management from Clemson University and a master’s degree in architecture from the University of Kansas with a focus on healthcare design.

Dr. Brittany Steward joins the Joint Chiropractic

Dr. Brittany Steward, a native of southeast Tennessee, has joined the Joint Chiropractic, according to a news release.

Steward earned her bachelor’s degree with a pre-professional focus in biology at Tennessee Wesleyan University while being a dual-sport athlete in lacrosse and cross country.

Of text
Photo courtesy of The Joint Chiropractic/ Brittany Steward

She went on to earn her Doctor of Chiropractic from the Northeast College of Health Sciences in upstate New York and graduated with honors and while studying there met a chiropractor who introduced her to biomechanics.

“I’ve always been a naturalist, and after sustaining an injury and being reluctant to take medication, I received my first chiropractic checkup and adjustment, and knew what I wanted to do next,” Steward said in the communicated. “I am passionate about helping people become the healthiest version of themselves and this desire has led me to also pursue certification in Functional Medicine, Whole Food Nutrition and Sports Science. for human performance.”

BlueCross Appoints Gregory Vice President, Controller and Chief Accounting Officer

BlueCross BlueShield of Tennessee has named Daniel Gregory as vice president, controller and chief accounting officer, according to a press release.

In this role, Gregory oversees the development, implementation and maintenance of the company’s accounting processes and systems. His role includes accounting, external financial reporting, tax compliance and payroll functions for the business.

Of text
Photo courtesy of BlueCross BlueShield of Tennessee/ Daniel Gregory

“Daniel is a proven leader who has demonstrated sound financial stewardship on behalf of our customers and members,” John Giblin, senior vice president and chief financial officer, said in the press release. “I’m happy to see him take on this role.”

Gregory has been with BlueCross for five years, most recently serving as interim accounting manager. In 2017, he joined the company as director of accounting policy and research, where he led coordination efforts with external auditors on testing for the implementation of new accounting standards and complex transactions. .

Prior to joining BlueCross, Gregory spent 10 years at Unum Group, where he served as Assistant Vice President of Business Planning and Analytics.

He is a Certified Public Accountant and graduated from the University of Tennessee at Chattanooga with a Bachelor of Science in Business Administration.

Northwest Georgia United Way Salutes Shaw with 5-Star Award

Shaw Industries was recognized by United Way of Northwest Georgia with 5 Star Champion, Community Pillar and Biggest Dollar Raise awards for raising over $1.5 million during the 2021 campaign season, according to a company press release.

Shaw United Way campaign co-chairs Amanda Edwards and Scott Davis, along with Deanna Mathis, Shaw United Way campaign coordinator, led the company to its biggest fundraising year in 2021, according to the release.

Shaw is kicking off its Spring into Service 2022 United Way campaign, with volunteer events planned for associates throughout April.

Morning Pointe Senior Living Appoints Lee to Accounting and Analytics Leadership Position

Longtime Morning Pointe Senior Living associate Lauren Lee has been promoted to senior vice president of accounting and analytics, according to a news release.

Of text
Photo added by Morning Pointe/ Lauren Lee

In the newly created role, Lee will be responsible for analyzing and interpreting data while maximizing the return on financial assets by establishing financial policies, procedures, controls and reporting systems.

“Lauren has a keen eye for data detail and her ability to pull together different sets of data to provide a clear picture of what that data is telling us is unmatched,” Morning Pointe COO Heather Tussing said in A press release. “Her many years of service with the company and her in-depth knowledge of people, processes and procedures make her invaluable to Morning Pointe.”

Lee’s promotion comes after spending his entire professional career – more than 12 years – with Morning Pointe. She started as an intern for co-founder and CEO Franklin Farrow, doing trend analysis work in the purchasing department during her senior year at college. Several promotions later, Lee most recently served as vice president of culture and talent for three years.

She earned her bachelor’s degree in finance from Southern Adventist University and is a certified public accountant.

— Compiled by Brandi Dixon

Information about new hires, promotions and business awards should be sent to [email protected]

Photo gallery

Business summary

Breaking Up With Peloton – The New York Times


At the start of the pandemic, Paige Van Otten, a stay-at-home mom in Seattle, loved being able to squeeze in a quick Peloton workout while her toddler naps.

“You think, ‘Oh, this is so convenient, I can do this anytime,'” she said. “But really, I could only do it at nap time. I started to feel how limited it felt.

Last fall, when her daughter started kindergarten and her gym reopened, Ms Van Otten, 34, returned to her gym and started a weightlifting program there. “I like it much better,” she said. “I feel like a real adult and not just a parent.”

Exercising outside your home can give you “a separate space, free from other responsibilities, where you spend time doing something that’s right for you,” said Pirkko Markula, a sociologist at the University of Alberta studying the fitness industry.

The more you limit the likelihood of interruption, the more productive your workout will be, said Elizabeth Leonard, who teaches at studio Barre3 in Brookline, Mass. , ‘wow, I can see under the sofa, I need to vacuum,’ she said. “If you’re half thinking about something else, it’s much harder to concentrate.”

Ms Taylor said she sometimes slacks off on her peloton because ‘no one is watching me do it’. She works harder in an OrangeTheory class because the coach will notice her calling.

Despite the cult followings some Peloton instructors attract, they are limited in the personal encouragement they can offer; the closest thing is a brief on-screen “shout” to a runner celebrating a milestone.

Commerce Department Targets Plane Recently Flown in Russia in Violation of U.S. Export Controls


United States: Commerce Department Targets Planes Recently Flown in Russia in Violation of U.S. Export Controls

To print this article, all you need to do is be registered or log in to Mondaq.com.

On March 18, 2022, the U.S. Department of Commerce’s Bureau of Industry and Security (BIS) identified 100 aircraft recently exported to Russia in violation of recent export control restrictions issued by the United States against Russia . While the exports are themselves violations, the Export Administration Regulations (EAR) also prohibit anyone, anywhere, from providing any form of service to these identified aircraft, absent specific authorization from BIS.

Beginning Feb. 24, 2022, new, expanded licensing requirements were imposed on a wide range of U.S.-origin and foreign-produced items, including specific aircraft and aircraft parts, if they were destined for Russia. Similar controls were imposed on March 2, 2022 for items destined for Belarus. Under these rules, a license is required to export to Russia, re-export to Russia, or transfer to Russia any aircraft manufactured in the United States or manufactured in a foreign country if it contains more than 25% of American origin, controlled content.

BIS has identified 100 commercial and private aircraft – all of which are owned or controlled by, or chartered or leased to, Russia or Russian nationals – that flew from a third country to Russia. However, it is not just the export of the aircraft that violates US export controls. Any other action taken with respect to the 100 aircraft is also subject to the EAR, in particular the prohibitions of General Prohibition Ten (GP 10).

Aircraft listed include:

  • A plane belonging to a Russian oligarch Roman Abramovich

  • 33 aircraft operated by Aeroflotlargest airline in Russia

  • 12 aircraft operated by AirBridge Cargolargest Russian cargo airline

  • 5 aircraft operated by Aviastar-TUa cargo charter airline operating from Russia

  • 23 aircraft operated by Azur Aira Russian charter airline

  • 14 aircraft operated by North winda Russian leisure airline

  • 12 aircraft operated by Utaira Russian airline

GP 10 prohibits proceeding with a transaction knowing that a violation of the EAR has occurred or is about to occur. Accordingly, no person anywhere shall sell, transfer, export, re-export, finance, order, purchase, remove, conceal, store, use, loan, dispose, transport, re-ship or otherwise maintain, in whole or in part, the identified aircraft. In practical terms, this means that almost any activity associated with the aircraft identified above may violate US law.

In a statement, Commerce Secretary Gina Raimondo said: “We are releasing this list to warn the world – we will not allow Russian and Belarusian companies and oligarchs to travel with impunity in violation of our laws. The BIS also cautioned that its list of aircraft is not exhaustive and that the application of GP 10 is not limited to aircraft.

This latest action signals the United States’ intention to apply the latest export control sanctions and restrictions, which extend to many US-origin and foreign-produced items. We are aware of several instances where BIS has contacted individual companies to remind them of their obligations under US export control laws. Individuals and businesses should be aware that the GP 10 restrictions will apply not only to listed aircraft, but also to any situation in which a person knows there is or will be a violation in connection with any item subject to EAR.

The content of this article is intended to provide a general guide on the subject. Specialist advice should be sought regarding your particular situation.

POPULAR ARTICLES ON: United States International Law

How Will Sanctions Against Russian Banks Affect Latin America?

Morrison & Foerster LLP

John Smith explained to the financial services adviser how the sanctions imposed by the United States and the European Union on banks in Russia following its invasion of Ukraine could end…

Will my disability benefits change if I move to another state?


Q. If you receive Social Security disability benefits in one state and move to another state, will this affect your Social Security disability? Would it go up or down or would it stay the same?

– Leave, maybe

A. Good question.

Social Security Disability Insurance (SSDI) benefits do not change if you move to another state.

Like Social Security retirement benefits, SSDI Payments are based on your average lifetime earnings and aren’t affected by where you live, said Evan Drury, licensed financial consultant at US Financial Services in Fairfield.

“While the amount of your SSDI benefit doesn’t change from state to state, whether or not you pay income taxes might,” he said. “Twelve States tax social security payments for at least some beneficiaries.

That doesn’t include SSI, which isn’t taxed anywhere, Drury said.

If you move in with a friend, partner or family member when you move, you’ll need to report your change of address to the Social Security Administration, he said. However, the fact that you are now living with someone will not affect your right to SSDI benefits. This is because your eligibility is based on your work and income history and not the income of those you live with, he said.

Send your questions to [email protected].

Karin Price Mueller writes the Bamboos column for NJ Advance Media and is the founder of NJMoneyHelp.com. Follow NJMoneyHelp on Twitter @NJMoneyHelp. To find NJMoneyHelp on Facebook. Register for NJMoneyHelp.comit is weekly e-newsletter.

Simu Liu commemorates the 10th anniversary of his dismissal as an accountant


Marvel star Simu Liu recently celebrated a very special birthday. Ten years ago, on April 12, he was fired from Deloitte Toronto where he worked as an accountant.

Although getting fired from a job can be an emotionally tumultuous journey, for Liu it proved to be the catalyst for the change he needed.

The Shang-Chi actor and Legend of the Ten Rings took to social media to share his feelings about the life-changing moment.

“Ten years ago to the day I was taken into my managing partner’s office at Deloitte and told they were terminating my employment with immediate effect,” he began his message, which he uploaded on Tuesday (April 12).

The 32-year-old actor described being escorted by a woman from HR and a security guard. “It was so quiet you could hear a pin drop. No one moved, offered a whisper of encouragement, or even looked in my direction. I fought back tears of humiliation, grabbed my things and never looked back.

Liu said that when this happened he thought his life was over and he had “wasted countless time and money that (his) family had invested in (him)”.

He shared that although he is introspective whenever April 12 comes around every year, 2022 was a special year as it was the tenth anniversary of the day that changed his life.

He described spending four of those years ‘running around like a headless chicken’ figuring out how to break into the entertainment industry while battling credit card debt, then another three years using up his savings. to succeed in Hollywood.

“It’s really only been in the last three years that everything I’ve done has started to pay off.”

“My God, what an amazing journey it’s been,” he said.

Liu admitted that luck “played a big part” in his success, but he insisted he always found a way to “find purpose and meaning in the pursuit of success” in his own words. he hadn’t been cast in what he described as “life-changing roles,” likely referencing the comedy series Kim’s Convenience and Marvel hit Shang-Chi.

He ended his note by “sincerely, honestly” thanking the folks at Deloitte Toronto for firing him all those years ago. “You did for me what I never had the courage to do myself; you destroyed a life i was building for someone else, so i could finally start building a life for myself.

Kim Kardashian Admits She Never Watched ‘SNL’ Before Presenting


More Saturday Night Live the hosts love to make a big deal out of how the accommodation is like a “dream come true!” or mention that they’ve been fans of the show since they were kids. Not Kim Kardashian, who recently admitted she had never seen the long-running sketch series (featuring her boyfriend Pete Davidson) before hosting it earlier this season.

By discussing the Not skinny but not fat podcast with Amanda Hirsch, Kardashian said that although she had been asked to host before, she had never seen a full show until she was slated to host it. “I didn’t want to go embarrass myself and get up there and not be funny,” the businesswoman said. “But I had never seen an episode, really, of SNL. I had gone to watch games obviously because you know, Kanye has performed so many times. “West has played seven times over the past two decades.

“So I was there in the audience and then I had seen a full show in person once. But as far as the show goes, I didn’t really know what the monologue entailed. Kardashian then said she had watched several monologues to prepare his own.

Kardashian did a pretty solid monologue, so she definitely did some research before hosting. “I wasn’t worried about the monologue, I was worried about the whole skit,” she added, possibly referring to her on-screen kiss with Pete Davidson. She also had help from her family, who appeared in a courtroom sketch with Judge Kim. At least she ended up getting down to business!!

The Global Trade Finance Market to be Driven by Rising Business Focus on Improving Inventory Management During the Forecast Period 2021-2026


Expert Market Research’s new report titled ‘Global Trade Finance Market Report and Forecast 2021-2026’, gives an in-depth analysis of the global trade finance market, assessing the market based on its types, vendors of services, end users and major regions. The report tracks the latest industry trends and studies their impact on the overall market. It also assesses market dynamics, covering key demand and price indicators, as well as market analysis based on SWOT and Porter’s Five Forces models.

Note 1: For an overview of primary and secondary market data (2016-2026), along with business strategies and detailed market segmentation, please click on the sample demand report. The sample report will be delivered to you within 24 hours.

Request Free Sample PDF Copy or View Report Summary @ https://www.expertmarketresearch.com/reports/trade-finance-market/requestsample

Key highlights of the report include:

Market Overview (2016-2026)

  • Forecast CAGR (2021-2026): 4.3%

The main advantage of the trade finance industry, which drives global demand for the commodity, is the availability of simple procedures for short-term finance. Buyers, retailers, producers, importers and exporters all use trade finance solutions to facilitate financing. Trade finance deals with how trade can be carried out using currency, credit, investments and other properties. It helps to manage the capital needed for international trade. Additionally, buyers and sellers can choose to use trade finance as a form of risk mitigation. The increasing globalization and increasing concentration of various companies to expand their business has contributed significantly to the growth of the market.

Trade finance: definition and industry segments

Trade finance, which refers to the financing of goods as part of a transaction, relates to domestic and international trade finance activities. The primary role of trade finance is to act as a third party and eliminate payment risk and supply risk, while providing accelerated receivables to the exporter and extended credit to the importer. It includes activities such as insurance, loan issuance and lending.

Explore Full Report with TOC @ https://www.expertmarketresearch.com/reports/trade-finance-market

By type, the market can be categorized as follows:

  • Supply Chain Finance
  • Structured Trade Finance
  • Financing of traditional trade

Based on Service Provider, the market can be split into:

On the basis of end user, the market can be segmented into:

  • Exporters
  • Importers
  • Traders
  • Others

Latest Global Trade Finance Market News @ https://www.expertmarketresearch.com/pressrelease/trade-finance-market

Based on regional markets, the industry is divided into:

1 North America
1.1 United States of America
1.2 Canada
2.1 Germany
2.2 United Kingdom
2.4 Italy
2.5 Others
3 Asia-Pacific
3.1 China
3.2 Japan
3.3 India
3.5 Others
4 Latin America
4.1 Brazil
4.2 Argentina
4.3 Mexico
4.4 Others
5 Middle East and Africa
5.1 Saudi Arabia
5.2 United Arab Emirates
5.3 Nigeria
5.4 South Africa
5.5 Others

Industry trends

The global trade finance industry is boosted by the growing focus of various companies on improving inventory management. Additionally, the market is expected to be aided by increasing digitalization, especially in emerging countries, and advancements in risk management tools. Rapid technological advancements and improved strategy formulation, along with the adoption of structuring and pricing tools, are expected to provide better growth opportunities to the market. The growing focus of service providers on improving their systems and services is expected to further contribute to the growth of the market as it will enhance the demand for trade finance among end users.

Main market players

Major market players include Citigroup Inc., Asian Development Bank, DBS Bank Ltd, JPMorgan Chase & Co., BNP Paribas, HSBC Holdings PLC, Euler Hermes, and Standard Chartered Bank, among others. The report covers market shares, capacities, plant rotations, expansions, investments, and mergers and acquisitions, among other latest developments of these market players.

Note 2: As the novel coronavirus (COVID-19) continues to spread across the globe, our analysts are continuously monitoring the impact of this rapidly evolving situation on markets and consumer buying behaviors. Thus, our latest estimates and analysis on current market trends and forecasts will comprehensively reflect the effects of this emerging pandemic.

About Us:

Expert Market Research is a leading business intelligence firm, providing custom and syndicated market reports and advisory services to our clients. We serve a large clientele ranging from Fortune 1000 companies to small and medium-sized businesses. Our reports cover over 100 industries in established and emerging markets researched by our trained analysts who track the latest economic, demographic, business and market data globally.

At Expert Market Research, we tailor our approach based on the needs and preferences of our clients, providing them with valuable, actionable and up-to-date market insights, helping them realize their optimal growth potential. We offer market intelligence across a range of verticals including Pharmaceuticals, Food & Beverage, Technology, Retail, Chemicals & Materials, Energy & Mining, Packaging and farming.

We also provide state-of-the-art procurement information through our platform, https://www.procurementresource.com. Procurement Resource is a leading platform for digital procurement solutions, offering daily price tracking, market insights, supply chain insights, sourcing analytics, and procurement insights. categories with our in-depth and infallible market reports, cost of production reports, price analysis and benchmarking.

Informes de Expertos (https://www.informesdeexpertos.com), the Spanish variant of Expert Market Research, is a platform that offers market research and consulting services to a wide client base in Spanish-speaking countries. Focusing primarily on the Latin American and Spanish markets, our research experts provide relevant and actionable market insights and track key trends, economic developments and global trade data.

Determined to bring client satisfaction, we ensure that our tailored approach meets the client’s unique market intelligence requirements. Our syndicated and custom research reports cover a wide range of industries from pharmaceuticals and food and beverages to packaging, logistics and transportation.

Media Contact

Company Name: Market Research Expert
Contact: Steven Luke, Corporate Sales Specialist – United States
Email: [email protected]
Toll Free: +1-415-325-5166 | +44-702-402-5790
Address: 30 North Gould Street, Sheridan, WY 82801, USA
City: Sheridan
State: Wyoming
Country: United States
Website: https://www.expertmarketresearch.com

Also visit: https://expertmarketresearch-emr.blogspot.com/

Also, Check Procurement Intelligence which provides you with infallible research solutions.

* At Expert Market Research, we always strive to give you the latest information. The figures in the article are only indicative and may differ from the actual report.

KKR announces plans to buy cybersecurity firm Barracuda from Thoma Bravo, sources say, deal worth $4 billion


April 12 (Reuters) – Investment firm KKR & Co Inc (KKR.N) on Tuesday announced plans to buy cybersecurity firm Barracuda Networks from owner Thoma Bravo, underscoring interest from financial sponsors in the cybersecurity companies. cybersecurity. The announcement, confirming an earlier Reuters report, did not disclose financial terms. Sources who requested anonymity said they valued the California-based company at $4 billion, including debt.

Barracuda manages data security for its customers in the cloud on a subscription basis and was taken private by Thoma Bravo for $1.6 billion in 2017.

Cybersecurity deals have surged in recent months as the pandemic has accelerated the shift to remote working, forcing companies to increase spending in the sector. Russia’s invasion of Ukraine has also led to an upsurge in cyberattacks.

Join now for FREE unlimited access to Reuters.com


Thoma Bravo agreed on Monday to buy cybersecurity firm SailPoint Technologies, while Datto, a security solutions provider, was also taken private in a $6.2 billion deal by investors led by Insight Partners.

Reuters reported in February that KKR was considering a sale or initial public offering for Optiv Security Inc, a U.S. distributor and consultant of cybersecurity solutions it controls at a valuation of more than $3 billion, including debt.

The Barracuda deal is expected to be completed by the end of 2022, KKR said on Tuesday.

Founded in 2003, Barracuda offers a range of security services and offerings, including email protection, software and cloud security, network security and data protection.

Thoma Bravo took the company private in 2017, four years after it went public. Barracuda has since grown into a profitable business with over $500 million in annual revenue. It also made a series of acquisitions, including buying extended detection and response service SKOUT Cybersecurity and zero-trust access provider Fyde.

JP Morgan acted as financial advisor to Thoma Bravo and Barracuda, while Guggenheim Securities, DBO Partners and Barclays advised KKR.

Join now for FREE unlimited access to Reuters.com


Reporting by Chibuike Oguh in New York and Akash Sriram in Bangalore; Written by Anirban Sen and Krystal Hu; Editing by Saumyadeb Chakrabarty, David Holmes, Alexander Smith and Chizu Nomiyama

Our standards: The Thomson Reuters Trust Principles.

Newark driving enthusiasts tackle the Monte Carlo Or Bust Rally


Two driving enthusiasts once again join real Wacky Racers from across the UK on this summer’s Monte Carlo Or Bust Rally and encourage like-minded thrill seekers to join them on the starting line.

David Bee and Sally Teedle, from Newark, will drive a sub-£500 car over 1,000 miles to Monte Carlo via France, Switzerland and Italy in a Top Gear-style challenge.

Taking place in June, the world famous rally challenges enthusiasts to pick up a car for under £500 and take part in a variety of challenges along the way competing for points and prizes.

Participants in the Rallye Monte Carlo Or Bust.

Teams are encouraged to raise money for charity and can share their progress with fans back home via live GPS tracking.

Inspired by the classic film, the three-day crusade sees over 100 of Britain’s top bangers celebrate the end of pandemic travel restrictions by visiting some of Europe’s most exciting locations and driving spectacular routes.

Attendees at the final event of 2019 raised over £150,000 for UK charities.

David Bee and Sally Teedle of Newark will compete in the Monte Carlo Or Bust Rally.
David Bee and Sally Teedle of Newark will compete in the Monte Carlo Or Bust Rally.

David said: “We took part in the event for the first time in 2019, racing our beautiful firecracker all the way to Monte Carlo and she didn’t miss a beat.

“We’re back this year and challenging the brave folks of Newark to join us on another amazing adventure.

A previous participation in the rally.
A previous participation in the rally.

“It’s a great opportunity to get your team going and experience some of the finest roads in Europe in some of the worst cars in the UK.”

Developer Bobby George has big dreams for Old River Road in the Flats


Preservation efforts along Old River Road began in the early 2000s, when the demolition of the Flats East Bank project to the north raised concerns about the future of a corridor once lined with sail makers and marine suppliers. In 2006, non-profit groups successfully added the Old River Road Historic District to the National Register of Historic Places, opening up access to financial incentives to restore buildings dating as far back as the 1860s. .

Public records show businesses linked to George and GBX set up shop along the river in 2017. But it took them until December last year to strike a deal with the owners of Samsel Supply, who have sold five buildings to partners for an undisclosed price.

“This is precisely the type of target real estate we envision,” said Antonin Robert, president of community development at GBX. “It’s historic. It’s underutilized. It represents economic opportunities both for our investors and, just as importantly, for our community.”

GBX worked with the association Historic Warehouse District Development Corp. place conservation easements on buildings, protecting historic structures in perpetuity. These easements are binding legal agreements. In exchange for federal tax breaks, George and GBX gave up their rights to demolish, build over, or substantially alter building facades.

This is the model GBX has used elsewhere in Cleveland and across the country, where the company typically partners with lead developers like George.

Tom Yablonsky, who oversees easement programs for the Warehouse District Group and Historic Gateway Neighborhood Corp., believes Old River Road will see “a sea change in investment outlook,” similar to the flurry of activity that’s been happening in the Superior Arts District since GBX planted a flag there in 2014.

Much of the Flats real estate is vacant today. But Samsel Supply, founded in 1958, still operates a store on the first floor of the warehouse building and maintains offices next door. The manufacturer and distributor employs around 40 people and serves customers in the marine, construction and other industries.

Mike Samsel, vice president of the company, said he and his siblings had attracted interest from a series of developers before agreeing to sell. Last year was the right time, said Samsel, who likes GBX’s approach and is impressed with George’s eye-catching proposal.

Now the family business is looking for a new home, ideally elsewhere in the Apartments. Samsel said there was no specific timeline for the move. “We can do what we do in a smaller space, that’s for sure,” he said.

The Samsels still own an interest in the Hausheer building at 1250 Old River Road, which is home to Collision Bend Brewing Co. They partnered on this redevelopment project in 2016 with the Catanese brothers, of seafood company Catanese Classics and developer Fred Geis.

“The Samsel family has been amazing,” said Jim Haviland, executive director of Front dishes, a non-profit neighborhood advocacy group. “They have anchored Old River Road through the decades of change that has taken place there. They have remained that anchor and have taken great care of their properties which has made them attractive to investors.”

Fiona Aytona turns heartbreak into strength


Fiona Aytona, a chartered accountant, is on her way to becoming a lawyer.

Fiona Aytona grew up in the colorful walls of the country’s top broadcast studios. Her brothers, Mico and Marco Aytona, were both commercial models and TV stars and coming from a tight-knit family of five that includes dad Jun and mum Leslie, Fiona often accompanied them during filming.

“It was the best time of my life. Being the youngest and the only girl, I was deeply loved. Whenever one of us had an activity, we always went together. So with that, we have the chance to try different hobbies.We used to go to sports camps, singing, dancing and acting lessons, and even arts and crafts workshops.

“Our mum would always accompany us to these activities and she would be our biggest supporter and also our biggest critic. Our parents instilled in us that we need to continually develop ourselves in order to be the best at everything we do.”

For a time, Fiona also tried her hand at the business and appeared in TV shows, print ads and even commercials. Although she was grateful for the experience, she was more than happy to move on.

“Over time, I realized I had a different focus. That’s when I shifted my focus to other industries.”

In college, Fiona dreamed of becoming a CPA and tax attorney. “In the beginning, I saw myself as a numbers person and as someone who would always hold my own. During my teenage life, I realized that the two professions of being a chartered accountant and a lawyer would match my character. budding young woman.”

This new opportunity was also inspired by her grandfather, the late Senator Dominador Aytona, “He was always my inspiration to become a Certified Public Accountant, Masters of Public Administration and Doctor of Laws. Growing up, I would like to hear stories from my family that my grandfather was a good public servant applying his skills as a brilliant accountant and lawyer I remember thinking to myself that I wanted to be like him, to be someone useful in the community and make a difference in society.”

Today that dream is a reality, “I am happy to say that I am now a CPA. I have just graduated with a Masters in Public Administration. Currently, I am pursuing my final year at law school. .I am a student and I am happy that everything I dreamed of becoming when I was a young woman is now within my reach.”

From the outside, Fiona’s successes don’t immediately reflect the greatest loss of her life and the immense grief that comes with it.

“We lost our mother to Big C on March 24, 2020. I consider this my greatest heartbreak in life. My mother Leslie was my best friend, role model and mentor all rolled into one. I lost a pillar of my life when she left us two years ago.”

Her mother pushed her to pursue her dream career.  Sadly, her number one cheerleader passed away in 2020.

Her mother pushed her to pursue her dream career. Sadly, her number one cheerleader passed away in 2020.

In fact, it was her mother who helped chart her unique career path.

“She was there to help me decipher the road ahead. As a young woman you would be exposed to many different choices which often tend to be overwhelming. My mum was there to clear things up for me – she given the pros and cons of each option; she made me project and imagine the person I want to become in the future. I know that without them being the wind under my wings, I wouldn’t be where I am right now. They have shaped me to be the best version of myself in every opportunity or challenge that comes my way.”

When asked how she was able to move on despite the grief, Fiona thoughtfully reflected: “During this painful episode in my life, what I clung to was my faith in God and, of course, , in my family I have accepted the fact that things happen for a reason.

“As I tried to pick myself up, I reflected on the lifelong learnings that my mother shared with me. I realized that all her life she shaped me, she prepared me so well to face all the difficult challenges in my life. She prepared me for that special moment when, when she finally passed, I could then stand firmly on my feet and face life as a woman taking on greater roles in life.

And as long as the pain persists, she uses it more as motivation to keep going.

“My mother remains my inspiration and motivation in everything I do. I find joy in the special memories we shared and apply all of her life lessons by fulfilling all of my promises, one by one with La grace of God and my mother as guiding star.”

Having personally witnessed Fiona’s evolution from the young girl I met during those long hours of filming (our brothers, on occasion, starred in the same TV commercials) to who she is today, I know that tita Leslie is now proud of the woman she has become and how she has been able to transform her grief into strength.

When asked what her advice was for those going through the same loss, Fiona finally shared, “Have faith. We may not understand the challenges we’re facing right now, but we still have to believe that it makes part of God’s greater purpose. All of these challenges, whether big or small, they too will pass.”

Save 38% on the Illumaband headlamp outdoor enthusiasts love


Prices and availability of offers may change after posting.

TL; DR: As of April 9, the Illumaband flagship is on sale for $29.99, making it 38% off its regular price of $48.

Why is your time spent in nature – whether running, hiking, walking the dog, etc. – should it be dictated by natural sunlight? Do things completely on your own schedule by slipping the Illumaband over your head.

The Illumaband headlamp is a new take on the bulky headlamps of the past. And it’s on sale for $29.99 for a limited time, which is 38% off its usual cost.

Designed with the needs of outdoor enthusiasts in mind, the Illumaband is slim, comfortable, and minimalist, so it won’t weigh you down when hiking, running, or doing any other activity. It also won’t take up coveted space in your hiking backpack or camping gear. It folds and unfolds when you’re ready to use it.

It has five different light modes, so you’ll never have to waste power or battery life on a glow that’s too bright for your needs. The brightest setting lights up with 350 lumens when needed, but it also has low-light modes and a strobe mode if you want to use it while biking or jogging in a high-traffic area. When the light is on, it illuminates a 230-degree area for all-around illumination and an unparalleled field view of everything in front of you. The sensor-activated on-off switch lets you control your headband’s power with the wave of your hand. Best of all, you’ll get up to eight hours of battery life depending on which mode you’re using. So you should be ready for any activity you have planned after a full charge.

Normally, the Illumaband headlamp retails for $48, but for a limited time, you can discount 38% and take it home for just $29.99. It’s the only work or play headlamp you’ll ever need.

Prices subject to change.

Credit: Security Camera

Metaceptin Reviews: Are Advanced Blood Glucose Support Pills Worth It?

The latest findings from the scientific community have led to the creation of a new product called Metaceptin by Advanced BioHealth. As an advanced blood sugar support formula, it uses ingredients proven to support healthy blood sugar levels.

It does this by supplying your body with special super compounds that are missing in your daily diet. According to researchers and scientists from Harvard University, the best way to make sure your blood sugar level won’t rise too high are:

Make changes to your diet: Limiting red meat, choosing healthy fats, and reducing your intake of processed carbs ensures you have healthy blood sugar levels.

Stop smoking: According to the Harvard team, smokers are 50% more likely to develop problems with their blood sugar.

Keep your weight under control: Scientists believe that excessive weight gain can lead to problems with high blood sugar. Losing up to 10% of that extra weight can reduce your risk of developing high blood sugar.

Exercise when you can: Making sure you use your muscles every chance you get helps improve your body’s metabolism, which helps maintain healthy blood sugar levels.

Reduce your consumption of alcoholic beverages: It is recommended that men drink a maximum of two glasses a day and women a maximum of one.

Metaceptin: how does it help control your blood sugar?

The ingredients used in the manufacture of this new formula are all backed by solid scientific research. You will love this formula because it comes in a small pill form that you can take daily from the comfort of your home or office.

Metaceptin goes to work as soon as it is takenpromoting healthy blood sugar.

Ingredients Used in Metaceptin

As we mentioned above, the team behind this powerful formula used a combination of proven ingredients to craft it. Below is an overview of some of these ingredients to help you better understand what goes into making it and what benefits each ingredient offers:

Momordica Charantia: It is an ingredient that contains a special compound called PAP. Once inside your body, this compound sends a signal to your muscles, allowing them to start burning glucose for energy. The compound will allow you to burn glucose even when you are not moving or doing anything heavy.

Periploca Sylvestris: The ingredient contains a unique ingredient called gymnemic acid and whose role in this formula is to activate the “AMPK-mediated signaling pathway”. When activated, it helps to reduce your cravings for sweet foods.

Commiphore Mukul: Its extracts are believed to be very potent, which explains the high number of related patents filed all over the United States.

More Alba: A series of clinical trials conducted on this ingredient have shown that it can reduce the rate at which carbohydrates are absorbed by the body. Reduced absorption helps maintain healthy blood sugar levels.

Cinnamon Bark: The bark comes from an exotic tree native to Iran and India. Tests conducted on the bark have shown that it can reduce the rate of absorption of carbohydrates.

Yarrow: It is a flower loaded with flavonoids believed to help support a healthy metabolism.

Price and where to buy

If you want to enjoy the benefits of Metaceptin, go to the official website. The manufacturer has provided three package options, each with different pricing details. Available packages include:

  • 1 month supply: $69 per bottle
  • 3 month supply: $59 per bottle plus a free bonus gift – an e-book of Gourmet dinners for diabetics
  • 6 month supply: $49 per bottle plus two free bonus gifts – e-books from Gourmet dinners for diabetics & Delicious diabetic desserts

The team behind the creation of Metaceptin believes in its products and has offered a guarantee to prove its viability. Each purchase of Metaceptin comes with a 364 Day Money Back Guarantee.

As the team says, whether it’s seven days, two months, or even six months from the date of purchase, you can request a refund if you’re not satisfied with the product. A no questions asked refund is available to all buyers. Contact Metaceptin’s customer support team through any of these channels to inquire about a refund or any other questions you may have:

  • Telephone: 1-800-411-1799
  • Email: via the contact form on the website
  • Mail: 19655 E 35th Dr. #100 Aurora, CO 80011, USA

Frequently Asked Questions

How many bottles should I order?

The team behind Metaceptin recommends buying a pack that will last three to six months. Such a package will ensure that you give it enough time to do what it is supposed to do. As seen above, each three to six month plan comes with a bonus gift.

When should clients take Metaceptin?

It is recommended to take a single capsule each morning. The previously mentioned ingredients will work immediately, leaving you feeling relaxed, calm and energized all day long.

What if it doesn’t work?

Every purchase comes with a 364 day money back guarantee.

Visit the official Metaceptin website and get started today! >>>

RELATED:Sugar Detox Formula Reviews – Urgent Sugar Addiction Report!


  • https://www.hsph.harvard.edu/nutritionsource/disease-prevention/diabetes-prevention/preventing-diabetes-full-story/
  • https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4027280/
  • https://plants.ces.ncsu.edu/plants/morus-alba/

Affiliate Disclosure:

The links contained in this product review may result in a small commission if you choose to purchase the recommended product at no additional cost to you. This serves to support our research and writing team. Know that we only recommend high quality products.


Please understand that any advice or guidance revealed here does not even remotely replace sound medical or financial advice from a licensed healthcare provider or certified financial advisor. Be sure to consult a professional doctor or financial advisor before making any purchasing decisions if you are using any medications or have any concerns from the review details shared above. Individual results may vary and are not guaranteed as statements regarding these products have not been evaluated by the Food and Drug Administration or Health Canada. The effectiveness of these products has not been confirmed by the FDA or Health Canada approved research. These products are not intended to diagnose, treat, cure or prevent any disease and do not provide any type of enrichment program. Reviewer is not responsible for pricing inaccuracies. See the product sales page for final prices.

Local Accountant Retires After 48 Years With Same Company – Destination Chesterfield


By Dom Stevens

Local accountant Andrew Heelin has retired after a 48-year career at the Chesterfield offices of local accountancy firm Shorts.

Andrew joined Shorts straight out of school in 1974 and his continued loyalty to the business was rewarded in 2012 with his promotion to Account Manager.

A popular figure within the team, Andrew’s presence at Shorts will be missed after his retirement. His experience and knowledge, coupled with his approachable and affable nature, made him the first point of contact for any questions or queries. An imperturbable character, he has always been a welcome sounding board for his teammates.

“To be honest,” says Andrew, “I never thought I would retire. I’ve always wanted to be a workaholic, and I think I can probably say now that I’ve succeeded in that ambition. But time passes, circumstances change, and (perhaps reluctantly) I think the time is right. My wife Catherine and I look forward to spending more time with our hobbies, family and the great outdoors. Part of me thinks I’ll still get up to go to work every day. I’m sure I’ll wake up early and think, “I could get up now and enjoy an early start at the office before everyone else arrives” before reminding myself that I don’t need it anymore.

He added: “I really enjoyed my time at Shorts. I don’t know where the last 48 years have gone. It has been a pleasure to witness the growth of the company during this time and I take home great memories of working with lovely people. I will follow Shorts’ continued development with interest, even if from afar.

Managing Partner Andy Irvine added, “All of us at Shorts wish Andrew a very long and happy retirement and thank him for the years of dedication and service he has brought to the business and our customers. Andrew has seen many changes during his time at Shorts, one of them being the growth the business has experienced during this time. He played an important role in the “Shorts story” and we wish him all the best as he embarks on this new chapter.

Shorts Chartered Accountants supports the town’s marketing and economic growth through Chesterfield Champions, a network of over 200 organizations across Chesterfield and North Derbyshire.

Beer lover next to Tiger Woods at Masters goes viral


So far, all eyes have been on Tiger Woods at the 2022 Masters Tournament. Between his near hole-in-one and an unfortunate hot mic incident, all the attention of the golf world is on him. This also means that anyone standing near Woods at any given time will also be noticed.

That’s what happened for an intrepid Masters fan who walked the green beside Tiger at one point with an impressive number of cups in hand.

Naturally, the audience at home took notice.

That’s about a dozen cups in this guy’s hand. Maybe 14? Presumably, the color code tells us about the types of drinks it contains. From what many have said, the dark green cups are probably imported beers and the light green cups are domestic beers. If so, this gentleman is definitely making the most of his Masters time.

Golf fans on social media were more than happy to wave to the man and worry about his hydration levels on a hot day in Georgia.

Tiger Woods is back and so is this guy. But while it will be easy to spot Tiger and his pink shirt throughout the day, someone has to keep an eye out for our beer lover here. At the very least, make sure he has a golf cart to get home.

[Bunkie Perkins]

Mortgage: Six key tips you need to “get it right” to close a deal | Personal finance | Finance


Buying a home is one of the biggest and most expensive investments most Britons will make in their lifetime, making it all the more important that they have a good understanding of complex finances involved. Home finance specialist and director of Anderson Harris, Adrian Anderson, has shared his top six tips for first-time home buyers.

The Nationwide Building Society reported at the end of March that the annual growth in house prices in the UK was 14.3%.

This represents an increase of more than £33,000, with the average house price hitting a record high of £265,312.

With that in mind, it’s no surprise that younger generations are increasingly dismissive and concerned about their prospects of owning a home in their lifetime.

However, it can always be done, but Mr Anderson suggested ‘they want to make sure they tick all the boxes’ in order to get a good mortgage and strengthen their position to buy their dream home.

The first of these boxes is understanding mortgage capacity.

READ MORE: State pension increase: Grandparents could increase their sum by up to £2,340

The world of work and income has changed dramatically, with a range of employment models and payments in play, with mortgage lenders generally having different criteria for each type.

Mr Anderson advised Britons to speak to “an independent mortgage broker before you start your search” as this could help them understand their mortgage capacity and general budget when browsing the market.

He noted that this step has become all the more important “as costs and interest rates rise” and as lenders update their affordability calculators to better reflect the current cost of living.

He said: ‘So having a current and clear view of your mortgage capacity will be important when you start viewing properties.’

Having a good credit score can go a long way in helping a person find the best possible mortgage, but a variety of factors affect this score, including:

  • Have lived at several addresses in a short time
  • Have no credit history
  • Not be registered on the electoral lists
  • Not having utility bills in their name.


Britons who do not use debt products such as credit cards may find that they have a limited or no credit history, which is used by lenders as a benchmark to see how consistent they are with repayment debts they owe.

Mr Anderson recommended the services Experian or Equifax where Britons can check their credit ratings without impacting their rating.

Having a high credit score can be extremely helpful since most first-time home buyers have a small deposit, but a high credit score can help them get a high-value mortgage as a result.

Mr Anderson also warned Britons to remember that lenders look at their income but also at their expenses. People who have a lot of expenses and credit commitments may find that they have limited mortgage capacity.

That’s not to say Brits with credit cards or loans can’t get their ideal mortgage, but being up to date with payments on all commitments will put them in good stead.

For those buying a home with friends or siblings, Mr Anderson advised setting up an agreement with a solicitor first.

This agreement will record who contributes what and what percentage will be awarded to each party involved if the property is sold.

Mr Anderson said: “It is very important to do this from the start to protect yourself later. It shouldn’t cost a lot of time or money to set up and it’s definitely an investment well spent.

Alongside this, Mr Anderson recommended Britons think about how long they are likely to use the property, as this could change the type of mortgage that would suit them best.

He shared, “Long-term fixed rates are currently very attractive and can help with budgeting. They also provide peace of mind against rising interest rates.

“The downside is that they will include prepayment penalties. These will kick in if you choose to quickly move on by paying off the mortgage during the fixed rate period. When viewing a property, think carefully about the area it is in, your location and your plans.

He stressed, “Don’t commit to a long-term fixed rate if you think you’ll outgrow the property in several years.”

Even though buying a home can be an incredibly expensive undertaking, even with the lowest cost, Mr Anderson noted “it’s not worth saving up”.

He advised: “A wise investment is to hire a good lawyer. Also, don’t rely solely on the bank’s mortgage appraisal (survey) of the property. This doesn’t always give you a complete picture of the condition of the property and your potential liabilities in the future.

“Order your own survey so you are fully aware of what you are buying. To find good business contacts, reach out to friends or others you know who may have purchased recently and ask for recommendations.

Finally, there is a range of government programs designed to help first-time buyers get on the property ladder.

These include savings products like the Lifetime ISA, financial support through co-ownership, and a loan to help ease the costs of new construction.

Sandy Gilbreath appointed executive director of Kennebunk Land Trust


Sandy Gilbreath

Sandy Gilbreath was hired as executive director of Kennebunk Land Trust. Gilbreath, from Arundel, previously worked with the Lincoln County Regional Planning Commission, where she led projects related to climate action and environmental sustainability.

David Gilman

David Gilman joined Day’s Jewelers as vice president of finance and a director of the Waterville-based company’s new employee stock plan board. Gilman previously served as Chief Financial Officer of Tempus Jets, where he financially restructured the private side of the business and rescued it from the brink of bankruptcy. Gilman also served as chief financial officer for Press Herald owner MaineToday Media.

Sebago Technics, a South Portland-based engineering and land development consultancy, added seven employees:

Shaun Leper

Shaun Leper joined the firm as head of computer and information systems. Leeper has worked for over 14 years as a Network/Security Support Engineer.

Eben Robichaud

Eben Robichaud was hired as a computer-aided design and drafting technician. Robichaud comes to Sebago Technics with over six years of computer-aided design experience.

Valley of Beth

Valley of Beth joined the firm as Executive Assistant/Human Resources Coordinator. Valley brings her experience as an executive assistant to her career at MaineHealth, working in cardiology and administration.

Richard Repsher

Richard Repsher joined Sebago Technics as a construction inspector. Repsher brings over 15 years of experience in construction inspection, transportation construction and construction supervision.

Cole Peters

Cole Peters joined the firm as Head of Environmental Services. Peters is a board-certified geologist and professional wetland scientist. He previously ran his own business.

Maria Morris

Maria Morris joined Sebago as a specialist in geographic information systems. Morris recently completed a Masters in Geoinformation Technology and Cartography from the University of Glasgow.

Vraj Thakkar

Vraj Thakkar joined the firm as a data analyst. Thakkar is a recent graduate of DeVry University with a degree in Computer Information Systems.

Edythe Dyer

Legacy Properties Sotheby’s International Realty has hired Edythe Dyer. Dyer, of Bar Harbor, is knowledgeable about real estate on Mount Desert Island and brings experience from Boston, southern New England and Costa Rica. She previously owned a business on Newbury Street in Portland. She has also done consulting work for other real estate companies.

Burgess Advertising & Marketing has hired Leigh Davidson Miller and Charlie Clement to his team. Miller joined the firm as director of digital and media strategy. She brings over 20 years of marketing and media experience for clients including Staples, AARP, Ascensus and Biogen. Clément joined the company as brand strategist and creative director. He brings 35 years of experience, including starting his own branding consultancy, Clement Creative.


Portland-based commercial real estate brokerage The Dunham Group has announced that two brokers have been elected partners of the firm:

TC Haffenreffer

TC Haffenreffer joined the firm in 2016 and specializes in industrial, office and investment properties. He is originally from Cape Elizabeth.

Sylas Hatch

Sylas Hatchof Scarborough, joined the company in 2014 and has experience in land development, multi-family housing and investment properties.

Morgan Stanley has promoted several financial advisors to its wealth management office in Portland:

Eric Blakeman

Eric Blakemanfinancial planning specialist, was promoted to senior vice president.

Gary Bergeron

Gary Bergerona corporate retreat director, was promoted to executive director.

Iain Eldredge

Iain Eldredgesenior portfolio manager, was promoted to vice president.

Jeremy burns

Jeremy burnsdirector of family assets, was promoted to general manager.

Lance Prichard

Lance Prichardsenior investment management consultant, was promoted to senior vice president.

Pierre Metcalf

Financial Advisor Pierre Metcalf was promoted to vice president.

Tammy Weston

Tammy Westonsenior portfolio manager, was promoted to associate vice president.

Todd Dolan

Todd DolanSenior Director of Portfolio Management, was promoted to Executive Director.


Knight Erin

Town & Country Federal Credit Union appointed Knight Erin to its volunteer board of directors. Knight is currently Chief Product Officer at Wex Ventures.

Steve Arnoldowner of Marina Holdings LLC, was elected to the Board of Directors of the Association of Marina Industries.

NBA star, Carhartt president and automotive executive to address 2022 MSU graduates | MSUToday


Extraordinary Spartan alumni will help celebrate the accomplishments of more than 9,200 Michigan State University graduates at the university’s commencement ceremonies on May 6.

MSU’s Spring 2022 start will revert to the pre-COVID pandemic format and will not require masks or capacity restrictions — thanks, in large part, to the tens of thousands of Spartans on campus who have been vaccinated and strengthened.

Linda Hubbard, MSU alumnus and President and COO of Carhartt Inc., will help kick off graduation season at 9 a.m., speaking to master’s and specialist’s degree holders in education. She will receive an honorary doctorate of commerce.

At 1 p.m., Steve Smith, MSU’s all-time leading scorer, NBA No. 1 draft pick and Olympic gold medalist, will address undergraduate degree recipients at their convocation and will receive an honorary doctorate in education.

Closing the university’s commencement ceremonies at 3 p.m., Ronald Goldsberry, U.S. Army Captain and former Ford Motor Co. executive, will address PhD graduates and receive an honorary Doctor of Science degree.

“MSU has an extensive network of Spartans who have achieved remarkable success around the world – an alumni network of more than half a million people,” said President Samuel L. Stanley Jr., MD “As our next generation of Spartan alumni join this network, they will find leaders ready to help them reach their full potential – leaders like Linda, Steve and Ronald.

Hubbard, Smith and Goldsberry will be joined by Fall 2020 and Spring 2021 virtual kickoff speakers, including Jennifer Gilbert, Director and Board Member of Rocket Companies Inc., and Amber Engine Founder, Dan Gilbert , founder and president of Rocket Companies, and Wendy’s CEO Todd Penegor for presenting their honorary degrees in person.

The ceremonies begin on May 5 and continue until May 14. All ceremonies will be held at the Jack Breslin Student Events Center, 534 Birch Road or the Wharton Center Great Hall, 750 E. Shaw Lane. The events will be broadcast live and can be viewed via MSU launch site. Twitter users are encouraged to follow them using #SpartansWill.

For the safety of participants, no bags or purses will be allowed at the Breslin Center for the opening ceremonies. Cameras and camcorders are allowed, but cases are prohibited. No food or drink – including bottled water – will be permitted, and this applies to graduates, guests, and faculty. The Breslin Center will be offering a limited concessions menu during the ceremonies. Additional prohibited items include noisemakers, selfie sticks, pets, signs, and weapons of any shape. The Breslin Center is a smoke-free facility.

Metal detectors will screen all attendees, so please plan accordingly.

Biographies of speakers and honorary degree recipients are provided below.

Ronald Goldberry
Ronald Goldsberry is the former global vice president and general manager of global customer service operations and vice president of global business strategy for Ford Motor Co., where he is credited with refreshing global aftermarket strategies and Ford service that have contributed to Ford’s success. Goldsberry has also dedicated his life to public service, having served as a Captain in the United States Army and volunteering his time on the boards of several corporations, including the Detroit Financial Advisory Board, Rockefeller Foundation, Automotive Hall of Fame, the MSU Foundation and many other prestigious foundations.

Goldsberry holds a BS in Chemistry from Central State University, an MBA in Finance and Marketing from Stanford University, and a Ph.D. in Inorganic Chemistry from MSU.

Linda Hubbard
Linda Hubbard is president and chief operating officer of Michigan-based workwear company Carhartt Inc. and is responsible for leading the development and execution of the company’s business plan and all company operations. business. She also sits on its Board of Directors as Secretary/Treasurer and Administrator. Hubbard also serves on the board of directors of the Detroit branch of the Federal Reserve Bank of Chicago, the board of directors of Hibbett Sports, and was an active MSU alumnus, most recently serving as immediate past president of the Eli Broad College of Business Advisory. Advising and participating in the university’s presidential search that hosted President Stanley on campus.

Hubbard received a bachelor’s degree in accounting from the Eli Broad College of Business at MSU, is a Chartered Public Accountant and a Certified Global Management Accountant.

Steve Smith
Steve Smith is a sports analyst at Turner Sports/NBA TV, CNN and the Big Ten Network. He is also Vice President of the NSORO Education Foundation, helping to provide education for young people coming out of foster care. Prior to his work with the foundation, Smith was an NBA first-round pick for the Miami Heat. He won several accolades for his accomplishments in the NBA, including a championship ring with the San Antonio Spurs, a gold medal at the 1994 FIBA ​​World Championships, and a second gold medal in the NBA. the 2000 US Olympic basketball team in Sydney, Australia.

Smith earned a Bachelor of Arts in Interdisciplinary Social Science Studies from MSU in 1991.

Dan Gilbert
Dan Gilbert is the Founder and President of Rocket Companies Inc., a Detroit-based company that provides simple, fast, and reliable digital solutions for complex transactions. Gilbert is also the founder and chairman of Quicken Loans, the nation’s largest mortgage lender; the founder and chairman of the Rock Family of Companies, a portfolio of technology companies and real estate investments; and president of the Cleveland Cavaliers of the National Basketball Association.

Dan Gilbert earned a bachelor’s degree from MSU in 1983 in telecommunications and a Juris Doctor degree from Wayne State University.

Jennifer Gilbert
In addition to being a director and board member of Rocket Companies, Jennifer Gilbert is the founder of Amber Engine, a furniture services and solutions technology company. She also founded POPHOUSE, a Detroit-based design studio focused on creating strategic, unconventional, and human-centered spaces. Additionally, Jennifer Gilbert is President of NF Forward and Chair of the Board of Governors of the Cranbrook Academy of Art and Art Museum.

Jennifer Gilbert earned a bachelor’s degree from MSU in interior design in 1990.

Todd Penegor
Penegor became president and CEO of The Wendy’s Co. in 2016 after joining the organization in 2013 as senior vice president and chief financial officer. Prior to that, he held various leadership positions at Kellogg Co. and Ford Motor Co. Penegor serves on the board of directors for the Dave Thomas Foundation for Adoption and as a member of the financial advisory board for the Eli Broad College of Business.

A Michigan native, Penegor earned a Bachelor of Arts in Accounting in 1987 and an MBA in Finance in 1989, both from MSU.

Jerry Louis Johnson | News, Sports, Jobs


Jerry Louis Johnson, 80, of Harborcreek Township, died Sunday, April 3, 2022. He was born in Warren, Pennsylvania on March 9, 1942, the son of the late Gerald D. and Margaret E. (Mullen) Johnson.

Jerry worked for General Electric from 1960 as an apprentice before holding numerous management positions with control and manufacturing, until his retirement in 2000. He was a member of GEER, as Vice- chairman, president and travel coordinator, where they went on trips to Ireland, New Zealand, Australia, the Canadian Northern Rockies, Alaska and many more. He graduated from Gannon University in 1975 with a Bachelor of Science in Engineering. He was a member of Lawrence Park United Methodist Church. Jerry enjoyed his outdoor hobbies and was an active member of many clubs throughout his life. He was a member of the East Erie Moose Lodge, the Elks Club and the Eagles. He loved golf and was a member of the Lawrence Park Golf Club. He was the founder of the Cherry Grove Open and loved golfing in Oglebay, WV for many years. I loved riding UTVs and snowmobiling as a member of the Wales Snow-Drifters Snowmobile Club. He enjoyed pistol shooting at the Gem City Gun Club, travelling, hunting and fishing. As an outdoor enthusiast, he was a member of several fishing and hunting organizations: Sheffield Rod & Gun Club, Farnsworth Trout Club and the Rocky Mountain Elk Foundation. Above all, he enjoyed spending time in the family log cabin, built by his father, in Cherry Grove, Pennsylvania. He was also a member of the Classic Cruisers Car Club and was specifically a Mustang enthusiast. His most prized possession was his special 2014 California Ford Mustang.

Jerry is survived by his wife of 60 years, Rebecca L (Irwin) Johnson; two children: Ted (Betty) Johnson and Wendy (Brian) Trejchel; five grandchildren: Eric (Megan) Johnson, Timothy Johnson, Michael (Ericka) Johnson, Cassidy Trejchel and Becca Trejchel; two great-grandchildren: Riley and Eli; two sisters-in-law: Dorothy Pierce and Cynthia (Dennis) Strandburg; nieces: Cynde (Doug) Bell, Melanie (Pete) Mahood, Leslie (Andy) Kucserik; one nephew, Dean (Alden) Strandburg; and cousins: Daniel Ruhlman and Leslie Johnson.

In addition to his parents, Jerry was predeceased by a brother, Dennis Johnson; stepfather, Russell Irwin; brother-in-law, Robert Pierce; and his stepmother, Jeanne Low.

Family and friends can call Dusckas-Taylor Funeral Home & Cremation Services, 5151 Buffalo Rd. (in Hannon Rd., Harborcreek Township), Friday from 3-7 p.m. and are invited to attend a service funeral on Saturday at 10 a.m. which will be led by the Reverend Karen Trask. After the service, Jerry will be interred at Wintergreen Gorge Cemetery.

Memorial contributions may be made to the Cherry Grove Fire Department, 6045 Cherry Grove Rd., Clarendon, PA 16313.

Gupta’s testimony is part of state’s case against drugmakers


CHARLESTON, W. Va. – Pre-recorded testimony from former state health worker Dr. Rahul Gupta dominated the second day of the trial where West Virginia accuses three opioid manufacturers of having a role in the epidemic of opioids.

The lawsuits, filed in 2019, allege Janssen Pharmaceuticals Inc., a subsidiary of Johnson & Johnson, Teva Pharmaceuticals and Allergan Finance LLC used marketing moves to change the standard of care by funneling more opioids to West Virginia.

Corey Waller

Addiction and emergency medicine specialist Dr. Corey Waller served as the state’s first witness on Tuesday. He appeared live via video before Mercer County Circuit Judge Derek Swope, who is presiding over the trial.

Waller testified that continued exposure to opioids is a key factor in the addiction crisis.

A slide presented by the plaintiffs to Waller asked how did West Virginia end up in the outbreak? Reasons included chronic pain experienced by residents, followed by pressure from manufacturers for the use of opioids in chronic non-cancer pain, followed by buy-in from the medical field, and then the state alleged that it turned a blind eye to the data. .

Gupta, now the US drug czar, testified at length about his ‘social autopsy’ report he wrote while he was West Virginia’s top health official, also known as historical overview of drug overdose deaths in West Virginia 2001-2015.

Gupta said that during that time, more than 6,000 state residents died of an overdose with at least one opioid in their system. He said that at the height of the outbreak, there were several different drugs found in the systems of overdose victims.

During videotaped cross-examination, Gupta said he was paid by the hour for his work on opioid prosecutions. He said at the time of the video he had earned $144,600 on the West Virginia cases and was paid more than $77,000 for working on similar lawsuits in the state of Texas.

Rahul Gupta

Gupta also testified last year in the Cabell County/City of Huntington federal opioid lawsuit against the Big 3 distributors.

The defendants in this lawsuit, the manufacturers of the drug, have all claimed that West Virginia has no case against them.

During opening statements on Monday, an attorney representing Teva told Swope, “Evidence will show that Teva caused no harm in West Virginia. You will hear proof that our clients were duly authorized and were never sanctioned, reprimanded or suspended for failing to meet their obligations.

The state is expected to call additional witnesses to the stand on Wednesday.

Women accountants want credible women in politics


One group, the Society of Women Accountants of Nigeria, has called for the inclusion of credible women in political office.

SWAN said it will promote the country’s rapid growth and development.

A statement on Monday said the women accountants said this at a presidential luncheon held in honor of the 57th President of the Institute of Chartered Accountants of Nigeria, Ms. Comfort Eyitayo.

A great patron of the group, Ms. Tokunbo Obafemi-Adegboola, urged the ICAN President to produce more women in leadership positions.

“This country needs diligent women, women of integrity, women who push, women who are focused. If a woman can wade into ICAN politics, come out and become president, and she’s still here, then you’ve made us proud. We now challenge you; we want women in politics,” she added.

SWAN National President, Ms. Nwamara Nnaji, said the event was also meant to recognize Eyitayo’s contributions to the cause of the group and ICAN.

She said, “Wherever she speaks to an audience, she has always spread SWAN, and I see that as one of the reasons more SWAN chapters are on board for the grand opening.

“In the last quarter of 2021, three new chapters were inaugurated. Currently, we have six chapters in the works that will be inaugurated before the end of June 2022.”

Copyright PUNCH.

All rights reserved. This material and any other digital content on this website may not be reproduced, published, broadcast, rewritten or redistributed in whole or in part without the prior express written permission of PUNCH.

Contact: [email protected]

Achaval Ferrer releases three world-class Malbecs from Mendoza


In April 2022, in Mendoza, Argentina, Achaval Ferrer released the 2018 vintage of its iconic wines:

Achaval Ferrer Finca Bella Vista 2018, planted in 1910; Achaval Ferrer Finca Mirador 2018, planted in 1921; and Achaval Ferrer Finca Altamira 2018, planted in 1950.

Three world-class Malbecs from Mendoza from single vineyards planted in 1910, 1921 and 1950. Through minimal intervention and deliberately low yields, Achaval Ferrer allows these century-old, ungrafted vines to faithfully and elegantly express their terroir.

The estate reports that 2018 was a great vintage across Mendoza. After four difficult harvests, particularly in 2017, conditions have returned to historical parameters. The conditions for the 2018 harvest were characterized by a dry and cool climate and radiant sunshine.

“The weather was excellent,” says Gustavo Rearte, head winemaker at Achaval Ferrer. “We have returned to a classic harvest, these days when the maturity develops perfectly thanks to the good weather even before the harvest.

With higher than usual humidity accompanied by warm temperatures, the summer of 2018 brought complexity and intensity to the finished wines. The lengthening of the maturation period brought additional depth to the terroir profiles as well as silky tannins. Moreover, the combination of medium to low humidity and constant temperature in the last period of maturation led to the expression of wines with greater complexity on the mid-palate and enormous aging potential. As a result, Achaval Ferrer is confident that the 2018 wines exhibit harmony, elegance and complexity at their best.

Finca Bella Vista 2018 has a floral character, typical of a cool and sunny year, combined with red fruits and spices. On the palate, it has particularly silky tannins, thanks to the clay-loamy soils of Finca Bella Vista.

Finca Mirador 2018 has spicy notes and a fruity character thanks to the flavors of blueberries and figs. Such descriptors, typical of sunny, cool years, combine with a touch of graphite for depth and complexity on the nose. To complete the profile of the wine, a beautiful tannic structure resulting from the natural acidity of this vineyard.

Finca Altamira 2018 perfect balance between ripe fruit and natural acidity. Citric notes, such as orange peel, combine with aromas of red fruits, typical of sunny and cool years, and with mineral notes conferred by the unique soil profile of this vineyard. On the palate, it expresses both sweetness and tension, with a long and balanced finish.

Extremely limited quantities of these three Malbecs have been carefully allocated to 35 different markets and are available from April 4, 2022. The total worldwide allocation for the three wines is:

8,400 bottles of Achaval Ferrer Finca Bella Vista 2018; 4,370 bottles of Achaval Ferrer Finca Mirador 2018; and 8,620 bottles of Achaval Ferrer Finca Altamira 2018.

Fill out this form for more information about Achaval Ferrer Fincas 2018

Posted on April 4, 2022

Molo Finance partners with Brilliant Solutions


“We look forward to being able to offer our members access to its flexible product line.”

The partnership will allow Brilliant’s directly licensed brokers access to Molo’s line of specialized buy-to-let products; available for new owners, portfolio owners and LLCs, including HMOs.

Molo uses technology to offer clients and brokers a completely paperless mortgage process.

Molo recently announced its launch in the residential mortgage market with 15 to 40 year fixed rates.

Molo CEO and co-founder Francesca Carlesi said: “This is an exciting partnership with Brilliant Solutions, which is an innovative company in the mortgage market. They are a perfect fit for Molo, and we look forward to working with them to further benefit from the options available to customers who can obtain a mortgage with Molo’s fully online application.

Michael Craig, Director of Sales at Brilliant Solutions, added: “We are extremely happy to welcome Molo to our already brilliant panel. We look forward to starting to work closely with Molo and their fantastic range of buy-to-let products supporting new owners, portfolio owners and LLCs. Molo’s state-of-the-art technology will be a great support for all intermediaries within our mortgage club. We look forward to being able to offer our members access to its flexible product line. »

The former director of the Mint joins Public Trust

Public Trust has appointed a new Chief Investment Officer.

Monday, April 4, 2022, 10:42 a.m.

Amanda Livingstone who was previously a director at Mint Asset Management has taken on the role of chief investment officer.

She has extensive financial services experience in New Zealand and Australia, having held senior positions with BT Financial Group in Sydney, where she was responsible for consultant relations, and several roles with Westpac New Zealand, covering investments and advice, mergers and projects. management.

At Morningstar Research, she conducted research on a wide range of Trans-Tasman investment funds in her role as Research Manager.

Livingstone has also been a consultant, specializing in wealth management, integration and regulatory change.

Most recently, she was a director of Mint Asset Management Limited, where she chaired the Audit, Risk and Compliance Committee.

“We are absolutely delighted to have someone of Amanda’s caliber join the team,” said Peter Aish, Chief Financial Officer of Public Trust. “Amanda will help us continue to strengthen our investment portfolio while ensuring that we achieve the best possible results for our clients and clients.”

Public Trust is one of the nation’s largest charity trustees and advisors, helping more than 420 charities set up trusts and redistribute funds to communities. Its investment team manages approximately $1.2 billion in funds, primarily for charities, estate beneficiaries and students.

Comments from our readers

no comments yet

Login to add your comment

5 Best Accountants in Henderson, NV


Below is a list of the best accountants in Henderson. To help you find the best Accountants located near you in Henderson, we have compiled our own list based on this rating point list.

Henderson’s Top Accountants:

The top rated Accountants in Henderson, NV are:

  • Tompkins & Peters CPA, PC – is one of the top CPA and accounting firms in Las Vegas
  • BD & Associates, CPA – has a long history of providing accounting solutions
  • Value CPA – is a certified accounting firm
  • Allison Archer, CPA LLC – serves the Las Vegas and Henderson areas
  • Udall CPA Group – is to provide a wide range of accounting and tax services

Tompkins & Peters CPA, PC

Tompkins & Peters CPA PC is one of the top CPA and accounting firms in Las Vegas. They provide tax, accounting, auditing, consulting, business valuation, forensic and QuickBooks services as a full-service CPA firm. Their experts are approachable, incredibly knowledgeable, and deliver high-quality services on time. Tompkins & Peters CPAs have been serving construction, medical, legal and business professionals for over 30 years. Its commitment to providing excellent service to its clients is reinforced by its status as a premier CPA firm in Las Vegas.


Accounting, auditing, finance, consulting, business valuations, tax, Quickbooks services


Call: (702) 456-4272


“I just contacted several CPA firms in Las Vegas via Yelp. Tompkins & Peters CPA answered my questions and helped me set up a meeting quickly. I found them to be professional and experts in their field. – Eugene vs.

BD & Associates, CPAThe Best Accountants in Henderson

BD & Associates, CPA has a long history of providing accounting solutions. They create unique financial experiences. They customize accounting solutions to help you thrive, based on their 20+ years of industry experience and understanding. Former IRS employees and accountants with decades of experience make up their CPA team.

They work with a wide range of clients, from large corporations to individuals. They have the staff and the knowledge to help you with your accounting needs, no matter how complex or simple. It is a full-service CPA firm dedicated to helping its clients achieve their goals. Their firm is made up of partners and workers with expertise in many areas of accounting, which gives them a distinct advantage over many other firms.


Tax Returns, Financial Audit, Estate Accounting, Bookkeeping, Payroll, Estate Planning, Quickbooks Services, Audit Representation, Tax Accounting, Business Accounting


Address: 1671 W Horizon Ridge Pkwy Suite 220, Henderson, NV 89012
(702) 202-2255


“These people are professional and easy to work with. I have had work done through excellent CPAs here over the past few years and they have always done a good job in a timely manner. I highly recommend using them. – Chandler G.

Value CPAHenderson Accountants

Value CPA is a certified public accounting firm specializing in tax return preparation and planning, financial accounting, payroll, accounting systems implementation, and insurance services. Their company is customer-focused and strives to create realistic, timely, cost-effective and innovative solutions to meet the needs of their customers.

Their organization was founded on the idea that seeing beyond the numbers and providing meaningful insights would free up time for their clients to focus on growing their businesses. In today’s dynamic economy, they believe their clients’ growth potential is limitless.


Tax preparation and planning, Financial accounting, Payroll, Implementation of accounting systems, Insurance services


Address: 2556 Anthem Village Dr Suite 250, Henderson, NV 89052
(702) 475-4368


“Valor CPAs manages our high-level architecture and design-build firms. As businesses grow/grow, Julian has made it his priority to see them succeed financially by providing exceptional accounting advice. With the many services the firm provides accompanied by Julian’s years of experience and knowledge, we are confident that we have made the right decision working with this firm! -Ashley G.

Allison Archer, CPA LLCGood accountants in Henderson

Allison Archer, CPA LLC has served the Las Vegas and Henderson areas since 2004. The organization focuses on tax, accounting, and payroll for small businesses and individuals. Allison Archer, CPA LLC is known for paying close attention to the smallest details and delivering services on time. The firm is happy to meet the expectations of its clients in an ethical and professional manner.

From full-service bookkeeping, payroll services, accounts receivable and payroll processing, or simply assistance as needed, services are tailored to each client’s individual needs. The workforce is knowledgeable, pleasant and dedicated to providing excellent customer service. Allison Archer, CPA LLC appreciates the chance to help you with your tax and accounting requirements.


Tax Services, Business Services, Quickbooks Services


Address: 2990 Sunridge Heights Pkwy Suite 160, Henderson, NV 89052
(702) 570-1181


“I have known Allison for over 15 years. She helped me with a multitude of business decisions and advice. She is an ultra-competent CPA, and would not hesitate to refer my colleagues to her. Plus, I’m lucky enough to call her a very good friend. Dr. Aaron Mancuso. -Aaron M.

Udall CPA GroupOne of the best accountants in Henderson

Udall CPA Group is owned and operated by tax professionals who have served the Las Vegas, Phoenix and Salt Lake City metro areas for nearly 20 years. The firm believes that competent professionals should provide direct and specialized attention to its clients. To assist its clients, the Udall CPA Group only hires competent accountants. As a result, company employees have already acquired the necessary information and skills to fully engage in customer business.

The practice tries to keep client fees as low as possible by doing quality work in the “initial phase” rather than spending time learning about the engagement. Udall CPA Group professionals work together to provide a wide range of accounting and tax services to clients, including pension consulting, estate planning, business consulting, computer and accounting systems consulting, tax return preparation, tax research and ongoing and up-to-date tax planning.


Financial Services, Tax Preparation Services, Accounting, Financial Advice


Address: 1528 W Warm Springs Rd STE 120, Henderson, NV 89014
(702) 433-5757


“Neil Schmalz of Udall CPA Group is our favorite CPA. We count on his help with our personal and business taxes not only at the start of the year, but throughout every financial decision. We highly recommend it!”

Aviation enthusiasts flew to Dixie County for the Fly-In, Cruise-In and Business Expo


To follow the latest local news, subscribe to our TV20 newsletter HERE and receive news directly to your email every morning.

CROSS CITY, Fla. (WCJB) — One of Dixie County’s biggest events is the Fly-In, Cruise-In and Business Expo.

He brings people from all over the Southeast to Cross City Airport to teach them about aviation.

“Most people who come here have never flown, they’ve never seen a plane fly. We’ve had Sikorsky planes and we’ve had Coast Guard flyovers, so it’s exposure to the world that I don’t think kids get,” organizer Jeff Cary said.

The families had the chance to board a helicopter from Tallahassee and see different planes. While they learn what the aviation industry has to offer.

“A child could come here and see an airplane for the first time and it makes them want to be a pilot,” said saleswoman Gayle Ambrose.

Retired Air Force pilot Keith Baird flew all over the world with President Ronald Reagan and George HW Bush and he said there was a shortage of pilots so there were plenty of opportunities for everybody.

“We loved the job because we got to see history being made to take our leaders overseas to negotiate treaties. The things we saw were a great opportunity to see history made.

The children left with smiles on their faces knowing that one day they could fly in the sky.

Copyright 2022 WCJB. All rights reserved. Click here to subscribe to our newsletter.

Cardigan accountant Dai Davies ends his long career


Well-known Cardigan accountant Dai Davies finally ended his long professional career yesterday (Thursday) after more than half a century working in the city.

After starting in the profession in November 1970, he started his own business DMB Davies Accountants nine years later which continues to thrive over four decades later.

Asked about his future plans, Dai, 79, said: “My wife Wendy bought me a t-shirt saying, ‘I tried to retire, now I work for my wife’!”

Reflecting on the changes he has witnessed, he said: “For me the biggest thing was the loss of a personal touch – I used to be able to do so much more for my clients.

“It seems that we no longer have bank managers while the tax offices have practically disappeared.

“We used to use two in Haverfordwest, one in Carmarthen and one in Aberystwyth – and any issues that arose could be resolved easily.

“Now there are only two tax offices left in the whole of Wales.”

Outside of office, Dai served Cardigan as a city and county councilor for several years.

Yet his only year as mayor was clouded by the terminal illness of his first wife, Olwen.

“It was very sad,” he recalls. “Invitations for the mayoral appointment were sent out on May 4, 1992, but because Olwen was so ill, I didn’t take over until the following year.”

Perhaps his most lasting contribution as mayor was planting hundreds of daffodils along the new Cardigan Bypass.

“Three-quarters of a ton of them,” laughed Dai. “And they’re still here – and still growing!”

But Dai’s political aspirations extended far beyond his hometown. In the 1997 general election, he stood as the Ceredigion candidate for the Liberal Democrats, coming third behind Cynog Dafis of Plaid Cymru and Hag Harris of Labor with 6,616 votes.

“If Olwen had still been alive, the idea of ​​running for Parliament would never have crossed my mind,” he told the Tivy-Side.

“But there was such a hole in my life at that time that I decided to give it a shot.

“When I started I felt like the Liberal Democrats were actually to the left of Labor in the same way we stood up for ordinary working people.

“I no longer vote Lib Dem because the party is pro-EU.

“It was a very interesting time and I learned a lot – but it also left me very disappointed with politicians.”

A passionate singer who still performs in three choirs, Dai plans to devote more time to gardening in his retirement – ​​in addition to working for his wife…

Cycling enthusiasts buy property in Festus area for public trails and commercial ventures | Local News


Cycling supporters Chris and Rene Creed of Festus have purchased an 820-acre property off Plattin Road south of Festus where they plan to create cycling, hiking and nature trails for public use.

The two own and operate the Pedal’n Pi bike and pizzeria in Crystal City and operate the non-profit group Living Life on 2 Wheels which promotes biking and provides bikes to schools so students can learn to ride.

The Creeds have long wanted to create a place where people can bike, hike and enjoy nature and have taken a step further to make it a reality.

“We have purchased property and Express Mart will be fundraising for us so we can build trails on the property,” Chris Creed said. “We acquired it at the end of 2021. We bought it from my father-in-law, Gary Surdyke.”

Creed declined to say how much he and his wife paid for the property.

The Creeds do not yet have a target date for opening the trails.

“It just depends on fundraising,” Chris Creed said. “We are also hoping for grants.”

Home Service Oil, which operates Express Mart stores throughout the county, began its fundraising effort for the trail project on March 11 and, as of Monday, March 28, had raised $11,398.12, a gate said. -word of the company.

The fundraising effort calls on participants to contribute financially to the project by purchasing bike cutouts for $1 or $5 at area Express Mart stores.

Additionally, Express Mart and Home Service Oil will host a fall fishing tournament on behalf of Living Life on 2 Wheels, the spokeswoman said.

In addition to public trails, Chris Creed said a residential development could eventually be built on the property, along with other commercial ventures, such as a campground and a National Interscholastic Cycling Association running course.

“We’re looking to have an adventure community with accommodations, maybe,” Chris Creed said.

He said part of the inspiration for the project is the community of Bentonville, Ark., which he considers a mecca for adventure activities.

“If we invest in this kind of infrastructure, everyone will benefit,” Creed said.

He said plans call for trails to be built first.

“Developing trails for cycling and walking/hiking that are open to the public is our first priority,” Creed said. “Living Life on 2 Wheels will have a trail easement that will allow the nonprofit to develop these trails, maintain these trails, and provide them free to the public.”

Rene Creed said she thought the proposed facility would attract people to the area.

“Families need more outdoor adventures to get rid of their devices and get back to nature,” she said. “Cycling is synonymous with both mental and physical well-being. Studies have shown it. Why wouldn’t Jefferson County want that? »

Ducks Unlimited Canada releases comprehensive report to guide future restoration efforts in the Fraser River Estuary


Factors influencing the persistence of created tidal marshes are the subject of a new DUC-led study

Fraser River Estuary

The Fraser River Estuary is an extensive network of channels, marshes, eelgrass, mud flats and mudflats. © CIC

Daniel Hennigar, DUC conservation technician and co-author of the report

Collecting vegetation data in a Fraser Estuary tidal marsh ©  CIC/Daniel Stewart.

Collecting vegetation data in a coastal marsh in the Fraser Estuary © DUC/Daniel Stewart.

Surrey, BC, March 31, 2022 (GLOBE NEWSWIRE) — Over the past 40 years, more than 100 tidal marsh restoration projects have been constructed in the Fraser River estuary to mitigate habitat loss due to human activities and to maintain the ecological integrity of the area. Other projects continue to be proposed. However, reports have shown that the success of these restoration projects varies.

A new in-depth report from Ducks Unlimited Canada (DUC) – the most comprehensive analysis of tidal marsh projects in the Fraser River estuary to date – sheds light on the factors that make some projects more successful than others. ‘others.

Beginning in the spring of 2021, local wetland plant ecologist Daniel Stewart and DUC conservation technicians undertook a study to assess 27 marsh restoration projects and nine natural reference marshes in the Fraser River estuary and combined these results with similar data from a 2016 report. These data were used to model the potential causes of marsh retreat, the dominance of native plant species and the species richness of these sites. Among their findings detailed in their report, titled Factors Influencing the Persistence of Created Tidal Marshes in the Fraser River Estuary:

  • Marsh retreat was observed in 40 of the 78 created marshes studied (51%), resulting in an estimated loss of 23,553 square meters, or 9.3% of the total area of ​​created marshes sampled.

  • There is no single factor that can determine the loss of the swamp recession. Emphasis is placed on site design, boat wakes and the impact of grazing by feeding Canada geese; however, altered sedimentary processes, sea level rise, shading, and monitoring efficiency are all possible causes and warrant further investigation.

  • Although protective infrastructure, particularly debris fences and offshore structures such as marina docks and log storage booms may be mitigating the downturn, sites built in the North Arm of the Estuary Fraser River experienced an average of 12% additional recession, and the recession increased at an average rate of 1%. cent per kilometer upstream between sites.

  • The dominance of native vegetation declined at an average rate of 1% per km upstream in created marshes. This reflects an eastward increase in the dominance of non-native plants, including invasive species such as yellow iris, purple loosestrife, and reed canarygrass.

  • Contrary to this trend, the invasive cattail dominates several sites in the outer estuary. When present, cattails often outgrow native vegetation.

DUC conservation program specialist and co-author of the report, Eric Balke, notes that “there are several sites that date back to the early 1990s that show no signs of recession and are free of invasive species. This suggests that projects can be successful and somewhat resilient for decades if a site is properly designed, implemented and monitored.

“It is important that we learn from the past so that future restoration projects are executed in a way that acceptably compensates for habitat loss,” said Sarah Nathan, DUC’s Provincial Operations Manager for British Columbia.

Balke says the report suggests managers should plan for the inherent risks and trade-offs that come with designing a project’s location. “For example, sites built further upstream may be more vulnerable to recession and the dominance of non-native plants. Closed scallop designs may be more vulnerable to cattail invasions. And low-lying sites may be more resistant to species invasions but may be more vulnerable to recession.

Nathan notes that the report’s findings will strengthen DUC’s ongoing efforts to apply its conservation knowledge to find solutions that will protect the vital habitats of this essential estuarine ecosystem.

“Working with our partners, we have focused on restoring key wetland habitats, such as the lost tidal marsh surrounding the Fraser River, with the goal of replenishing salmon stocks and improving habitat for a wide variety of marine life and waterfowl,” says Nathan. “We believe the Fraser River Estuary’s ability to thrive is aided by our commitment to on-the-ground conservation.

Factors Affecting the Persistence of Coastal Marshes Created in the Fraser River Estuary report marks the start of a longer investment by DUC over the next two years to restore coastal marshes throughout the estuary to support sequestration carbon and restore salmon habitat. CIC will use the findings of the report to inform restoration work and identify some unsuccessful offset sites to restore.

The study was funded by the BC Wildlife Federation Wetlands Workforce Project and supported by the Provincial Healthy Watersheds Initiative led by the Real Estate Foundation of BC and Watersheds BC with financial support from the Province of British Columbia as part of its $10 billion COVID-19 response. .

To request a copy of the report and learn more about DUC’s conservation work in the Fraser River estuary, visit ducks.ca/fraser-river-estuary

Fraser River Estuary – importance and threats:

  • Within Western Canada’s largest urban metropolis lies a vital ecosystem known as the Fraser River Estuary: an extensive network of channels, marshes, eelgrass meadows and mudflats and mud flats.

  • The estuary is an important wintering area for waterfowl, a site of hemispheric importance for migrating shorebirds, and home to hundreds of millions of migrating juvenile salmon smolts that depend on these brackish ecosystems to prepare their bodies for life in the ocean.

  • Urban and industrial expansion continues to reduce the estuary’s ability to sustain its diversity of life. Pollution, widespread dredging and diking, urban sprawl, climate change, and many current and future large-scale industrial developments threaten the ability of the estuary to support the biodiversity that depends on it.

– 30 –

Ducks Unlimited Canada (DUC) is the leader in wetland conservation. As a registered charity, DUC partners with government, industry, not-for-profits, Indigenous peoples and landowners to conserve wetlands critical to waterfowl, wildlife and wildlife. ‘environment. To learn more about CIC’s innovative environmental solutions and services, visit www.ducks.ca


CONTACT: Ashley Lewis Ducks Unlimited Canada [email protected]

Capital Markets Weekly: Positive end-March capital market indicators alongside rising benchmark rates


During the month of March, the capital markets faced serious difficulties linked to the conflict between Russia and Ukraine. It caused a sharp rise in inflation, especially in energy and food prices, leading to multiple hikes in policy rates and the likelihood of a faster tightening path from the US Federal Reserve.

Despite this, there was no rush to reduce exposure to riskier assets: indeed, emerging market spreads tightened during the month, and there was ample supply of new issues in over the past two weeks. Similarly, after a disastrous first quarter, particularly in the US but also globally, the IPO market is showing signs of improvement, with two large IPOs currently underway, which appear to be benefiting from a favorable response.

From 1.71% on March 1, the 10-year US Treasury yield rose to 2.51% on March 28. 10-year bonds were trading as low as -0.1% in early March, but now (March 30) they are trading at 0.64%. While two-year bonds remain at narrowly negative yields, their yield fell from -0.75% to -0.02% during the month. This implies that the stock of negative-yielding debt is rapidly approaching zero (from $4.5 trillion at the end of February and a late-2020 peak of $18 trillion).
Any new debt supply will be priced using significantly higher benchmark rates, indicating the likelihood of higher borrowing costs across the board, even when spreads remain stable.

There was huge volatility in Russian and Ukrainian spreads. Amid fears of an early sovereign default, Russia’s EMBI+ index, its average benchmark bond spread across the UST, widened less than 300 basis points ahead of its invasion of Ukraine at a high of over 6000 basis points, rallied to 2197 when pending dollar payment Coupons were first announced, then widened again to 3705 (March 24) as Russian companies faced to a technical defect. It closed on March 29 at 2561. Ukraine’s spread widened from 2929 at the end of February to 4929 but closed on March 29 at 2280. For both countries, although their spreads eased during the month of March, the prevailing margins nevertheless still imply expectations of default and capital loss.

However, the unfavorable context has not translated into a flight from riskier asset classes: emerging markets and other riskier assets showed resilience:

  • Of the 19 emerging countries studied, each of the sample tightened its EMBI+ spreads between the end of February and March 29: for example, Turkey’s spread fell from 598 to 523 basis points and Poland’s spread fell from 71 to 21 basis points.
  • Nigeria brought in the first sub-Saharan sovereign supply this year. It sold $1.25 billion in 8.375% seven-year debt on March 17, attracting $4 billion in peak demand.
  • Turkey also sold five-year bonds. With initial price indications of 8.875% to sell, he sold $2 billion at 8.625%, indicating the deal had been underwritten three times, although he paid 7.25% in February to raise 3 billion dollars of Islamic debt over five years.
  • The Republic of the Philippines placed a three-part $2.25 billion dollar-denominated issue that includes its ESG debut, a $1 billion 25-year bond doubled in size and priced at 4.2%, 50 basis points. basis in the forecast. The combined offering gained over $8 billion in demand.
  • It was followed by Indonesia, which sold $1.75 billion of 10- and 30-year debt at prices of 3.6% and 4.35%, against expectations of 3.95% and 4.6%.
  • Egypt also raised 60 billion JPY – the equivalent of 500 million USD – through a Samurai deal arranged by and benefiting from a credit enhancement from SMBC, priced at 0.85% over five years.
  • There has also been a revival of hybrid and perpetual debt: in the week of March 25, VW, Bayer, Telia and Intesa Sanpaolo all successfully arranged hybrid or AT1 financings, with Deutsche Bank issuing a well-received AT1 on March 28.

The global IPO market had a very poor first quarter. This is evidenced by US data. According to data from Renaissance Capital, excluding SPAC, eighteen companies raised a total of $2.1 billion in the quarter, compared to 84 companies that sold $35 billion in shares in Q4 2021, and 101 companies that raised $39.2 billion in the first quarter of last year. This trend is not limited to the US market: Latin Finance announced on March 28 that 23 Brazilian companies had withdrawn from IPOs planned so far this year. According to Bloomberg, global IPO supply reached $65 billion in the first quarter, up from $219 billion in the first quarter of 2021.

On the other hand, a large IPO in the MENA region seems to be well received, and a large Indonesian offering is also progressing favorably.. The Dubai Electricity and Water Authority announced its IPO on March 24, the first of ten planned listings for public entities in Dubai. It planned to sell 3.25 billion shares at AED 2.25-2.48 each, to raise up to AED 8.06 billion (USD 2.19 billion), the largest IPO in Dubai since the IPO of DP World in 2007. On March 28, Gulf News reported that the deal was heavily oversubscribed, suggesting it was likely to be pegged at the upper end of its range and even potentially increased. Additionally, Indonesian tech company GoTo’s IPO was proposed on March 25 at IDR 338 per share, down from a range of IDR 316-346. At this level, it is expected to get IDR 16.2 trillion ($1.1 billion) in revenue.

Our point of view

March was obviously a difficult month for financial markets, and benchmark yields rose sharply to reflect the deteriorating outlook for inflation, particularly impacting energy and food prices.

Despite this, there are multiple indicators of resilience, including the tightening of EM spreads over the past month and the successful conclusion of several EM sovereign deals over the past few weeks. There was also significant supply of hybrid corporate debt in Europe and additional, well-received Tier 1 issuance for banks.

First-quarter IPO data is dire — dating back to before the Russia-Ukraine conflict — with particularly tight US supply and global first-quarter IPO sales below 30% of their 2021 level However, there are also recent positive indicators in this segment, including the seemingly positive progress of major IPOs in Dubai and Indonesia, as well as other smaller issuances.

Overall, while uncertainty remains severe, financial markets in general do not appear to be suffering from a sustained dislocation or shutdown in response to the Russia-Ukraine conflict and the official start of the rate-tightening cycle in United States.

Posted on March 30, 2022 by Brian LawsonSenior Economic and Financial Consultant, Country Risk, IHS Markit

This article was published by S&P Global Market Intelligence and not by S&P Global Ratings, which is a separately managed division of S&P Global.

Make restaurant accounting work for you

DAVO February 2022 728×90

Many restaurateurs fall into the trap of trying to do everything themselves, including accounting and payroll. But what if I told you that even if you save hundreds of dollars each month without paying for these services, you are probably losing thousands of dollars each month in operating expenses? Let’s talk about how to manage restaurant accounting so that it best serves you and your restaurant.

Many restaurateurs manage their restaurant’s accounting because they want to save money. For example, payroll companies can vary from $250 to $500 per pay period. When you pay weekly, fortnightly, or fortnightly, it can seem like a huge savings to do it yourself. But are you following all payroll regulations? Are you using QuickBooks or some other software and are you hoping that they’re going to sweep your taxes for you, that they’re going to make sure everyone gets paid, that rate changes haven’t happened, that there Is there a data entry error? Will they keep track of when someone hit their FICA/SUI limit so you can stop taking that on the paycheck? Are you going to do all of this on your own, or is this a job better suited to a payroll company?

Another reason restaurateurs want to manage their restaurant’s accounting is to review their numbers more quickly. Many restaurant owners work with bad accountants or bad accountants, and they don’t see their numbers for 30 days, 60 days, 90 days or more. I’ve seen situations where a restaurant owner only gets his numbers at tax time, when it’s too late to do anything. Once you’ve had one or two bad accountants or experiences, even if with a good accountant who just didn’t treat you the way you should at first, it can make you a little hesitant to believe you’ll receive better results. with someone different. You think if you want something done right, you might as well do it yourself.

But if you don’t have an accounting degree, you’re probably messing up your books. And even if you have a degree in accounting – because I have members who are accountants who work in restaurants – you’re wasting your time. Yes, you know how to do all of this, but you’re not spending your time in your restaurant wisely.

So what should you do to manage restaurant accounting? Here are my recommendations.

Be sure to hire a bookkeeper, an accountant, a combination of the two, or an office that has it all.

You want professionals who are going to pull together all the information on a weekly or daily basis, make sure your bills are paid and your books are bound. Make sure they advise and help you make the appropriate changes and that you have the correct chart of accounts. Your books are a newsletter you can refer to to understand your business and use it to make good decisions to move your business forward.

Bulldog Packaging March 2022 728×90

• Hire a payroll company.

They will follow SUI and other limits and the laws that come with them, and they will only withdraw money from your account for taxes. This way you stay in control of your money in your account or a payroll account, and some payroll companies don’t use your money to make more money. But the main reason to hire a payroll company is that they take responsibility that if they file incorrect taxes for you, or if they didn’t take the right amount, or if they filed incorrectly, the IRS screwed up, no matter what, they I’m going to step in to make sure they fix it. This releases you from any liability if they make a mistake in your payroll. As far as taxes go, that’s huge in itself.

Meet with your CPA on a quarterly basis.

Yes, you can use an accountant or accountant to do your books on a daily, weekly or monthly basis, but on a quarterly basis you should have your books reviewed by a professional. A CPA should advise you to look at your numbers, see what your quarterly taxes should be, and what decisions you could make to reduce your tax liability to make your life easier. A good CPA should more than pay for itself. It doesn’t matter if they charge you $2,000, $3,000, or $10,000, they should exceed that amount when it comes to your taxes and your business on a quarterly basis. He’s an adviser.

When you transfer these tasks to professionals, you and your business benefit.

1. You will have time to work on the budgets. As a restaurant owner, you need to create your plan for success, which you will do now. The nice part of good bookkeeping is that you can put your budget next to your bookkeeping for each month and find out where you hit or miss and decide what new systems to put in place to get you back on track or to change your reality. You can’t do that if you don’t have good books in a timely manner.

When you set a budget and get those updated numbers, it’s a simple input and you can proactively manage your business. When you hire someone else to do the accounting for your restaurant, it allows you to think strategically for your business.

2. You save time to develop, manage and empower your managers. Your job is to lead the team. Make sure they know what you want done, how you want it done, how much you want it done, and by when. You also have to manage all those new priorities and tasks, from manager meetings to a list of tasks you want them to do for projects. You just don’t give work to your employees and it gets done. You need to take an active role and then hold them accountable. They decide whether to do their job or not, and they are responsible for the resulting consequences.

3. You can also have peace of mind that things are getting done. You know your numbers are getting done. You know, your managers get things done. You lead your team.

By forgoing accounting, bookkeeping and payroll, you free up time to focus on your business. It might cost you hundreds of dollars every month, but by leading your team and becoming the leader your restaurant needs, you’re saving hundreds of thousands of dollars a year because you’re executing your plan, making sure you bring changes if necessary to make sure you make the money you deserve and have managers in place to run the business. So instead of doing the work, outsource the task and then use those numbers to drive your business forward.

Train enthusiasts bid farewell to the last Fu-hsing train


Train enthusiasts across the country gathered at train stations in Hualien and New Taipei City yesterday to bid farewell to the last of the Fu-hsing semi-express trains, once the workhorse of China’s passenger rail system. Taiwan.

Fu-hsing Semi-Express No. 605 was the last of its kind to embark on a journey when it departed Hualien Station at 6:05 a.m. for a three-hour, 51-minute journey to Shulin Station in New Taipei City.

Several train enthusiasts and residents of Hualien gathered at the departure station to take photos and see the locomotive on the left adorned with commemorative decorations.

Photo: ANC

Other people gathered at Shulin Station to watch the train make its final stop at 9:56 a.m. and bid farewell to the Fu-hsing series.

A train enthusiast, surnamed Lai (賴), said he took the day off to ride the train one last time with his wife and two children, after living with Fu-hsing series trains all his life.

Due to the trains’ unique braking system, it takes experience and skill to drive them, the train driver said, while his conductor said he was proud and sad to see older rolling stock than take his final bow.

The Taiwan Railway Administration (TRA) sold 300 NT$150 commemorative tickets for the Hualien section at Xincheng Taroko Station of the train’s last journey, which included the official validation of the TRA.

Launched in early 1981, the Fu-hsing series were the first domestically built trains and the first equipped with air conditioning.

Once ubiquitous throughout the country, Fu-hsing trains have been phased out and replaced with more modern rolling stock and high-speed trains on most TRA routes.

All train services would be taken over by new and existing EMU900 and EMU500 trains, as well as Tze-Chiang Limited Express trains following minor adjustments to the TRA timetable which came into effect yesterday.

The change is part of a major TRA fleet modernization that included the withdrawal on Monday of the EMU1200 train used on some Ziqiang Limited Express routes, the TRA said.

Phasing out older models would allow the TRA to fully utilize its newly acquired EMU3000 trains in Japan and the South Korean-made EMU900 trains that entered service last year.

The bulk of the Fu-hsing trains are to be demolished except for some passenger cars which would be salvaged and reused for use on the South Link Line, the TRA said.

Comments will be moderated. Keep comments relevant to the article. Remarks containing abusive and obscene language, personal attacks of any kind or promotion will be removed and the user banned. The final decision will be at the discretion of The Taipei Times.

Four are vying for two seats on the Bayfield board | Local


Four candidates — three on the ballot and one written down — are running for two at-large positions on Bayfield City Council on April 5.

This page requires JavaScript.

Javascript is required for you to play premium content. Please enable it in your browser settings.

kAmx?4F>36?E |2EE r2CC:6C :DA:EE65 282:?DE %65 [email protected][ s:2?6 u:K6== 2?5 HC:E6:? [email protected]= #24926= {2><:?]k^am

kAm%96 [email protected] [email protected]>A=6E65 BF6DE:@??2:C6D [email protected] E96 C246 [email protected] E96 s2:=J !C6DDik^Am

[email protected]?8m”F6DE:@?i (92E [email protected] [email protected] D66 2D E96 >@DE :>[email protected]?E A2CE @7 36:?8 2 4:EJ [email protected]?4:= >6 >36Cnk^[email protected]?8mk^Am

[email protected]?8mr2CC:6Cik^[email protected]?8m pD 4:EJ [email protected]?4:= >6>36CD[ H6 2C6 E2D<65 H:E9 D66:?8 E96 3:8 A:4EFC6[ [email protected] @FC [email protected]>>F?:EJ >6>36CD 92G6 6=64E65 FD [email protected] [email protected]>6 😕 2?5 E2<6 😕 E96 [email protected]=6 E9:?8 2?5 [email protected]< [email protected]> E96C6] qJ [email protected]=5:?8 E92E 3:8 A:4EFC6[ H6 E96? [email protected] 324< [email protected] @FC [email protected]>>F?:EJ 2?5 2D< E96:C [email protected] [email protected] [email protected] H6 E2<6 E96 ?6IE DE6AD [email protected] H92E E92E H:== [email protected]@< =:<6[ H92E 492?86D [email protected] [email protected] H2?E [email protected] [email protected]]k^am


[email protected][email protected]^[email protected]?8m (6 2C6 BF:[email protected] 2C6 [email protected]:?8 2 [email protected]@5 ;@3[ 2?5 x E9:?< E96 4:EJ [email protected]?4:= 😀 [email protected]:?8 E96 36DE E96J 42?] ~E96CD 92G6 4=2:>65 E92E E96 4:EJ 😀 36:?8 >:D>2?2865]xE:D [email protected] 36:?8 >:D>2?2865]%96J 2C6 5 @:?8 2 8C62E ;@3 H:E9 E96 [email protected] E96J 92G6]x [email protected] 5:DA6= E96 >JE9 E92E H6 2C6 😕 E9:D [email protected] 3642FD6 @7 >:D>2?286>6?E]%92E 😀 2 72==24J]qFE :7 H6 [email protected]?’E 492?86 [email protected] H6 CF? E96 3FD: ?6DD[ H6 2C6 [email protected]:?8 [email protected] 56A=6E6 E92E 86?6C2= 7F?5 2?5 E96? H6 2C6 [email protected]:?8 [email protected] [email protected] :[email protected] 563E[ [email protected]?5 H96C6 H6 4FCC6?E=J 2C6]k^am

[email protected]?8mu:K6==ik^[email protected]?8m }@E 92G:?8 2 DA64:7:4 286?52[ >62?:?8 E92E E96C6 😀 [email protected] @?6 E9:?8 E92E x 2> D66:?8 2D >@C6 :>[email protected]?E E92? 2?JE9:?8 6=D6]k^am

[email protected]?8m{2><:>[email protected]?6 [email protected] 😀 @? E96 4:EJ [email protected]?4:= 😀 [email protected] [email protected] [email protected] E96:C 36DE [email protected] E96 4:EJ[ [email protected] H92E x E9:?< 😀 >@DE :>[email protected]?E 😀 [email protected] 36 7:D42==J [email protected]?D:3=6[ [email protected] E2<6 42C6 @7 E96 :?7C2DECF4EFC6 2?5 [email protected] >2<6 564:D:@?D E92E E2<6 42C6 @7 [email protected] E96 [email protected]>>F?:EJ 2?5 E96 C6D:56?ED 2?5 3FD:?6DD6D 2?5 G:D:[email protected] 2=:<6] p?J 564:D:@?D E92E 2C6 >256 ?665 [email protected] 92G6 H92E 😀 36DE [email protected] E96 [email protected]>>F?:EJ 😕 >:?5]k^am

[email protected]?8m”[email protected] :[email protected] 6IA6C:6?46 2?5 65F42E:@? [email protected] E96 @77:46nk^[email protected]?8mk^Am

[email protected]?8mr2CC:6Cik^[email protected]?8m x H2D [email protected]>2==J EC2:?65 2D 2 D4:6?E:DE 2?5 E96J C62==J EC2:? [email protected] [email protected]@ 36 2 4C:E:42= E9:?2<: e96 j e6de: e9 q6: e9: h:="=:?8" e h> : E 2C6 EC6>[email protected] 2DD6ED 😕 E9:[email protected]:E:@?]k^Am

Ted Dougherty .jpg


[email protected][email protected]^[email protected]?8m %9:D:D 2 7:?2?4:2= A=2??:?8:DDF6]x’G6 [email protected] ae J62CD @7 6IA6C: 6?46:? 7:?2?4:2= A=2??:?8](6665 [email protected] [email protected][email protected] 2 A=2? 3642FD6 72:=:?8 [email protected] A=2? :DA = 2??:?8 [email protected] 72:=][email protected]=6 =:[email protected][ 2?5 [email protected]=6 =:<6 E9:?8D E96 H2J E96J 92G6 366?[ 3FE [email protected]?2E6=J[ H6 2C6 😕 2 D:EF2E:@? H96C6 E92E 42?’E [email protected]?E:?F6]k^am

[email protected]?8mu:K6==ik^[email protected]?8m x 2> G6CJ @A6? >:?565]x 2> H:==:?8 [email protected] =:DE6? [email protected] H92E [email protected]=6 92G6 [email protected] D2J[ [email protected] x [email protected] 92G6 [email protected]>6 [email protected] @7 H96C6 x [email protected]=5 =:<6 [email protected] D66 E96 4:EJ [email protected]:?8]k^am

[email protected]?8m{2><:>:=J 92D 366 ? 😕 q2J7:6=5 D:?46 `he_]|J 8C2?572E96C [email protected]:=J:? q2J7:6=5]x’> E96 E9:C5 86?6C2E:@? 96C6 2?5 C2:D:?8 E96 [email protected] [email protected] x D66 6G6CJE9:?8 E92E 92AA6?D 2E E96 4:EJ =6G6=[ [email protected] :E 😀 [email protected]:?8 [email protected] 27764E >6 2?5 E96 @=56C 86?6C2E:@? 😕 q2J7:6=5] %96J [email protected]?’E 2=H2JD 92G6 2446DD [email protected] [email protected][email protected][ 2?5 E9:?8D E92E 92AA6? 2E r:EJ w2== 2C6 [email protected] G6CJ EC2?DA2C6?E 2?5 [email protected] G6CJ [email protected]>>F?:42E65] x E9: 2?286>6?E: ? q2J7:6=5[ 2?5 x 2<6 2 3:8 5:776C6?46 [email protected] 3FD:?6DD6D 2?5 C6D:56?ED] %C2?DA2C6?4J 2?5 [email protected]>>F?:42E:@? 92D [email protected] 36 255C6DD65](6 42?’E 92G6 2?J 8C2J 2C62 2?J>@C6]%92E 😀 H92E 5C:G6D >6 [email protected] 86E 😕 2?5 [email protected]==J > 2:?5]k^Am

[email protected]?8m(9J [email protected] [email protected] 766= [email protected] 2C6 E96 36DEBF2=:7:65 [email protected] 36 😕 E9:D @77:46nk^[email protected]?8mk^Am

[email protected]?8mr2CC:6Cik^[email protected]?8m x 92G6 2=H2JD 366? [email protected]>>:EE65 [email protected] :[email protected]:G6 E9:?<: :562d d h96c6 h6 d:ee: e96 x h:="=" e e92e e23="6](92E" :>[email protected][email protected] >6 :[email protected] 36 2 = :DE6?6C[ [email protected] =:DE6? [email protected] @[email protected]:?8 G:6HD[ 2?5 492?86 [email protected] @H? 32D65 @? E96 7665324< [email protected] 86E [email protected]> [email protected]>>F?:EJ >6>36CD @C [email protected]?4:= >6>36CD] x 2> [email protected] 2 E62> A=2J6Cj x [email protected] [email protected] [email protected]

[email protected][email protected]^[email protected]?8m x ECJ [email protected]@ >22E:@?DH:[email protected] F?56CDE2?5:?8 E96 324D [email protected]>[email protected][ x [email protected] E96 C625:?8[ x [email protected] FA[ 2?5 x 92G6 [email protected]?6 E92E [email protected]?D:DE6?E=J H:E9 E96 [email protected] [email protected]>>:DD:@? 2?5 E96 @E96C [email protected] E92E x D6CG6 @?]k^am

[email protected]?8mu:K6==ik^[email protected]?8m p [email protected]E @7 :E 92D [email protected] [email protected] H:E9 36:?8 @A6?>:?565 2?5 72:C> :?565]x 2> [email protected]==J 2?E: A2:5 A2C<: e9: e92e :d e96 hc e e2 :e g6cj>6?E2= [email protected] E96 4:EJ 2?5 C6EFC?:? 8 [email protected]=6]x [email protected]?’E E9:?D 3:886DE [email protected]? 46C?D 😀 E92E x 2> [email protected] @?6 @7 E96 [email protected]=6 [email protected] 92G6 2 D>2CE [email protected]?6 2?5 :7 x H6C6 [email protected] [email protected]>6 [email protected] q2J7 :6=5[ H92E [email protected]=5 92AA6? [email protected] [email protected]=6 =:<6 >6 😀 E92E H6 [email protected]=5 86E E:4<6ED] %96C6 2C6 [email protected] [email protected]:?8 [email protected] 36 A2C<:>6E6CD[ [email protected] x [email protected]?’E 36C @7 A=246D =:

Diane Fizell .jpg


[email protected]?8m{2><: q642fd6 x> A2DD:@?2E6 [email protected]:E]q2J7:6=5 92D 366 ? >J [email protected]>6 2?5 :E’D >J 72>:=J [email protected]>6 [email protected]]x =:G6 2?5 [email protected]>F?:EJ][email protected]=6 2C6 [email protected] E2=<: e9: e96j h2 e92e ec2 x>J [email protected] [email protected] 92G6 E96 D6?D6 @7 [email protected]>>F?:EJ 2?5 =:G6 😕 2 4:EJ =:

[email protected]?8m(92E [email protected] [email protected] D66 2D E96 >@DE :>[email protected]?E :DDF6D 2?5 492==6?86D 724:?8 E96 4:EJ 2?5 [email protected]@ F=5 [email protected] 562= H:E9 [email protected]^[email protected]?8mk^Am

[email protected]?8mr2CC:6Cik^[email protected]?8m %96 3:886DE:DDF6:D @FC 7:?2?4:2= DE2E6 2D 2 4:EJ](6 92G6 366? 562=:?8 H: E9 E9:D 492==6?86 D:?46 a__d H96?E96 DE2E6 DE2CE65 492?8:?8 [email protected] H6 42?86?6C2E6 C6G6?F6[ EJ:?8 @FC 92?5D 2?5 @FC 23:=:EJ [email protected] 86?6C2E6 C6G6?F6 [email protected] DFDE2:? @FC D6CG:46D] x H2D:?DECF>6?E2=:? 96=A:?8 [email protected] AFE [email protected] 2 [email protected]?8E6C> 7:?2?4:2= A=2?]%92E A=2?[ AFE [email protected] 3J 2 7:?2?4:2= [email protected]?DF=E2?E[ C62==J 82G6 FD 2 [email protected]@5 A:4EFC6 @7 H96C6 H6 2C6 D:EE:?8 2?5 H96C6 H6 2C6 962565] %92E A=2? [email protected] E92E H6 92G6 [email protected] 7:G6 J62CD[ F?E:= a_af [email protected] H6 CF? @FE @7 7F?5D[ [email protected] H6 2C6 😕 2 4C:D:D 96C6 :7 H6 [email protected]?’E >2<6 D:8?:7:42?E 492?86D] %96 EC25:E:@?2= [email protected]=FE:@?D 2C6 [email protected]@C<: d h6 :562d e c6g6 a2c :d e96>]x[ 3FE :7 [email protected] E9:?< [email protected] 6BF:EJ[ :E 😀 2 H2J [email protected] @FC [email protected]:DED [email protected] 96=A A2J [email protected] 2 [email protected] @7 E96 D6CG:46D E92E H6 2C6 [email protected]:5:?8 [email protected] E96> =:<6 6IEC2 =2H [email protected]>6?E[ 6IEC2 6>6C86?4J >65:42= D6CG:46D[ EC2D9[ 4=62? DEC66ED[ D276 DEC66ED[ 2== @7 [email protected] E9:?8D [email protected] [email protected]>6E9:?8] qJAFEE:?8:? 2 A2:5 A2C<: djde6>[ E92E [email protected]=5 [email protected] FD [email protected] [email protected] [email protected]>6 @7 [email protected] [email protected] 324<] xE 😀 [email protected] [email protected]:?8 [email protected] 36 2 D:=G6C 3F==6E [email protected]=FE:@?[ 3FE H6 92G6 [email protected] 36 H:==:?8 [email protected] ECJ E9:?8D]k^am

[email protected][email protected]^[email protected]?8m xE’D D:>A=6](6’G6 2=C625J A2:5 [email protected] 2 7:?2?4:2= A=2? [email protected] F89 q26D @7 @AE:@?D](6 @H E92E H6 2C6 [email protected]:?8 :? E96 [email protected]=6[ H6 92G6 :?7C2DECF4EFC6 :DDF6D[ H6 92G6 [email protected][ DEC66ED E92E ?665 [email protected] 36 >2:?E2:?65[ H6 92G6 2 [email protected]?8 =:DE @7 42A:E2= :>[email protected]>6?E [email protected];64ED 2?5 E92?:E65] tDD6?E:2==J H6 [email protected]>6 [email protected]? [email protected] 766D [email protected] D6CG:46D[ C6?E:?8 7:C6 9J5C2?ED[ A2:5 A2C<:?8[ @C =2DE=J =6GJ:?8 [email protected] 2 C676C6?5F>] %@ 36 DF446DD7F=[ H6 ?665 [email protected] [email protected]@< 2E 2== @7 E96>[ 3642FD6 E96C6 😀 [email protected] D:=G6C 3F==6E] xE ?665D [email protected] 36 2 >F=E:7246E65 [email protected]]*@F DE2CE H:E9 H92E6G6C 😀 >@DE [email protected]:42=[ 6BF:E23=6 2?5 72:C [email protected] E96 E2IA2J6CD 😕 E96 4:EJ] [email protected]>6 @7 E96 @E96C [email protected]=256:E E92E [email protected] 2C6 6:E96C [email protected] A2:5 A2C<: :e c2e96c e92 e96 :ddf6d df49 h92e d6cg:46d j h2 e fa :7 tg6cj>3C246 A2:5 A2C<: : q2j7:6="5" e96 j d2j e92e>2?J @AE:@?D]xE [email protected]>6D [email protected]? [email protected] ;FDE 2 92?57F= @7 [email protected]:46D]k^Am

[email protected]?8mu:K6==ik^[email protected]?8m u:?2?4:?8 😀 C62==J [email protected]=J E96 >@DE:>[email protected]?E:DDF6]x7: E:D ECF6 E92E q2J7:6=5:D [email protected]:?8 [email protected] CF? @FE @7 >@?6J 3J a_af[ E96? [email protected]>6E9:?8 92D [email protected] [email protected] 36 [email protected]?6[ 3FE 😀 :E [email protected]:?8 [email protected] 36 3J ECJ:?8 [email protected] C2:D6 >@?6J [email protected]> [email protected]>6E9:?8 E92E :D?’E [email protected]:?8 [email protected] [email protected]< @C 3J [email protected]>:?8 7:D42==J [email protected]?D:3=6 3J [email protected]@<:?8 2E H92E E96 >@?6J 😀 36:?8 DA6?E @?n x7 E96 4:EJ 42?’E C2:D6 E2I =6GJ[ [email protected] [email protected] [email protected] >2<6 FA E96 5:776C6?46n (96? x 92G6 366? @FE 2?5 E2=<65 [email protected] [email protected]=6[ @3G:@FD=J [email protected]@5J H2?ED 2 9:896C E2I =6GJ] x [email protected]?’E 6I24E=J @H H92E E96 2?DH6C :D [email protected] C2:D:?8 E96 2>@F?E @7 >@?6J [email protected]>:?8 😕 [email protected] E96 4:EJ]%96C6 92D [email protected]@ :?4C62D6 C6G6?F6 E92E 😀 2 [email protected]? H2J]x 2> [email protected] DFC6 E92E A2:5 A2C<: :d e c2:d6 e96>@F?E @7 >@?6J E92E E96 A2C<:>>:EE66 E9:?[___ 4=62C 2 J62C [email protected]> |2J [email protected] [email protected][ @G6C 2?5 [email protected] E96 6IA6?D6D :E H:== [email protected]] xE9:[email protected] E92? :E 😀 [email protected]:?8 [email protected] 36 [email protected]]k^Am

Rachel Lamkin .jpg


[email protected]?8m{2><: e9: e96 d>6 7: ? 2?4:2= :DDF6D]xE 9:E 2 [email protected] @7 [email protected]=6 H96? r~’xs DE2CE65 92AA6?:?8[ 3FE E9:D E9:?8 92D 366? [email protected]==:?8] xE9:?[ 3FE E96 [email protected]=6 2E E96 5:D4FDD:@? E23=6 2== ?665 [email protected] 36 @? E96 D2>6 A286 2?5 92G6 E96 D2>6 [email protected]= 😕 >:?5] %96 }@]` BF6DE:@? [email protected]=5 36 [email protected]?6J: ? q2J7:6=5 [email protected]?5 2 A2:5 A2C<: djde6>]k^Am

[email protected]?8mxD E96C6 2?JE9:?8 6=D6 [email protected] E9:[email protected]?E [email protected] E96 [email protected] @7 q2J7:6=5 [email protected]

[email protected]?8mr2CC:6Cik^[email protected]?8mxE9:[email protected]?E [email protected] [email protected]=6 [email protected] @H :[email protected] @7 > :?5 [email protected] >6 😀 [email protected]:=:EJ]%9:D 😀 2? :?4C65:3=6 A=246[ 2 362FE:7F= A=246[ [email protected] [email protected] H6 [email protected]?E:?F6 [email protected] AC6D6CG6 E9:D A=246 2?5 3F:=5 [email protected] 2 36EE6C 7FEFC6n xE >62?D 2446AE:?8 E92E H6 92G6 [email protected] [email protected] E9:?8D 5:776C6?E=J]k^am

[email protected][email protected]^[email protected]?8mx92G6 366? 2 [email protected]?8E6C> [email protected]=F?E66C:? E9:D [email protected]>>F?:EJ [email protected] ?F>[email protected] [email protected][email protected]:ED 2?5 ?F>[email protected] [email protected]]x [email protected] E96 [email protected]>6H @VSA:?8 :[email protected] 4:EJ [email protected]?4:= C:89E [email protected] 😀 [email protected] [email protected]:?8 [email protected] 36 2? 62DJ E9:?8 [email protected] [email protected][ 3FE x [email protected]=5 C2E96C >2<6 [email protected] 564:D:@?D E92E 2C6 😕 E96 @G6C2== 36DE :?E6C6DED @7 E96 4:EJ 2?5 2=:6?2E6 2 76H [email protected]=6] (6 6:E96C >26 [email protected]>[email protected]=6 492?86D [email protected] @C H6 2C6 [email protected]:[email protected] >2;@C 492?86D [email protected] H?E96 [email protected] E92E 2C6 [email protected]: ? @FC 36DE :?E6C6DED]k^Am

[email protected]?8mu:K6==ik^[email protected]?8m x 92G6 366? 2 C6D:56?E 96C6 D:?46 `hff]x C62==J 92G6 E96 36DE:?E6C6DED @7 q2J7:6=5:? >J 962CE]k^Am

[email protected]?8m{2><: q2j7:6="5 :D">D [email protected]>6[ :E 92D 2=H2JD 366? >J [email protected]>6] tG6CJE9:?8 E92E 92AA6?D:? E9:D 4:EJ[ [email protected] @? 2 [email protected]?2= =6G6=j 2?5 2 3FD:?6DD =6G6=[ x 42C6 [email protected]] x 42C6 [email protected] E9:[email protected]? 2=>@DE 2D >F49 2D x 42C6 [email protected] >J 72>:=J](92E x H2?E [email protected]=6 [email protected] @H :D E92E x H:== 2=H2JD 92G6 E96 C:89E [email protected] :?>:?5[ H:E9 2?J 564:D:@?D :7 x 2> =F46 E96:C [email protected]]k^am

Mirror News must file case to change business plan: NCC


Article 15 of the Satellite Broadcasting Law stipulates that a news channel must file for approval changes to an already approved application

  • By Shelley Shan / Staff Reporter

Mirror News must file an application to change its business plan under the Satellite Broadcasting Law (衛星廣播電視法) as it elected new board members last week, the Commission said yesterday National Communications Authority (NCC).

The news channel’s shareholders elected five new board members on Friday: former Chunghwa Telecom chairman Cheng Yu (鄭優), former Kbro general manager Huang Chun-yen (黃俊彥), OneAD founder and chairman Hilo Chen (陳宏宇), lawyer Kuo Hui-lan (郭蕙蘭), and Mirror News anchor Liang Fang-chieh (廖芳潔). Deloitte Taiwan accountant Wang Ching-shan (王金山) was elected board supervisor.

The chain said in a statement after the general meeting that the complete reshuffle of the board of directors would ensure that it could operate in the right order without any confusion, while safeguarding the interests of shareholders.

Photo: Yang Mien-chieh, Taipei Times

The board would quickly choose a date for its first meeting and elect a new chairman to guide the channel forward, he added.

Section 15 of the law states that a news channel must file for approval changes to a previously approved application form or business plan, the NCC vice president and spokesperson said. , Wong Po-tsung (翁柏宗), adding that the commission’s review would comply with the regulations.

“We will conduct an administrative investigation and, if necessary, invite stakeholders to come to the panel and answer questions,” Wong said.

Two weeks ago, the Legislative Yuan Transportation Committee passed a motion asking the NCC to brief the committee by the end of the month on the preliminary results of its investigation into the Mirror News leadership reshuffle.

The channel was granted a satellite broadcasting license on January 19 after a two-year review by the commission.

However, the channel’s March 4 board meeting removed Chen Jian-ping (陳建平), then president of Mirror News, and Lee Yu-pei (李玉珮), then managing director of Mirror News, from their posts. following allegations that Chen interfered in the running of the news. department.

Paper Windmill Theater Troupe founder Lee Yung-feng (李永豐) was elected as the new chairman of the board, while Formosa TV’s former vice president Paul Tsai (蔡滄波) was elected as the new General manager.

However, Lee quit after holding the post for 11 days.

The channel announced that it will begin broadcasting on cable on May 8.

Based on its commitments to the commission, the channel is to increase its share capital from NT$1.5 billion to NT$2 billion (US$52.42 million to US$70 million) before switching to waves.

Comments will be moderated. Keep comments relevant to the article. Remarks containing abusive and obscene language, personal attacks of any kind or promotion will be removed and the user banned. The final decision will be at the discretion of the Taipei Times.

Hyderabad air show fascinates enthusiasts


Posted: Posted Date – 10:47 PM, Sat – Mar 26, 22

By Sruthi Kuruganti

Hyderabad: Begumpet Airport was bustling with visitors to Wings India 2022 on Saturday. From delegates and high-flying pilots, to selfie freaks and knowledge enthusiasts, hundreds of people came from every city to witness Asia’s largest civil aviation exhibition.

The event is jointly organized by the Ministry of Civil Aviation of India (MoCA) and the Federation of Indian Chambers of Commerce and Industry (FICCI). .

Visitors were captivated by the spectacular air show put on by the Sarang team. Many first-time visitors and children enjoyed the show.

“This is my first time here. We even saw the flight models on display. This live air show experience they put on with three helicopters was majestic. My kids and I really enjoyed it and would love to come back,” said J Chamundeshwari, a visitor.

Visitors found the show not only entertaining but also very informative. Jashua, a student from Hindustan University in Chennai, said the exhibit gave him a better understanding of aircraft.

“Aviation is not our territory, but we (humans) are invading it, so we have to be careful and learn everything about it. By coming here, we can see and understand how the industry works,” says “We are here to experience the wonders of flight and flying, watching it just makes you happy,” he adds.

Crowds were drawn to the exhibition area, which featured private and government aviation booths. “Exhibitions help good interactions with people involved in aviation. I aspire to become a pilot but I can’t afford it. I didn’t know there was an organization like the Indian Women Pilot Association to help people like me. I have just registered and am looking forward to pursuing a career in aviation,” said T Vaishnavi, student and aviation enthusiast.

There were also food and souvenir stalls. At the souvenir stand, which was the busiest, people lined up to buy t-shirts, badges, tiny helicopters and masks. Toy airplanes and t-shirts were in high demand.

The four-day event is also open to the public on Sundays. Tickets are available online at BookMyShow and physically at Begumpet Airport.

You can now get handpicked stories from Telangana today to Telegram everyday. Click on the link to subscribe.

Click to follow Telangana Today Facebook page and Twitter .

Wedding planned for May – Farmville


Dr and Mrs Lockett Wootton Garnett of Richmond are pleased to announce the engagement of their daughter, Amanda Lockett, to Stephen Fraser Davis, also of Richmond, son of Mr Robert Scott Davis and Mrs Roberta Fife of Toano.

The bride-to-be is the granddaughter of Mrs. Barbara Collmann McClellan of Farmville and the late Dr. Warren Xavier Collmann, formerly of Farmville, and the late Mr. and Mrs. James Watkins Garnett, Sr., formerly of Rice. She is a graduate of St. Catherine’s School and Furman University, where she received a Bachelor of Science in Health Sciences. She was a sponsor of the 2010 Bal du Bois, benefiting the Sheltering Arms physical rehabilitation hospital. She earned a Doctor of Physical Therapy degree from Virginia Commonwealth University, Medical College of Virginia Campus and is a sports physical therapist at OrthoVirginia.

The groom is the grandson of Mrs Connie Davis Ewing of Powhatan and Mr and Mrs Donald Arthur Davis of Chesterfield, and the late Mr and Mrs Alyn Fraser Fife, formerly of Newport News. He is a graduate of St. Christopher’s School and the Virginia Military Institute, where he received a Bachelor of Arts in Economics and Commerce, with a minor in History. He is employed in finance with DR Horton.

A wedding in May is planned.

Patch report urges congressman to fix property tax ‘mistake’


WAUKEGAN, IL — An attorney for Democratic Congressman Brad Schneider says he wants to correct the erroneous property tax exemption granted to his unbuilt Highland Park home.

Earlier this week, Patch reported that Lake County records show homestead exemptions — reductions in the assessed value of owner-occupied homes — had been claimed for homes owned by Schneider and his wife, Julie Dann, both in Deerfield and Highland Park.

Schneider’s attorney, Tyler Hagenbuch, said it appeared the unearned tax relief could be attributed to a form submitted to the title company when Schneider and Dann purchased the home in November 2019 that “incorrectly stated” that their home in Highland Park would be their primary residence as of 2019.

“Although it appears that this error originated when the seller’s attorney completed the transfer tax declaration form and submitted it to the title company, Congressman Schneider takes full responsibility for remedying to error and to reimburse any financial benefit received,” Hagenbuch said in a letter to Lake County. Chief Assessor Robert Glueckert.

Mitch Greenberg, Schneider’s campaign financial director, provided a copy of the letter and a statement on behalf of the campaign. Greenberg said the 10th District representative was unaware of the error until Highland Park Patch asked for comment on it Wednesday.

“This week, Congressman Schneider was made aware of an unintentional error in his filing for a general homestead exemption,” Greenberg said. “After learning of this error, he immediately took steps to correct it, including paying the full amount of any benefit, interest and penalty in error.”

Hagenbuch said Schneider called the appraiser’s office on Wednesday to discuss how he could correct the error. On Thursday, according to the lawyer, staff at the assessor’s office said homestead status had been removed from the Highland Park property for 2020 and 2021.

“As a result, the 2019 tax year (which has been assessed, invoiced, and paid) is the only year in which Congressman Schneider has ever received a financial benefit under the Homesteads General Exemption. “, said Hagenbuch.

The congressman’s lawyer said Schneider had filled out a form stating that he did not wish to claim the Highland Park home as his primary residence in 2019 and that he wanted to repay the amount of tax savings resulting from exemption that year.

“Congressman Schneider looks forward to hearing from your office about how much he should pay for mistakenly benefiting from the 2019 Homestead Blanket Exemption,” Hagenbuch told Glueckert. “Upon receipt of notice from your office, Congressman Schneider and Ms. Dann will immediately submit payment of the full amount of the benefit, together with any interest and/or penalties you indicate are due.”

Glueckert, the chief appraiser, confirmed via email that Schneider contacted his office about the homestead exemption.

“We briefed him on what would need to be done to rectify the situation for the 2020 tax year, noting that he was not responsible for the 2019 year as it was the exemption of the previous owners,” Glueckert told Patch. “We were able to remove the exemption for the 2021 tax year, invoice payable in 2022 because the invoicing on this subject was not generated.”

Lake County Treasurer Holly Kim, whose office is responsible for recalculating bills, said payment information will be reflected online Saturday.

The revelation of the erroneous property tax exemption came on the same day as a report by online media Insider that Schneider violated the Stop Trading on Congressional Knowledge Act of 2012also known as the STOCK Act, by missing a 45-day deadline for disclosing personal stock trades worth between $50,000 and $100,000.

“Representative Schneider did not accidentally press the “submit” button when entering a stock trade in December,” Maggie Harden, press aide to Schneider’s congressional office, explained in a statement to the online media. “He discovered the error last week and immediately submitted the data and paid the associated late fees. The error is now fully resolved.”

Separately, Schneider faces an objection before the Illinois State Board of Elections next week after two Lake Forest residents said he falsely claimed to live at the Highland Park home in his statement. of candidacy of March 4 and the petitions of nomination deposited on March 7. A conditional certificate of occupation of his house in Highland Park was issued on March 18.

Schneider and Dann started building their “dream house” in Highland Park before the pandemic hit. In a statement Wednesday in response to questions about his residency, he said they sold their Deerfield home in January and are “in the process of moving into our new home.”

The John Carlisle Bollenbacher House, the since-demolished house formerly on the Highland Park property of Schneider and Dann, was rated “significant” in the town’s 2003-2004 Braeside Architectural Survey. Built in 1937, it was designed by the firm of Granger & Bollenbacher, and architect Bollenbacher was the home’s original owner and resident, according to city staff. His company designed another house in Highland Park, which still stands.

Around 1951, Milton and Jean Fisher bought the property, according to staff, and it remained in their family until it was sold to Dann and Schneider. milt fisherman was a chief fundraiser and political consultant for the campaigns of former U.S. Senator Adlai Stevenson. The Highland Park Historic Preservation Commission, which conducted a demolition review of the house, in July 2019, the house was determined to be identifiable as the work of a notable architect, according to records. But it did not meet any of the other requirements that might have led to the designation of a landmark, and no demolition deadline was imposed.

Vacant CA, CMA position at Accenture

CA - CMA - vacant position - Accenture - taxscan

Accenture has launched a call for applications for the position of Manager-Finance Operations.


  • identify and assess complex issues for the area of ​​responsibility
  • need to create solutions in situations that require in-depth analysis/evaluation of variable factors
  • require alignment with the strategic direction set by senior management when setting short-term goals
  • Your primary interaction will be with senior management of a client and/or Accenture, involving matters that may require acceptance of an alternate approach
  • Some latitude in decision-making is involved, you will act autonomously to determine methods and procedures on new assignments
  • You will report risks to clients and Accenture stakeholders and propose action plans if necessary
  • You will need to have an innovative mindset to identify improvement opportunities to optimize processes, reduce costs and increase customer value
  • The decisions you make in this role will have a major day-to-day impact on the area of ​​responsibility
  • You will manage medium to large sized teams and/or work efforts at a client or within Accenture
  • You would need a transformative mindset and an eye to identify process automation/improvement opportunities.


Location: Gurugram

For more details and to apply, click here:

Support our journalism by subscribing to Taxscan ad-free. We appreciate your feedback at [email protected]

Blastomycosis threatens outdoor enthusiasts | WJMN


GREEN BAY, Wis. (WFRV) – Being active in the great outdoors of Wisconsin should be one of the best things you can do for your health. But a woman wants to raise awareness after losing her father to what you might call a hidden danger that lurks along the banks of the river.

“It’s so cool, his passion for the outdoors, hunting and fishing and being with family,” recalls Kim Vandenavond. “He just enjoyed it and he enjoyed sharing it with all of us.”

A passion for the outdoors is something his father, Russ Gettleman, passed on to his family from generation to generation.

“I also like to hunt and fish,” Vandenavond said. “We love being outdoors.”

Sadly, it was this love of being outdoors that led to Gettleman’s death. Weeks after taking his grandson on a hunting trip, Gettleman exhibited symptoms that are all too familiar today.

“He was breathless, a little feverish and just feeling under the weather you know,” Vandenavond described.

To be on the safe side, Vandenavond took her 80-year-old father for a checkup.

“We just thought, ‘We’ll give him the COVID test and see what the doctors say,’ and then the Aurora team did these other tests and they came back with this blastomycosis,” she said. declared.

Pulmonary fungal blastomycosis was not at all what Vandenavond had suspected.

“I had never heard of it before,” she said.

Dr. Raul Mendoza of Aurora Baycare Medical Center says most people, even some doctors in other parts of the country, have never heard of it before, but here in northeastern Wisconsin, Mendoza has seen more than its fair share of lung disease.

“Here in our area we have a lot of cases around the Wolf River and in Peshtigo,” Mendoza said.

Mendoza says blastomycosis is caused by the spore of a fungus called blastomyces that lives in the ground next to rivers and wetlands. When humans or pets inhale the spores, it can cause a type of pneumonia that can become fatal within days.

“Within hours or days, it can go from zero to a hundred and kill a patient,” Mendoza explained.

Mendoza says it is, however, treatable if detected early. In fact, he says the vast majority of people won’t get this fungal infection or their immune systems will be able to fight it off, like Vandenavond’s nephew.

“My nephew had it too but because he’s young, 30, he could fight it

“Vandenavond says neither she nor her father would want people to avoid being outdoors. She says she just wants to spread the word to be aware that blastomycosis is prevalent in our part of the country and to make sure you get tested if you start experiencing symptoms after being outside.

“We love the outdoors in Wisconsin and we have so much to be thankful for and that’s no reason not to get outside. Know you can be tested and know you can be treated,” Vandenavon said. “If your dog isn’t feeling well and you aren’t feeling well and your buddy you dated isn’t feeling well, get yourself checked out and your dog checked out.”

If you want more information, go to aurorabaycare.com or use their LiveWell app. You can always call them too: 1-866-938-0035 or email: [email protected]

How entrepreneurs can benefit from business advice


Running a business is an incredibly difficult undertaking, as the sheer amount of tasks that need to be done to be successful is often quite overwhelming. While it can be tempting to do it all on your own, working with a business consultant is the perfect way to navigate the uncertainties. These professionals have a variety of knowledge, skills, and experiences that help businesses improve their performance, and here’s how they could help your business, too:

Discovery of the company

The discovery phase is the first step in any business consulting process, where the goal is to find out more about the client’s business. Good consultants will take the time to get as much insight into business processes as possible from the leader and team members. This may mean meeting with employees and board members, touring facilities, analyzing finances, reading needed materials, etc. During this phase, consultants aim to uncover the details of an organization’s business operations, as well as its main missions. This process allows them to offer better insights that will help run a business smoothly and more efficiently.

Process evaluation

Once a consultant has developed a deeper and more in-depth understanding of the business, they normally move on to the assessment phase. The main objective here would be to identify areas where change is really needed. The assessment process includes recognizing the strengths and weaknesses of the business, as well as any current and potential future problems. These issues can represent issues that management and owners have already recognized, as well as any new issues that a consultant might uncover due to their objectivity. In this phase, the best business consultants might also be able to identify opportunities for increased profits, improved efficiency, and business growth and expansion.

Develop solutions

In addition to recognizing potential problems and opportunities, good business consultants are also able to develop concrete solutions to existing problems, as well as plans to take advantage of any opportunities. For example, they might realize that your company has a fairly strong sales department, but a rather weak marketing department. In this case, capitalizing on the commercial aspect and increasing the resources of the marketing department would be a great opportunity. The right business consultant can help your organization in the same way, but it’s essential that everyone in the business maintains clear and open lines of communication in order to be successful.

Source of inspiration

Business consultants are also exposed to different industries, situations, and aspects of business that an average entrepreneur may not encounter, especially early in their journey. This enables consultants to provide businesses with unique perspectives, fresh inspiration and new ideas for improving their operations. If you choose a knowledgeable person and professional business advice A company with a lot of experience in the field, you will have the opportunity to transform your business by using creative thinking to create lasting value and positive impact. These experts exist for the sole purpose of helping organizations reach their full potential, and they can do the same for your business, too.

Give constructive criticism

Throughout the consultation process, you will probably receive constructive criticism also. You should never take this review personally, no matter how close you are to the business, but rather provide your own opinions and feedback to the business consultant. This teamwork allows you to come up with effective plans that you might both agree on. Then you can enter the final stage of counseling, which involves implementing your business plan. Here, a consultant will eliminate liabilities, build on assets, monitor progress, and make adjustments if necessary.

Management and strategy

The primary goal of most business consultants is to provide industry knowledge and expertise that helps your business grow, generate revenue, and seize new opportunities. If you focus on management and strategy, business consulting will bring you a number of benefits. These benefits often include adjusting your business model, expanding into different markets, increasing your capabilities, merging with another organization, operating as a middle manager during transition periods, or simply search for new business ventures. It’s one of the easiest ways to lead a business to new opportunities for growth and success.

Specialized knowledge

In addition to the more general areas of management and strategy, a business consultant can also provide specialist knowledge in specific areas that your business might be struggling with. For example, operational consultants can help you improve the efficiency of your day-to-day business processes, while an HR consultant can take on important tasks such as recruiting, retaining and managing employees. Likewise, financial advisors help improve the financial health of your business, while marketing consultants work with your brand strengths to increase your brand exposure and awareness. If you only need help in certain areas of the business, a good consultant will have the solution to all of your specific needs.

From discovery and evaluation to plans and solutions, business consultants can be of great help to entrepreneurs at any stage of development. Their expertise will allow you to streamline your business with the goal of achieving new levels of success.

ASTRA SPACE, INC. : Changes in Holder’s Chartered Accountant, Financial Statements and Supporting Documentation (Form 8-K)


Item 4.01 Changes in Certifying Accountant of Declarant.

(a) Termination of former independent registered public accounting firm.

At March 18, 2022the audit committee (the “Audit Committee”) of the Board of Directors of Astra Space, Inc. (the “Company”) licensed Grant Thornton LLP
(“Grant Thornton”) as the registered independent public accounting firm of the Company. Grant Thorton has already been engaged to audit the Company’s consolidated financial statements for the year ended December 31, 2021. The dismissal does not affect by Grant Thornton engagement for the year ended December 31, 2021.

As described below, the change of independent registered public accounting firm is not the result of a disagreement with Grant Thorton. Grant Thorton has been the registered independent public accounting firm of the Company since its business combination with Astra Space Operations, Inc. (f/k/a Astra Space, Inc.) (“Legacy Astra”) on June 30, 2021and has served as Legacy Astra’s registered independent accounting firm since the fourth quarter of 2020 and has performed audits of Legacy Astra’s financial statements for the years ended
December 31, 2019 and 2020.

by Grant Thornton audit reports on the financial statements for the financial years ended December 31, 2019 and 2020 has not issued an adverse opinion or disclaimer of opinion on the financial statements of the Company, nor modified its opinion as to uncertainty, the scope of the audit or the accounting principles, except that
by Grant Thornton audit reports for the financial years ended December 31, 2019 and 2020 included a statement of substantial doubt about the Company’s ability to continue as a going concern.

During the fiscal years ended December 31, 2019 and 2020 and until March 18, 2022there have been no “disagreements” within the meaning of Regulation SK 304(a)(1)(iv) and related instructions between the Company and Grant Thorton on any matter relating to accounting principles or practices, financial statement disclosure, or auditing scope or procedures which, if not resolved at
by Grant Thornton satisfaction, would have caused Grant Thorton to refer to it in its reports on the Company’s financial statements for those years.

During the fiscal years ended December 31, 2019 and 2020 and the interim period until March 18, 2022there were no “Reportable Events” (as that term is defined in Rule SK 304(a)(1)(v)), other than material weaknesses identified in our public reporting for closed fiscal years December 31, 2020 and 2019, and for the nine months ended September 30, 2021.

The Company provided Grant Thorton with a copy of the disclosure he makes here in response to Rule SK 304(a) and requested that Grant Thorton provide the Company with a copy of their letter addressed to the
Security and Exchange Commission (the “SEC”) pursuant to Section 304(a)(3) of Regulation SK, indicating whether Grant Thorton agrees with the statements made by the company in this current report on Form 8-K in response to section 304(a) of the regulations SK. A copy of by Grant Thornton letter to SECOND dated March 23, 2022 is attached as Exhibit 16.1 to this current report on Form 8-K.

(b) Commitment of a New Registered Independent Public Accounting Firm.

At March 18, 2022the audit committee approved the commitment of
PricewaterhouseCoopers, LLP (“PwC”) as the Company’s newly registered independent public accounting firm for the Company’s fiscal year ending December 31, 2022subject to PwC’s completion of its client acceptance procedures.

During the fiscal years ended December 31, 2019 and 2020 and until March 18, 2022, neither the Company, nor anyone on its behalf, has consulted PwC regarding either (i) the application of accounting principles to any specific transaction, whether completed or proposed, or the type of audit opinion that might be issued on the Company’s financial statements, and neither a written report nor oral advice has been provided to the Company that PwC has concluded to be a material factor considered by the Company in making a decision regarding an accounting, audit or financial reporting; or (ii) any matter that has been the subject of a “disagreement” (as defined in Rule 304(a)(1)(iv) of Rules SK and related instructions) or an “event at report” (as described in Rule SK 304(a)(1)(v)).

Item 9.01 Financial statements and supporting documents.

(d) Exhibits

Exhibit No. Description
16.1          Letter from Grant Thornton LLP, dated March 23, 2022, to the
            Securities and Exchange Commission regarding change in certifying
104         Cover Page Interactive Data File (embedded with the Inline XBRL

————————————————– ——————————

© Edgar Online, source Previews

15 aged tequilas for every 2022 budget


When you buy something using retail links in our stories, we may earn a commission. Wine Enthusiast does not accept payment for wine, beer, spirit or other product reviews. Learn about our blind tasting and review process here.

For those who have only tried the shiny white and honeyed reposados, anjo tequilas can be a revelation. Aged between one and three years, the añejos are particularly rich and complex. Time in the barrel yields plenty of vanilla, dried fruit and spice flavors, all meant to slow down and savor. Think of them as sipping tequilas.

And that’s just the starting point. Producers are also experimenting with aging tequila in barrels that previously held other liquids, some for the full duration of the aging process, others for shorter times as a new finish. Wine aficionados in particular will want to look to producers like Don Fulano, working with French wine barrels, while bourbon aficionados might be interested in the ongoing experimental line of Sazerac’s Corazón Expresiones series, which rests its añejo in rare Stagg and Weller bourbon casks, among others. Although these casks bring their own unique character, the undertones of the agave still shine through, a sign of a well-made añejo.

Think of them as sipping tequilas.

For those looking for something a little more extreme, there is always an extra añejo, aged three or more. Often these are available in limited quantities and aimed at the luxury market. Additional time on oak can develop deep notes of caramel and cocoa, similar to some cognacs or older whiskeys.

It should be noted that these reviews also include a selection of crystalline, an emerging category in the Tequila space. Cristalino, which means crystalline in Spanish, is an oak-aged tequila filtered with charcoal for clarity. In keeping with the añejo theme, we have focused on añejo crystalline, although reposado crystalline also exist.

Designed to be smooth and easy to sip, many have a slight sweetness, accompanied by subtle honey, almond or coconut tones. Much like their traditional tawny-hued brethren, Añejos Cristalino are ideal for sipping and savoring.

Photo courtesy of Drizly

Bribon Tequila Anejo; $30. Buy on Drizly. Light, fresh aromas reminiscent of honeysuckle and a hint of pear… SEE NOTE AND FULL REVIEW

Bottle of Casa Komos Añejo tequila.
Photo courtesy of Drizly

Tequila Casa Komos Añejo Cristalino; $120. Buy on Drizly. This Tequila was aged in French oak barrels for white wine, filtered for clarity, then aerated in clay amphoras… SEE THE SCORE AND FULL REVIEW

Bottle of Corazón Expresiones George T. Stagg Añejo Tequila.
Photo courtesy of Drizly

Corazón Expressions George T. Stagg Añejo Tequila; $80. Buy on Total Wine & More. This tequila was aged 22 months in casks that previously contained George T. Stagg bourbon, resulting in a pale straw hue and aromas of coconut and almond… SEE THE SCORE AND FULL REVIEW

Bottle of Don Fulano Añejo Tequila.
Photo courtesy of Drizly

Don Fulano Añejo Tequila; $80. Buy on Drizly. Aged in a blend of barrels that previously held Burgundy, Bordeaux and Loire wines, this complex Tequila is one to savour… SEE THE SCORE AND FULL REVIEW

Bottle of Tequila El Diamante Del Cielo.
Photo courtesy of Winesearcher.com

El Diamante Del Cielo Tequila Añejo; $60. Buy on Wine-Searcher. Aged for up to four years in small oak barrels, this tequila delivers candy-like aromas and flavors… SEE THE SCORE AND FULL REVIEW

Bottle of El Tequileño Añejo tequila.
Photo courtesy of Drizly

Tequila El Tequileño Añejo Gran Reserva, $90. Buy on Drizly. This tequila has a golden, shiny appearance and aromas of butter and toast… SEE THE SCORE AND FULL REVIEW

Bottle of Familia Camarena Añejo tequila.
Photo courtesy of Drizly

Familia Camarena Añejo Tequila, $30. Buy on Drizly. Look for a shiny, golden appearance and light aromas that blend coconut and fresh jalapeño… SEE THE SCORE AND FULL REVIEW

Bottle of Tequila Pasote Extra Añejo
Photo courtesy of Drizly

Tequila Pasote Extra Añejo, $190. Buy on Drizly. Crisp, bright aromas of tropical fruit and honey seduce… SEE THE SCORE AND FULL REVIEW

Bottle of Patrón Sherry Cask Aged Añejo Tequila.
Photo courtesy of Drizly

Patrón Sherry Cask Aged Añejo Tequila, $80. Buy on Drizly. This is a limited production Tequila matured for over two years in oloroso Sherry casks… SEE THE SCORE AND FULL REVIEW

Bottle of Tequila Partida Roble Fino Añejo.
Photo courtesy of Drizly

Partida Roble Fino Añejo Tequila; $125. Buy on Total Wine & More. This is completed for five months in casks that previously held single malt whiskey, and Sherry before that… SEE THE SCORE AND FULL REVIEW

Bottle of Tequila Severo Añejo Cristalino.
Photo courtesy Total Wine and more

Tequila Severo Añejo Cristalino, $80. Buy on Total Wine & More. Some crystallines seem designed to eliminate the character of Tequila; this one honors its roots… SEE THE SCORE AND FULL REVIEW

A bottle of Tepozán tequila
Photo courtesy of Drizly

Tepozan Añejo Tequila, $65. Buy on Drizly. The bold aroma blends jalapeño and agave nectar, plus a hint of weed… SEE THE SCORE AND FULL REVIEW

Bottle of Tequila Teremana Añejo.
Photo courtesy of ReservBar

Tequila Teremana Añejo, $40. Buy on ReserveBar. The new expression of the brand supported by Dwayne Johnson offers tangy aromas of jalapeño and vanilla… SEE THE SCORE AND FULL REVIEW

A bottle of Tequila Enemigo
Photo courtesy of Drizly

Tequila Enemigo 00 Extra Añejo, $170. Buy on Drizly. This burnished golden tequila opens with aromas of allspice and cinnamon… SEE THE SCORE AND FULL REVIEW

Bottle of Ocho Anejo tequila.
Photo courtesy of Drizly

Tequila Ocho Añejo, $70. Buy on Drizly. A particularly light and vegetal version of the añejo. Look for a pale straw hue and sweet, peppery aromas, plus a hint of gunflint… SEE THE SCORE AND FULL REVIEW

We Recommend:
  • https://www.winemag.com/2022/03/23/aged-tequila-recommendations/#

    Spirit Chest

  • https://www.winemag.com/2022/03/23/aged-tequila-recommendations/#

    Riedel Tequila Glass (Set of 2)

Posted on March 23, 2022

How Salem is reviving growth efforts with outside help


This is a paid coin from the Sioux Metro Growth Alliance.

Simplified: Salem is restarting its local economic development group and focusing on future growth. Here’s how the Sioux Metro Growth Alliance helps.

why is it important

  • Salem faces many of the same challenges as other communities right now when it comes to shortage of housing and labor, said the city’s chief financial officer, Lori Heumiller. This is partly why the city signed on as a partner with SMGA in January.
  • With the help of an economic development specialist from the SMGA, Salem someone dedicated to helping the city grow. Specialist Sheldon Jensen works directly with Salem people and businesses to seek out potential growth opportunities.
  • During the first month of this partnership, SMGA helped Salem establish a new economic development corporation – a board of directors made up of local people focused on growth and led by the president of the Progressive Salem Association, Glenda Blindert.

“They’re very good at following,” Heumiller said of SMGA, “so if you give them a job, they take it by the horns, and they work and work and work until they get it done. “

Tell me more about Salem

It is located approximately halfway between Sioux Falls and Mitchellmaking it an ideal location for people who want to be a little further from the metropolitan area, Blindert said.

“I think in some cases people want to get out closer to the Sioux Falls metro and into a smaller school district,” she said. “We have a great school here with great facilities.”

The city also has several services available locallysaid Heumiller, which means people don’t have to travel to one of the bigger cities for things like a hardware store, a doctor’s appointment or an upgraded city pool.

Salem has had an economic development council in the past, Blindert said, but most members have retired or died. The partnership with SMGA has given this work a renewed attention.

What happens next?

One of the first objectives of the new economic development corporation is to meet the housing needs of the city, Blindert said.

The larger goal, however, is to attract more people and businesses to Salem.

“We’re going to continue to do things for our community to inspire people to move here and stay here to raise their families,” Heumiller said.

CDA and Navy Federal Credit Union Recognize Inaugural Class of Guidepost Award Recipients | Your money


ARLINGTON, Va.–(BUSINESS WIRE)–March 22, 2022–

The Association of Defense Communities (ADC), in collaboration with Federal Naval Credit Unionrecognized the first winners of the Signpost Rewards last week at National Defense Communities Summit in Arlington, Virginia. The Guidepost Awards is a program that shines a light on the financial advisors and professionals in the defense communities who help guide military members and their families to financial well-being.

This press release is multimedia. See the full version here: https://www.businesswire.com/news/home/20220322006086/en/

The Association of Defense Communities (ADC), in conjunction with the Navy Federal Credit Union, recognized the inaugural winners of the Guidepost Awards. (Photo: BusinessWire)

The 2022 class of Guidepost Awards winners include:

  • Ron Aylor, director of the Office of Defense Military Pay at Fort Riley, Kansas. An Army veteran, Ron has been recognized for his “tenacity in managing such a wide range of responsibilities and changing day-to-day priorities”. It was during his service that Ron first became interested in personal finance and money management, and today he uses this passion to provide “life-changing assistance to soldiers and members of their family in the community”.
  • Toni Geronimo, Community Readiness Consultant for the Military and Family Readiness Center, 6th Force Support Squadron, MacDill Air Force Base, Florida. Helping others has been a key part of Toni’s career from the very beginning. She is recognized for “her extraordinary commitment to the community”. As a Certified Financial Advisor, Toni is “consistently ahead of the game to help the community prevent financial hurdles”.
  • Kathleen Spain, financial advisor for the Soldier Family Assistance Center and Survivor Outreach Services with Army Community Services in Fort Carson, Colorado. With more than 13 years of mortgage and banking experience prior to federal service, Kathleen is credited with meeting “soldiers where they are now and helping them identify a financial strategy to prepare to their new civilian way of life.
  • Scott Wadeson, manager of the financial readiness program at Fort Riley, Kansas. Scott enlisted in the military after high school and earned a master’s degree in public administration from the University of Kentucky. Shortly after 9/11, Scott rejoined the military as an airman and flew the UH-60 Black Hawk. He is known for “always coaching and mentoring his team and never taking a cookie-cutter approach to helping his clients”.

As part of the Guidepost Awards Ceremony at the summit, winners also participated in a panel discussion on “Rethinking the Way We Support Our Military Families,” moderated by Capt. Keith Hoskins (USN Retired), Executive Vice President of Operations of the Federal Navy General Directorate.

“With the genuine guidance and care of these incredible advisors, our service members and their families can feel a little more comfortable throughout their financial wellness mission,” Hoskins said. “Bravo Zulu to all of our Guidepost award winners! Your passion for this important work and your willingness to serve are commendable.

The Guidepost Awards are an Association of Defense Communities and Navy Federal Credit Union recognition program that highlights financial and professional advisors and the important role they play in helping military families achieve their life goals. savings or career transition.

“Our military families face a unique set of challenges when it comes to navigating their financial journeys and planning for the future. That’s why financial advisors are so important,” said CDA President Bob Ross. “Congratulations to the winners of the 2022 Guidepost Award. We are inspired by the work they do every day to help our military.

For more information on the Guidepost Awards, visit: guidevotremission.org.

Editorial Notes

To download photos from the Guidepost Awards Recognition Ceremony, click here. Favorite photo credit is “ADC Photo by Will Noonan”.

To read the full profiles of the Guidepost Award winners, click here.

About the Defense Communities Association

ADC is the point of connection for community, state, military, and industry leaders on community and military issues and facilities management to improve knowledge, information sharing, and best practices. practice. With nearly 300 affiliated communities, states, regions, and industry organizations as members, CDA represents all major defense communities/states nationwide. To learn more, visit defensecommunities.org.

About Navy Federal Credit Union

Founded in 1933 with just seven members, Navy Federal now has the distinct honor of serving more than 11 million members worldwide and is the largest credit union in the world. As a member-owned, non-profit organization, Navy Federal always puts the financial needs of its members first. Membership is open to all Department of Defense and Coast Guard active duty, veterans, civilian and contract personnel, and their families. Dedicated to its service mission, Navy Federal employs more than 20,000 people and has a global network of 350 agencies. For more information about Navy Federal Credit Union, visit marinefederal.org. Federally insured by NCUA. Equal Opportunity Employer.

Show source version on businesswire.com:https://www.businesswire.com/news/home/20220322006086/en/

CONTACT: Brandi Gomez

brandi—[email protected]

(850) 760-9343



SOURCE: Federal Navy Credit Union

Copyright BusinessWire 2022.

PUBLISHED: 03/22/2022 15:16 / DISK: 03/22/2022 15:17


Copyright BusinessWire 2022.

Lewis Hamilton hilariously surprises Mercedes racing engineer Bono with an enthusiastic radio message


What an unexpected way to start the season for Lewis Hamilton. The Mercedes man took the 183rd podium of his career and he did it in style. Mercedes had a better start to 2022 than they initially expected as their new driver George Russell was just behind Lewis in P4.


The article continues below this ad

For a long time no one saw Lewis Hamilton so enthusiastic after the race. Nobody in the Silver Arrows thought they would end up taking P3 and P4 in the race after qualifying for P5 and P9 on the same weekend. Luck played a big role as two Red Bulls retired just before the end of the race.


The article continues below this ad

The seven-time world champion shared his moments with his race engineer Peter Bonnington. Known as Bono, Peter is a senior race engineer at Mercedes and has a long-standing working relationship with Lewis. As Hamilton crossed the finish line, Bono took a turn to congratulate him with, “Nice work Lewis.

Shortly after being congratulated, the delighted Hamilton exclaimedWooo!“It scared the race engineer as you can hear, ” WOW.

Extremely pleased with the outcome of the race, Lewis further affirmed “Let’s go. Let’s go. Yeah guys! Mega, mega job. Thank you so much for the hard work. Reliability is so important. Appreciate it. The video was shared by the official Mercedes AMG F1 Twitter account. Bono then continued with, “Well done Lewis, a long way to go but a great way to start” before the end of the video.

Why is this podium important for Lewis Hamilton and Mercedes?


The article continues below this ad

Hamilton ended his run last season in the most dramatic way possible. The 37-year-old had almost nothing to say after Max Verstappen passed him to bring home the championship. From there to securing third place in the most unusual way, it’s been a good day for the ex-McLaren driver.

Formula One F1 – Bahrain Grand Prix – Bahrain International Circuit, Sakhir, Bahrain – March 20, 2022 Third-place finisher Lewis Hamilton of Mercedes celebrates on the podium with a trophy after the race REUTERS/Thaier Al-Sudani

On top of that, Mercedes now have a cushion of 27 points over rivals Red Bull after the first race. These points will certainly prove crucial in the final stages of the championship. Moreover, the championship is no longer just between Mercedes and Red Bull as Ferrari has proven to be a strong contender this year, securing a season opener double.


The article continues below this ad

Watch this story: Tom Cruise to Emily Ratajkowski celebrities to drive an F1 car

As for Lewis, this podium proved to be a boost for him. The Mercedes driver is in the hunt for his eighth world championship and those 15 points will go a long way to helping him battle defending champion Max Verstappen.

Did you enjoy reading this article? Download our exclusive app to get 24/7 coverage of the latest memes and social media jokes. Click here to download.

People: Tributes to former Chamber chief executive; Senior hire for education specialist; and more


A business leader who was part of the team which brought the National Exhibition Center (NEC) to Birmingham has died at the age of 89.

John Warburton, former chief executive of Birmingham Chamber of Commerce and Industry (now Greater Birmingham Chambers of Commerce), also created what is now the Asian Business Chamber of Commerce (ABCC).

In a career distinguished by tirelessly promoting British business abroad, he was awarded a CBE for services to exports in the New Year’s Honors in 1983.

He was also responsible for embracing Birmingham’s Asian community into the Chamber in the wake of the Handsworth riots in 1987, when the Institute of Asian Businesses (as it was originally called) was created.

Warburton died earlier this month in Cowes, Isle of Wight, where he moved in 2020 to be nearer his family.

Warburton joined Birmingham Chamber of Commerce and Industry in 1959 after working for London Chamber of Commerce following National Service in the Royal Army Ordnance Corps. He was appointed the Chamber’s chief executive in 1979 and served until 1994. He was also regional secretary of the West Midlands Chambers of Commerce from 1979 to 1994.

His deputy, Sue Battle, who went on to become chief executive, said: “John leaves a lasting and tangible legacy for Birmingham. He positioned the Chamber as one of the leading promoters for successfully bringing the National Exhibition Center to Birmingham and was tireless in connecting its businesses globally, especially across Europe.”

Henrietta Brealey, chief executive of the GBCC, said: “John’s contribution to the Chamber was critical at a time when the promotion of Birmingham abroad was essential and he turned the Chamber into a leading force in that field as well as helping to bring the NEC to the city.”

A funeral service will be held at The Oratory, Birmingham, on Tuesday, April 5 (12.30pm), followed by a reception in his memory at Edgbaston Golf Club.


Sandwell-based SIPS Education has appointed Sarah Howard as its new finance manager and company accountant.

She joins the not-for-profit organization with more than 25 years experience in accounting and finance, most recently working for a physical education charity based at the University of Worcester and at a Birmingham marketing agency.

She said: “I was drawn to SIPS Education and its child-centric ethos, as well as the cooperative, not-for-profit status; I am really looking forward to working with the team to truly make a difference to children’s lives and the schools we work with.”

SIPS chief executive Brian Cape added: “Sarah is just the kind of talented and motivated individual we are looking for, and I look forward to her support and input to drive us forward.”

Lloyds Bank has strengthened its support for businesses in the Midlands after appointing Dave Atkinson as new regional director.

Atkinson, who was born in West Bromwich, will return to the Birmingham head office on Colmore Row to oversee Lloyds Bank’s SME and Mid-Corporate operations across the Midlands and South Wales, having previously held the role between 2012 and 2014.

He arrives after spending three years as regional director of Lloyds Bank’s operations in the East of England. He brings 34 years of experience to the team, having started his career with Lloyds Bank in Birmingham in 1988.

Atkinson will also continue in his role as Lloyds Banking Group’s UK head of manufacturing and will use his expertise to support the region’s thriving manufacturing sector.

He said: “It’s a hugely exciting time for businesses in the Midlands and I’m pleased to be back after eight years away. I’m hoping my joining the team will build on the knowledge and expertise we already have to help businesses in the region prosper and support them on their journey to net-zero.

“The next few months won’t be without challenges, but there will also be significant opportunities. We will be by the side of local business to offer the tailored support they need to make the most of these and continue their growth.”

Tanzanian President Samia Suluhu Hassan, a boon for women


Dodom: When Samia Suluhu Hassan became president of Tanzania a year ago after the sudden death of her predecessor John Magufuli, many women had high hopes.

It wasn’t just President Suluhu Hassan’s enormous potential as a role model – upon her inauguration on March 19, 2021, she became Tanzania’s first female president, as well as Africa’s only female head of state. .

It is also that the late President Magufuli made frequent comments denigrating women while supporting policies that restrict their rights. For example, he banned pregnant teenagers from returning to school.

Now, a year later, many women applaud Suluhu Hassan for her leadership style and her promotion of women.

They also commend the President for pulling her country out of the economic and health crises triggered by the COVID-19 pandemic. Suluhu Hassan has also strengthened Tanzania’s regional position since taking office.

The 62-year-old leader has given Tanzania a diplomatic facelift after Magufuli-era isolation. She has visited several African and European countries and the United Arab Emirates over the past year.

“Issues of economic diplomacy and trade relations have improved so much [under President Suluhu Hassan]Ugandan human rights and women’s rights defender Stella Nyanzi told DW.

This has enabled Tanzania to secure financing and sign contracts for several major projects, including a 178 million euro ($196 million) concessional loan for bus rapid transit, financing for renovation of the international airport and 450 million euros in EU relief funds for COVID-19, according to the Tanzanian daily The Citizen.

Under Samia Suluhu Hassan, Tanzania is rapidly opening up to its neighbours.

The country ratified the African Continental Free Trade Area (AfCFTA) last year, giving Tanzania access to a market of 1.2 billion potential customers.

Last month, his administration agreed to join the rest of the East African Community in signing a trade deal with the European Union, which Magufuli had previously blocked. Tanzania also recently removed dozens of trade barriers with Kenya.

The country is now reaping the benefits of these policy changes.

Tanzania’s exports of manufactured goods to its neighbors rose by a third, “the highest trade on record”, said Frannie Leautier, a Tanzanian-born international investment consultant. She has held senior management positions at the African Development Bank and the World Bank Group.

For Leautier, one of the main achievements of President Suluhu Hassan is how she “led the role of Tanzania” both in the East African region and elsewhere, and on the continent after the launch of the AfCFTA.

Tanzania’s national poverty rate declined in 2021, despite the effects of the pandemic, Leautier said, adding that the Tanzanian shilling is also the most stable currency in East Africa.

Dar es Salaam resident Monica Patric told DW’s Kiswahili service that the “big things [President Suluhu Hassan] done inside and outside the country”, which is why she is happy as a woman with her performance.

“There are so many changes since President Samia took office,” she said. “So many people and I are proud of her.”
women in power

Having a female president has great symbolic value beyond Tanzania to show that African women can govern, says Ugandan women’s rights advocate Stella Nyanzi.

“I celebrate President Samia Suluhu Hassan because she echoed the importance of giving governance to women,” she said. “She’s not perfect, but she does a good job.”

Nyanzi added that she thinks many have underestimated the president because she is a Muslim woman and wears a hijab.

Another Dar es Salaam resident, Mary Sandi, said she appreciated seeing more women rise to influential political positions.

“Our parliamentary speaker is a woman and is doing a great job in parliament, which is a great achievement because parliament is stable and doing well,” she told DW.

Tanzania has more women ministers than ever before. After several cabinet reshuffles over the past year, nine out of 25 ministries, or 36 percent, are currently headed by women.

This includes the appointment of Stergomena Tax to head the Ministry of Defence, the first time in the country’s history that the critical post has gone to a woman.

“It seems like she is prioritizing professionalism, ability and ability, and that means a lot more female nominations,” said Tanzanian political commentator and feminist blogger Elsie Eyakuze.

President Suluhu Hassan also appears to be giving young women a chance to demonstrate their leadership skills. For example, Tanzania’s ambassador to the United States, former economist Elsie Sia Kanza, is only 46 years old.

“[President Suluhu Hassan] appointed young women, and women in general, to non-traditional roles by examining their skills and abilities and setting them up for success,” said financial consultant Leautier.

The president herself pointed out that 13 women were among the 28 new judges she recently appointed.

Neighboring Rwanda, where just over half of ministers and judges are women, shows that traditionally male-dominated African nations can place women in leadership positions.

But it’s not something Tanzania can do overnight, experts say.

“I would be concerned if she tried to drive for parity immediately because we need time as a society to get used to certain things,” political commentator Eyakuze told DW.

“If she is seen to be absolutely and completely favoring women and being a feminist, it might actually elicit negative reactions instead of creating a constructive situation.”

This does not mean that President Suluhu Hassan supports all women. Last year she sparked an uproar when she described female footballers nationwide as having “flat chests” and not being attractive for marriage.

At the time, women’s rights activist Mwanahamisi Singano called President Suluhu Hassan’s statement a humiliation for women.

“Especially African women, because we know their female bodies have been objectified for so long,” Singano told DW in August 2021.

“We’ve been pushed to fit into certain categories of beauty, so it’s really sad to hear that the president is saying those words in a way that says, if you don’t have those qualities, you’re not enough. woman. You’re not attractive.”

In addition, the seven-month imprisonment of opposition politician Chadema Freeman Mbowe, who was released two weeks ago, has fueled concern among rights groups over whether President Suluhu Hassan is returning to power. repressive techniques of the late John Magufuli. But in an exclusive interview with DW, she dismissed allegations of oppression by her political opponents.

“Regarding the complaints of political parties to be allowed to hold rallies, which is their legal right. We have asked them to discuss and let the government know how they intend to conduct these meetings without chaos, by destroying people’s property or creating chaos in the country,” Suluhu Hassan said. “They should sit down and discuss and let the government know what they have decided. We will respond and allow them.”

She also ruled out an upcoming constitutional review, saying Tanzanians had more pressing issues. “Citizens expect good schools where their children can go to learn. They are waiting for the construction of health centers, water supply and rural electrification. [amendment] exercise is very expensive.”

However, the Tanzanian leader emphasized that she understood the importance of the constitution. “It’s vital. So we will wait for recommendations from political parties and see the way forward, but for now we want to focus on the needs of citizens,” she told DW.

Governor of Maharashtra awards Chandraprakash Pandey of CP Pandey & Associates with Times Applaud’ Trendsetter Award 2022 for his status as an iconic industrial financial consultant


March 19, 2022 2:20 p.m. STI

New Delhi [India], March 19 (ANI/Target Media): Hiring a financial consultant is crucial for all kinds of businesses if they are to operate smoothly and succeed. Chartered Accountant (CPA), Chandraprakash Pandey, of CP Pandey & Associates, is one such widely known and well-established financial consultant.
Chandraprakash has helped a wide range of businesses grow and run smoothly by providing expert financial advice and advisory services. Leading press release and PR organization, Times Applaud, has therefore recognized Chandraprakash’s services by awarding him the 2022 Trendsetter Award.
At an event held last month, Chandraprakash received the 2022 Times Applaud Trendsetter Award from Maharashtra Governor Bhagat Singh Koshyari for his role as an iconic industrial financial consultant. Times Applaud hosted the sparkling event on February 24, 2022 at Governor House Raj Bhawan in Malabar Hill, Mumbai.
Financial consultants or advisors provide clients with a comprehensive assessment of their finances. They dissect all the elements of a client’s financial life, including assets, expenses, and income, and help them develop a financial plan to achieve various types of goals and succeed in business. As a financial consultant, Chandraprakash Pandey, who has been a member of the Institute of Chartered Accountants of India (ICAI) since 2012, has worked with a wide range of professionally managed companies. He has nearly a decade of expertise in handling business issues in many areas. He has helped many companies to establish, manage and grow their business in India. As a Certified Public Accountant (CPA), Chandraprakash Pandey plays an important role in a wide range of financial planning and transactions. Its services are beneficial to individuals and businesses looking to achieve lofty financial goals.
He provides financial advice to a wide range of clients, including large corporations and government agencies, as well as small independent businesses and individuals. Some of his clients are engaged in public works, while employed in the private sector or for government agencies.
He is an expert in particular practice areas including auditing, management consulting, collections, forensic accounting, tax, insurance, corporate finance, compiling and presenting reports, budgets , business plans, commentaries and financial statements.
According to him, the more value he brings to the customer, the more he will be pleasantly remunerated. To deliver this value, he is well equipped with important skills and qualities. He works in all areas of business and finance, including audit, tax, finance and general management.

Chandraprakash Pandey is the founder of one of the leading accounting firms in India, CP Pandey & Co. The firm was founded in 2012 and now operates from its head office in Mumbai.
CP Pandey & Co aims to add value to companies by providing them with a professional, proactive and flexible audit service, adapted to their current and future needs.
CP Pandey & Co is a company registration professional, including patent registration; Registration of a limited company; and Class 3 digital signature, etc. They provide licenses and a certificate, including a tax return; ISO certification; FSSAI Food License; trademark registration; and RERA Registration. Business compliances, including GST registration; GST return filing; and TDS Return Filing, etc. are also the main services of CP Pandey & Co.
CP Pandey & Co is committed to creating and maintaining long-term relationships that leverage the company’s experience and expertise to help our clients achieve real success in the business world.
The company believes that a good example is twice as valuable as good advice. CP Pandey & Co believes that its customers’ success is truly theirs and that the company plays a part in it. Growth only comes through continuous effort and struggle. Therefore, CP Pandey & Co’s mission is to simplify all types of compliance and meet all the needs of business owners.
Website: www.cappandey.com
This story is provided by Target Media. ANI shall in no way be responsible for the content of this article. (ANI/Target Media)

The Unquiet Genius lands in the libraries of spy thriller lovers


During his retirement years, Duffy Dyer wrote three spy novels following a character named Conor Thorn, who set out to solve mysteries set in the World War II era.

The Torch Betrayal is her first novel. Then he wrote the Ultra Betrayal, with his third in the series, The Unquiet Genius, now available to readers. Dyer said he researches unresolved historical events and uses them to inspire his plots.

“Yeah, you know, for the three books, I look back in history, look for inspiration for story ideas, so I buy a lot of memoirs and storybooks.”

An Italian physicist disappeared in 1938, and Dyer used that as the premise for The Unquiet Genius.

“He left suicide notes. But no body was found. There were a lot of rumors that he had retired to a monastery in Italy. He was also seen after popping up in Central America and South America. this particular scientist.”

The story centers on this scientist’s knowledge of nuclear physics and the pursuit by the Allied forces and the Nazis to find him and obtain his skills to build a nuclear bomb.

Dyer said spy Conor Thorn still had a few adventures to add to the book series, but he also had other ideas he was working on.

“I think there’s a couple more stories in Connor Thorns’ back pocket that could be revealed, so maybe three or four more. I have another idea for a series that I’d like to start working on and which involves an uncle of Conor Thorn, who is a detective in New York and so I have this on the drawing board so to speak.

You can meet Dyer at Dolly’s Book Store on Main Street in Park City at 3 p.m. on Saturday, March 19. He will be there to sign copies of The Unquiet Genius.

Mount Files NI 43-101 Technical Report for the Koné Gold Project


VANCOUVER, BC, March 18, 2022 /PRNewswire/ – Gold Corp assembly. (“Montage” or the “Company”) (TSXV: MAU) (OTCPK: MAUTF) is pleased to announce that the technical report for the NI 43-101 Definitive Feasibility Study on the Koné gold project in Côte d ‘Ivoire (the “Technical Report”) has been filed on SEDAR. The Technical Report, dated March 14, 2022has an effective date of February 14, 2022 and is titled “Koné Gold Project, Ivory Coast Definitive Feasibility Study National Instrument 43-101 Technical Report”. The results of the Definitive Feasibility Study were previously disclosed in summary form in the Company’s press release dated February 14, 2022“Montage Announces Koné Gold Project DFS with After-Tax NPV of $746 million and 35% IRR.”

Montage Gold Corp Logo (CNW Group/Montage Gold Corp)

The technical report has been prepared in accordance with National Instrument 43-101 of the Canadian Securities Administrators. Disclosure standards for mining projects (“NI 43-101”) and is available for review under the Company’s profile on SEDAR at www.sedar.com and on the Company’s website at www.montagegoldcorp.com. There are no material differences between the mineral reserves and the mineral resource estimates reported in the February 14, 2022 press release from those contained in the Report.

Montage is a Canadian-based precious metals exploration and development company focused on opportunities in Côte d’Ivoire. The Company’s flagship property is the Koné gold project, located in northwestern Côte d’Ivoire, which currently hosts a probable mineral reserve of 161.1 Mt at a grade of 0.66 g/t for 3.42M ounces of gold. The Company released the results of a Definitive Feasibility Study (the “DFS”) on the Koné Gold Project on February 14, 2022describing a 15-year gold project expected to produce 3.06M ounces of gold to AISC (non-GAAP) of $933 per ounce over the life of mine, with an average annual production of 207 koz and a peak production of 320 koz. Montage has a management team and a board of directors with significant experience in the discovery and development of gold deposits in Africa.

The estimate of the Project’s mineral reserves was carried out by Ms. Joeline McGrath of Carci Mining Consultants Ltd. which is considered independent of Montage. Ms. McGrath is a member in good standing of the Australian Institute of Mining and Metallurgy and has sufficient experience relevant to the work she undertakes to qualify as a Qualified Person under National Instrument 43-101. DFS was prepared by Lycopodium Minerals Pty Ltd. and integrates the work of Lycopodium and specialized consultants, under the supervision of sand hunterMAusIMM(CP), of Lycopodium, a Qualified Person under NI 43-101 who is independent of Montage.

For further details on the data verification undertaken, the exploration undertaken and associated QA/QC programs, and their interpretation, as well as the assumptions, parameters and methods used to develop the Mineral Reserve estimate for the project, please consult the NI 43-101 technical report entitled “Koné Gold Project, Côte d’Ivoire Definitive Feasibility Study National Instrument 43-101 Technical Report” and filed on SEDAR at www.sedar.com. Readers are encouraged to read the technical report in its entirety, including all qualifications, assumptions and disclaimers related to the details summarized in this press release. The Technical Report is intended to be read as a whole, and sections should not be read or relied upon out of context.

The technical information contained in this press release has been approved by Hugh Stuart, B.Sc., MSc, a Qualified Person under NI 43-101. Mr. Stuart is the Company’s Chief Executive Officer, a Chartered Geologist and a Fellow of the Geological Society of London. Mr. Stuart is not independent of Montage as he is an officer, director and shareholder of Montage.

Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release.

This press release contains certain forward-looking information and forward-looking statements within the meaning of Canadian securities laws (collectively, “forward-looking statements”). All statements, other than statements of historical fact, constitute forward-looking statements. Words such as “will”, “intends”, “proposed” and “expects” or similar expressions are intended to identify forward-looking statements. Forward-looking statements in this press release include statements that imply that the Company will obtain sufficient or any project funding to enable the project to be developed as planned, and also include those related to estimates of mineral reserves and resources. of the society ; the timing and amount of future production from the Koné Gold Project; expectations regarding the IRR, NPV, return on investment and costs of the Koné Gold Project; anticipated mining and processing methods at the Koné Gold Project; the expected mine life of the Koné Gold Project; expected recoveries and grades from the Koné gold project; schedule for the DFS; and timing of permits and concessions. Forward-looking statements involve various risks and uncertainties and are based on certain factors and assumptions. There can be no assurance that such statements will prove to be accurate, and actual results and future events could differ materially from those anticipated in such statements. Important factors that could cause actual results to differ materially from the Company’s expectations include the uncertainties inherent in the preparation of mineral reserve and resource estimates and definitive feasibility studies such as mineral reserve and resource estimates. and EFD, including, but not limited to, assumptions underlying unrealized production estimates, incorrect cost assumptions, unexpected variations in the amount of mineralized material, grade or rates of recovery, unexpected changes in geotechnical or hydrogeological considerations, unexpected plant, equipment or process failures, unexpected changes in energy availability or energy interest rates, failure to maintain permits and licenses, higher than expected interest or tax rates, adverse changes in project parameters , unforeseen delays and costs of consulting and accommodating local community rights, environmental risks inherent in Côte d’Ivoire, title risks, including failure to renew concessions, unforeseen fluctuations in commodity prices and rates of currency, risks related to COVID-19, delays or failure to receive access agreements or amended permits, the impact and progression of the COVID-19 pandemic and other risk factors set forth in the Company’s annual information form under the heading “Risk Factors”. The Company undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by law. New factors appear from time to time, and it is not possible for Montage to predict all of them, or to assess the impact of each of these factors or the extent to which any one factor, or combination of factors, may cause results to differ materially from those contained in any forward-looking statement. All forward-looking statements contained in this press release are expressly qualified in their entirety by this cautionary statement.

This press release includes certain terms or performance measures commonly used in the mining industry that are not defined by International Financial Reporting Standards (“IFRS“), including “all-in sustaining costs” or AISC. Non-GAAP measures do not have any standardized meaning prescribed by IFRS and, therefore, may not be comparable to similar measures used by other companies in maintaining costs”, as it understands that certain investors use this information to determine the Company’s ability to generate profits and cash flows for use in investing and other activities. The Company believes that conventional performance measures prepared in accordance with IFRS do not fully illustrate the ability of mines to generate cash flow. The measures, as determined under IFRS, are not necessarily indicative of operating profit or cash flow. cash from operating activities AISC is considered a key indicator of a project’s ability to generate an operating profit and cash flow. -GAAP financial measures should not be considered in isolation as a substitute for performance measures prepared in accordance with IFRS and are not necessarily indicative of operating expenses, results of operations or cash flows reported under IFRS . Readers should also refer to our MD&A, available under our company profile at www.sedar.com for a more detailed discussion of how we calculate these measures.



View original content to download multimedia: https://www.prnewswire.com/news-releases/montage-files-ni-43-101-technical-report-for-the-kone-gold-project-301505482.html

SOURCE Mount Gold Corp

Economic target of 1 trillion dollars: UP is looking for a new consultant


On behalf of the state government, the Planning Department issued the tender to hire a consultant for the task. The last day for submitting bids would be April 14 and technical bids will be open for review on April 18.

Chief Minister Yogi Adityanath in his second term will give high priority to achieving the unfinished agenda of making Uttar Pradesh a trillion dollar economy. The state government again issued a tender, looking for a consultant who could help the state with this difficult task.

By the government’s own admission, this “Herculean task requires state government to take giant leaps forward”, as it involves increasing the size of the state’s Gross Domestic Product (GDP) nearly fourfold to achieve the goal within the next five years.

UP’s GSDP in 2020-21, in nominal terms, was Rs 17.2 trillion, about the same level as in 2019-20. According to advance estimates, the GSDP will be 19.1 trillion rupees in 2021-2022.

On behalf of the state government, the Planning Department issued the tender to hire a consultant for the task. The last day for submitting bids would be April 14 and technical bids will be open for review on April 18.

This is the second time that the government has considered appointing a consultant for this position. Previously, the state government launched the process in September 2020, and global professional services firm Deloitte Touche Tohmatsu India became the selected consultant, after beating Boston Consulting Group, Grand Thorton India and an IT consortium iSAARC-UP. . However, the offers were canceled for technical reasons in March 2021.

According to the new Request for Proposals (RFP) document, the consultant will be required to critically analyze macro and micro sector data regarding the GSDP, trade, investment, expenditure, savings, labor participation labor, inflation, import and export, etc. the strengths and weaknesses of the UP economy.

It will also cover all key sectors such as agriculture and related sectors, infrastructure, rural development, industrial development, social sector, health, skills development, natural resources and technology-intensive sectors. emerging. It would also develop a strategic framework, create an implementation roadmap, design institutional reforms and also develop a monitoring and evaluation framework.

Describing the outcome of the work, the RFP document states that the task requires “well-thought-out, long-term strategies on a sustained basis and would also require organizational restructuring, targeted policies and rules for more effective governance, better decision-making. speed and better accountability”.

The consultant will also suggest the creation of reporting mechanisms and dashboards that can enable the office of the lead minister to monitor the level of implementation of each project, similar to how the Prime Minister’s Office (PMO) monitors major national programs.

The consulting firm must submit the first draft of the technical report within 90 days of signing the contract and submit the final draft within 150 days.

A pre-tender meeting is scheduled for March 22.